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Sainik Finance & Industries Ltd (530265)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530265 NSE: Finance - NBFC | Small Cap | Sainik Fin. & Inds. Share Price
₹41 -0.48 (-1.16%)
As on 18-Sep'26 16:59
Sainik Finance & Industries Ltd (530265)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530265 NSE: Finance - NBFC | Small Cap | Sainik Fin. & Inds. Share Price
₹41 -0.48 (-1.16%)
As on 18-Sep'26 16:59
Key Metrics
Valuation Multiples
Market Cap
₹45 Cr.
Current Price
₹41
52-Week Low / High
₹27 / 57
TTM EPS
-
Book Value per Share
-
P/E Ratio
Industry PE
26.9
Price to Book (P/B)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
-
39.12%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
18.08%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
-
Reserves
-
Equity
₹10.9 Cr.
Face Value
₹10
All Time Low / High
₹1.50 / 64.00
Check Before You Invest
M-Cap below 100cr DeciZen not available
Is Sainik Finance & Industries Ltd a good quality company?
Sainik Finance & Industries Ltd is a quality company, based on a multi-year financial track record.
This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.
We have analysed the performance of the company on the following:
-
How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
-
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
-
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.
How does Sainik Finance & Industries Ltd performance compare with that of its Peers?
AUM Growth of Sainik Finance & Industries Ltd vs Industry Peers?
Sainik Finance & Industries Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of 9.58%, indicating slower growth and losing its market share.
Promoter shareholding and pledge status of Sainik Finance & Industries Ltd?
Promoters hold 70.25% of the Sainik Finance & Industries Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Stock return of Sainik Finance & Industries Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 4.4% based on the current price.
10 Year X-Ray :
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Sainik Finance & Industries Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
| Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 9.2 | 10 | 25.6 | 29.6 | 34 | 20.8 | 15.6 | 18 | 15.2 | 16.7 | 18 | |
| YoY Gr. Rt. % | - | 8.6% | 156.9% | 15.4% | 14.9% | -38.9% | -24.9% | 15.4% | -15.4% | 9.3% | - | |
| Adj EPS (₹ ) | 1.4 | 1.1 | 4.6 | 4.7 | 3.7 | -0.9 | -7.5 | -0.1 | 1.8 | 5.7 | 3.8 | |
| YoY Gr. Rt. % | - | -17.4% | 299.1% | 2.2% | -19.8% | -123.6% | NA | NA | NA | 208.7% | - | |
| BVPS (₹ ) | 27.6 | 29.5 | 34.1 | 36.9 | 40.6 | 39.7 | 32.7 | 32.5 | 34.4 | 40.6 | 45.2 | |
| YoY Gr. Rt. % | - | 7% | 15.4% | 8.5% | 9.9% | -2.1% | -17.8% | -0.4% | 5.7% | 18.1% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 2.2 | 1 | 2.4 | 2 | 1.6 | -0.4 | -3.3 | -0 | 1.3 | 4.2 | 0 | |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 6.8% | -13.3% | 2.2% | 9.3% | ||||
| Adj EPS | 17% | 8.8% | NA | 208.7% | ||||
| BVPS | 4.4% | 0% | 7.5% | 18.1% | ||||
| Share Price | 5% | 18.2% | 13.1% | -25.5% | ||||
Key Financial Ratios
| RATIOS \ YEARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 16.3 | 12.5 | 19.3 | 17.1 | 11.9 | -4.6 | -52 | -0.5 | 13.2 | 37.1 | 23.4 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 5.2 | 4 | 14.3 | 13.1 | 9.6 | -2.2 | -20.6 | -0.3 | 5.5 | 15.1 | 8.5 | |
Valuation of Sainik Fin. & Inds. - Consolidated
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
* Pledged shares as % of Promoter's holding (%)
Financials
No data found!
No data found!
No data found!
No data found!
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Sainik Finance & Industries Ltd FAQs
The current trading price of Sainik Fin. & Inds. on 18-Sep-2026 16:59 is ₹41.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 17-Sep-2026 the market cap of Sainik Fin. & Inds. stood at ₹44.61 Cr
The latest P/E ratio of Sainik Fin. & Inds. as of 17-Sep-2026 is 10.77.
The latest P/B ratio of Sainik Fin. & Inds. as of 17-Sep-2026 is 0.91.
The 52-week high of Sainik Fin. & Inds. is ₹57.40 and the 52-week low is ₹27.05.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Sainik Fin. & Inds. is ₹17.68 ( Cr.) .
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Sainik Finance & Industries Ltd is a below average quality company.
The key valuation ratios of Sainik Finance & Industries Ltd's currently when compared to its past seem to suggest it is in the Fair zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Sainik Finance & Industries Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
About Sainik Finance & Industries Ltd
Sainik Finance & Industries was incorporated in the year 1991. The registered office of the company is located at Punjabi Bagh, New Delhi.
The company operates a 200-tonne-per-day mini cement plant based on the vertical shaft kiln (VSK) technology in the Rewari district of Haryana.
Business area of the company:-
The company operates through its two divisions of Portland cement and finance.
The finance division has created a niche for itself in financing loaders, tippers, and other heavy earth-moving equipment in various states across India. It provides loan syndication facilities besides direct funding to maintain its lead and has an excellent track record in collections and recovery. The company in the financial year 2007 received a certificate of registration from the Department of Non Banking Supervision, Reserve Bank of India, New Delhi
Further, the company has sold 35010.350 MT of Portland cement during the year 2009. However due to the stiff competition in the market, the sales realization per bag remained low during the year 2009.
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