Is PMC Fincorp Ltd (534060) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that PMC Fincorp Ltd is a below average quality company .

Is PMC Fincorp Ltd (534060) undervalued or overvalued?

The key valuation ratios of PMC Fincorp Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is PMC Fincorp Ltd (534060) share price return in the past 10 years?

PMC Fincorp Ltd share price has appreciated 15.7% annually (CAGR) over the past ten years.

Is PMC Fincorp Ltd (534060) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of PMC Fincorp Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the share price of PMC Fincorp Ltd (534060)?

Company share prices are keep on changing according to the market conditions. The current trading price of PMC Fincorp Ltd (534060) on 13-Apr-2026 10:15:00 at 10:15 is 1.97.

What is the market cap of PMC Fincorp Ltd (534060)?

Market capitalization is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 13-Apr-2026 at 10:15, the market cap of PMC Fincorp stood at Rs. 143.13 Cr.

What is the P/E ratio of PMC Fincorp?

The latest standalone P/E ratio of PMC Fincorp as of 13-Apr-2026 is 19.32.

What is the P/B ratio of PMC Fincorp Ltd (534060)?

The latest standalone P/B ratio of PMC Fincorp Ltd (534060) as of 13-Apr-2026 is 0.81.

What is the 52-week high and low of PMC Fincorp Ltd (534060)?

The 52-week high of PMC Fincorp Ltd (534060) is Rs. 2.64 and the 52-week low is Rs. 1.48.

What is the TTM revenue of PMC Fincorp Ltd (534060)?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of PMC Fincorp is Rs. 19.80 (Cr.).

PMC Fincorp Ltd (534060) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: PMC Fincorp Ltd (534060)
Brand: PMC Fincorp

10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	14.4	7.4	5.7	8.5	9.8	5.4	7.4	8.5	11.5	14.6	20
YoY Gr. Rt. %	-	-48.9%	-22.6%	49.1%	14.9%	-44.4%	35.9%	14.9%	35.6%	26.8%	-
Adj EPS (₹ )	0	0	0	0	0	0	0	-0.1	0.2	0.2	0.1
YoY Gr. Rt. %	-	-50%	100%	50%	0%	0%	0%	-466.7%	NA	5.3%	-
BVPS (₹ )	1	1.1	1.2	1.2	1.2	1.3	1.3	1.5	1.7	2.2	2.5
YoY Gr. Rt. %	-	1.9%	10.5%	1.7%	3.4%	2.5%	3.2%	18.6%	13.1%	28.3%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.8	0.6	1	1.8	1.7	2.2	1.8	-5.1	8.4	8.1	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	0.2%	8.3%	25.5%	26.8%
Adj EPS	29.2%	46.1%	88.2%	5.3%
BVPS	8.9%	12.7%	19.8%	28.3%
Share Price	15.7%	16.2%	3.1%	-16.2%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	6.2	9.8	17.8	18.8	14.7	33.4	24.6	-75.1	98.7	98.4	36
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	1.6	1.3	1.6	2.4	2.1	2.6	2.5	-7.7	11.6	11	4

Recent Performance Summary

Total Income has increased 25.48 CAGR in last 3 years

Net Profit has increased 88.21 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 4.20%

Total income growth is poor in last 4 quarters

	Standalone	Consolidated
TTM EPS (₹)	0.1	-
TTM Sales (₹ Cr.)	19.8	-
BVPS (₹) ⓘ	2.5	-
Reserves (₹ Cr.) ⓘ	106	-
P/BV ⓘ	0.81	-
PE ⓘ	19.32	-

From the Market
52 Week Low / High (₹)	1.48 / 2.64
All Time Low / High (₹)	0.14 / 108.59
Market Cap (₹ Cr.)	143
Equity (₹ Cr.)	71.2
Face Value (₹)	1
Industry PE ⓘ	29.1

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	14	7	6	8	10	5	7	8	16	21
Interest Income	14	7	6	8	10	5	7	8	11	15
Other Income ⓘ	0	0	0	0	6	1	3	12	0	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	4	7
Expenditure ⓘ +	13	6	4	6	8	3	5	15	3	3
Interest Expense ⓘ	2	4	2	1	1	1	1	2	2	1
Operating Expenses ⓘ	11	2	2	5	1	1	1	2	2	1
Provisions	0	0	0	0	6	1	3	12	0	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	1	1	1	2	2	2	3	-6	13	18
Taxes ⓘ	1	0	0	1	0	1	1	-0	1	4
Profit After Tax	1	1	1	2	1	2	2	-6	11	14
Adjusted EPS (₹)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-0.1	0.2	0.2
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	57	57	66	68	70	72	74	92	104	158
Share Capital ⓘ	49	49	51	51	51	51	51	53	53	71
Reserves ⓘ	8	9	15	17	19	21	23	39	51	87
Short term borrowings	57	51	21	18	10	6	25	27	3	46
Long Term Borrowings	0	0	0	0	0	0	0	0	16	0
Current Liabilities	63	56	22	19	12	8	25	30	5	51
Trade Payables	4	4	0	0	0	0	0	0	1	0
Other Liabilities	-61	-53	-21	-18	-10	-6	-7	-16	7	-35
Total Liabilities ⓘ	120	115	89	88	82	80	117	134	136	220
Assets
Non Current Asset +	11	15	12	12	9	5	5	16	113	151
Loan Asset	0	0	0	0	0	0	0	0	111	148
Other Non Current Asset ⓘ	11	15	12	12	9	5	5	16	2	3
Current Asset +	109	101	77	76	73	76	112	118	23	69
Current Investment	0	0	0	0	0	0	0	0	20	19
Other Current Asset	109	101	77	76	73	76	112	118	3	50
Total Assets ⓘ	120	115	89	88	82	80	117	134	136	220

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	7	1	-9	2	-3	-32	-4	10	-28
Cash Flow From Investing Activity ⓘ	-7	-4	3	2	6	0	-21	-1	-2
Cash Flow From Financing Activity ⓘ	0	2	6	-4	-4	36	21	-9	76
Net Cash Flow ⓘ	1	-1	-0	0	-0	4	-4	0	46

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	0	0	0	0	0	0	-0	0	0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	1	1	1	1	1	1	1	2	2	2
Performance Ratios
ROA (%)	0.8	0.6	1.0	1.8	1.7	2.2	1.8	-5.1	8.4	8.1
ROE (%)	1.6	1.3	1.6	2.4	2.1	2.6	2.5	-7.7	11.6	11.0
ROCE (%)	3.6	4.2	3.7	3.6	3.3	3.9	3.6	-3.9	10.7	11.3
Valuation Parameters
Price/Book(x)	0.4	0.4	0.3	0.3	0.2	0.7	3.8	1.1	1.2	1.0

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PMC Fincorp Ltd (534060) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

PMC Fincorp Share Price