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Optimus Finance Ltd (531254)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531254 NSE: Finance - NBFC | Small Cap | Optimus Finance Share Price

₹13.30 0.00 (0.00%)

As on 04-Jun'26 16:59

Optimus Finance Ltd (531254)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531254 NSE: Finance - NBFC | Small Cap | Optimus Finance Share Price

₹13.30 0.00 (0.00%)

As on 04-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹99 Cr.
Current Price
₹13.3
52-Week Low / High
₹11 / 29
TTM EPS
₹0.1
Book Value per Share
₹2.9
P/E Ratio
210.11
Higher than its 5-year historical median
Industry PE
25.6
Price to Book (P/B)
4.63
Higher than its 5-year historical median
EV/EBITDA
155.28
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
2.57%
Return on Capital Employed (ROCE)
3.57%
Return on Assets (ROA)
2.50%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
16.8%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
2.55%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹1.3 Cr.
Reserves
₹14 Cr.
Equity
₹7.5 Cr.
Face Value
₹1
All Time Low / High
₹0.10 / 29.00

Optimus Finance stock performance

Key Ratios
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Check Before You Invest

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M-Cap below 100cr DeciZen not available

Q.1 Is Optimus Finance Ltd a good quality company?
Optimus Finance Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

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We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

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How does Optimus Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Optimus Finance Ltd vs Industry Peers?
Optimus Finance Ltd AUM CAGR is 12.89%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
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Q.1 Promoter shareholding and pledge status of Optimus Finance Ltd?
Promoters hold 53.89% of the Optimus Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Optimus Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 16.7% based on the current price.
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10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Optimus Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)1.94.42.92.91.10.91.10.61.31.51
YoY Gr. Rt. %-134%-34.2%0.2%-62.4%-17.7%17.7%-40.4%101.7%16.3%-
Adj EPS (₹ ) -0.10.100.100-000.40.10.1
YoY Gr. Rt. %-NA-71.4%300%-100%NANANA3700%-81.6%-
BVPS (₹ )0.71.61.61.71.71.71.72.42.72.82.9
YoY Gr. Rt. %-130.4%1.3%5%0%0%0%39.6%16.1%2.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)-10.44.70.93.10.10.2-0.30.714.62.50

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income-2.7%6.3%11.8%16.3%
Adj EPSNANANA-81.6%
BVPS16.9%10.7%18.5%2.6%
Share Price 16.1% 41.9% 17.3% -30.1%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-19.88.43.915.312.9-3.416.322235.834.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)-14.16.61.34.90.10.3-0.40.814.92.62.1

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 1.904.442.922.941.110.911.070.631.281.51
Interest Income1.894.432.922.921.100.901.060.631.281.49
Other Income ⓘ 0.120.040.080.040.030.030.040.030.010.01
Exceptional Items ⓘ 00.0100.020.0100.01000.02
Expenditure ⓘ + 2.224.122.782.301.060.871.120.530.530.79
Interest Expense ⓘ 0.100.310.500.430.370.150.100.070.030.03
Operating Expenses ⓘ 23.762.201.830.650.690.980.430.490.75
Provisions 0.120.040.080.040.030.030.040.030.010.01
Exceptional Items ⓘ 000000002.600
Profit Before Tax ⓘ -0.330.320.140.640.050.04-0.050.113.350.72
Taxes ⓘ 0.05-0.050.020.190.040.01-0.0100.510.18
Profit After Tax -0.370.370.110.450.010.03-0.040.102.840.53
Adjusted EPS (₹)-0.10.10.00.10.00.0-0.00.00.40.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Optimus Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +2.478.848.969.419.429.449.4117.6220.4620.99
Share Capital ⓘ 3.575.575.575.575.575.575.577.477.477.47
Reserves ⓘ -1.103.273.393.833.843.873.8310.1512.9813.52
Short term borrowings0.602.332.020000000
Long Term Borrowings01.482.136.072.781.911.570.260.190.21
Current Liabilities 0.632.422.290.350.160.110.080.080.400.37
Trade Payables0.010.010.040.120.100.060.020.0100.01
Other Liabilities-0.61-2.34-2.07-0.12-0.10-0.06-0.02-0.01-0-0.01
Total Liabilities ⓘ 3.1112.7413.3915.8312.3611.4611.0617.9621.0421.57

Assets

Non Current Asset +0.506.376.116.656.656.656.656.656.516.52
Loan Asset 0000000000
Other Non Current Asset ⓘ 0.506.376.116.656.656.656.656.656.516.52
Current Asset +2.616.377.289.185.704.814.4111.3014.5315.04
Current Investment0000000000
Other Current Asset2.616.377.289.185.704.814.4111.3014.5315.04
Total Assets ⓘ 3.1112.7413.3915.8312.3611.4611.0617.9621.0421.57

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ -0.62-4.70-0.08-0.103.021.160.45-6.73-2.508.53
Cash Flow From Investing Activity ⓘ -1.50-4.240.29-1.360.55-0.10002.74-0.01
Cash Flow From Financing Activity ⓘ 0.608.95-0.171.54-3.68-1.02-0.436.74-0.18-0.02
Net Cash Flow ⓘ -1.520.010.030.08-0.120.040.020.010.068.50

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios
EPS (₹)-1.100.700.200.8000.10-0.100.103.800.10
DPS (₹)0000000000
BVPS (₹)6.915.916.116.916.91716.923.627.42.8

Performance Ratios

ROA (%)-10.44.70.93.10.10.2-0.30.714.62.5
ROE (%)-14.16.61.34.90.10.3-0.40.814.92.6
ROCE (%)-6.38.04.97.43.01.60.51.217.53.6

Valuation Parameters

Price/Book(x)4.11.81.00.81.21.41.92.53.37.5

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Optimus Finance Ltd FAQs

The current trading price of Optimus Finance on 04-Jun-2026 16:59 is ₹13.30.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Optimus Finance stood at ₹99.38 Cr

The latest P/E ratio of Optimus Finance as of 03-Jun-2026 is 210.1.

The latest P/B ratio of Optimus Finance as of 03-Jun-2026 is 4.63.

The 52-week high of Optimus Finance is ₹29.00 and the 52-week low is ₹11.16.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Optimus Finance is ₹1.29 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Optimus Finance Ltd is a below average quality company.

The key valuation ratios of Optimus Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Optimus Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Optimus Finance Ltd

Transpek Finance Ltd was incorporated on February 11, 1991 under the Companies Act, 1956 as Kalali Finance and Leasing Co. Ltd and obtained Certificate for Commencement of Business on April 8, 1991.  Subsequently, the Company changed to its current name to Transpek Finance Ltd. and a fresh certificate of incorporation was obtained on June 23, 1992. 

 Since its inception TFL has been functioning as a subsidiary of Transpek Industry Ltd and offering financial services, such as Leasing and Hire Purchase, Bills Discounting, Inter Corporate  Deposits and has recently  introduced activities like Auto Finance, Equity Research and  Investments.  The Company proposed a major expansion of its Leasing and Hire Purchase activities with thrust in financing Plant & Machinery and automobiles.  It also proposes to expand its business in the area of Bills Discounting, Stock Market operations.

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