What is Scintilla Commercial & Credit Ltd (538857) share price return in the past 10 years?

Scintilla Commercial & Credit Ltd share price has declined -6.9% annually (CAGR) over the past ten years.

What is the share price of Scintilla Commercial & Credit Ltd (538857)?

Company share prices are keep on changing according to the market conditions. The current trading price of Scintilla Commercial & Credit Ltd (538857) on 16-Apr-2026 16:59:59 at 16:59 is 16.68.

What is the P/E ratio of Scintilla Commercial & Credit?

The latest standalone P/E ratio of Scintilla Commercial & Credit as of 16-Apr-2026 is 0.00.

What is the P/B ratio of Scintilla Commercial & Credit Ltd (538857)?

The latest standalone P/B ratio of Scintilla Commercial & Credit Ltd (538857) as of 16-Apr-2026 is 1.71.

What is the 52-week high and low of Scintilla Commercial & Credit Ltd (538857)?

The 52-week high of Scintilla Commercial & Credit Ltd (538857) is Rs. 16.68 and the 52-week low is Rs. 5.10.

Scintilla Commercial & Credit Ltd (538857) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Scintilla Commercial & Credit Ltd (538857)
Brand: Scintilla Commercial & Credit

Scintilla Commercial & Credit Ltd (538857) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Key Metrics

Market Cap

₹17 Cr.

Earnings Per Share (TTM)

₹-0.15

P/E Ratio

0.00

Price to Book (P/B)

1.71

EV/EBITDA

-210.27

Current Price

₹16.7

Return on Capital Employed (ROCE)

0.47%

Return on Equity (ROE)

0.35%

Return on Assets (ROA)

0.32%

Gross NPA(%)

0.00

Book Value per Share

₹9.8

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

7.41%

Net Interest Income Growth (3 Years)

3.05%

52-Week Low / High

₹5 / 17

Book Value Growth (1 Year)

0.2%

Book Value Growth (3 Years)

-0.5%

DeciZen - make an informed investing decision on Scintilla Commercial

Based on:

Data

M-Cap below 100cr DeciZen not available

Scintilla Commercial & Credit stock performance

Key Ratios

Is Scintilla Commercial & Credit Ltd an attractive stock to invest in?

1. Is Scintilla Commercial & Credit Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Scintilla Commercial & Credit Ltd is a below average quality company.

2. Is Scintilla Commercial & Credit Ltd undervalued or overvalued?

The key valuation ratios of Scintilla Commercial & Credit Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Scintilla Commercial & Credit Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Scintilla Commercial & Credit Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	2.7	0.8	0.5	0.5	0.5	0.5	0.6	0.5	0.6	0.6	1
YoY Gr. Rt. %	-	-71.7%	-30.7%	-3.9%	-8%	6.5%	14.3%	-5.4%	11.3%	5.1%	-
Adj EPS (₹ )	0	-0.1	0	-0	-0	0	0.1	0	-0.2	0	-0.2
YoY Gr. Rt. %	-	-1300%	NA	-200%	NA	NA	150%	-40%	-666.7%	NA	-
BVPS (₹ )	10.2	10.1	10.1	9.9	9.9	9.9	10.1	10.1	9.9	9.9	9.8
YoY Gr. Rt. %	-	-1.2%	0.3%	-2%	-0.2%	0.3%	1.3%	0.2%	-1.9%	0.2%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.1	-1.1	0.3	-0.3	-0.2	0.2	0.5	0.3	-1.6	0.3	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-14.9%	6.2%	3.5%	5.1%
Adj EPS	13%	NA	-15.7%	NA
BVPS	-0.3%	0%	-0.5%	0.2%
Share Price	-6.9%	14.9%	57.7%	219.5%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	0.3	-15.5	6	-5.3	-4.2	4.5	9	5.1	-28.4	5.6	-25.1
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.1	-1.2	0.3	-0.3	-0.2	0.2	0.5	0.3	-1.7	0.4	-1.5

Recent Performance Summary

Total Income has increased 3.45 CAGR in last 3 years

Return on Equity is Poor

Net Profit has declined -15.66 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	-0.2	-2.2
TTM Sales (₹ Cr.)	0.6	0.6
BVPS (₹) ⓘ	9.8	0
Reserves (₹ Cr.) ⓘ	-	-
P/BV ⓘ	1.71	0.00
PE ⓘ	0.00	0.00

From the Market
52 Week Low / High (₹)	5.10 / 16.68
All Time Low / High (₹)	3.29 / 41.00
Market Cap (₹ Cr.)	16.7
Equity (₹ Cr.)	10
Face Value (₹)	10
Industry PE ⓘ	29.1

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Scintilla Commercial - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2.67	0.77	0.57	0.52	0.46	0.51	0.56	0.54	0.60	0.62
Interest Income	2.65	0.75	0.52	0.50	0.46	0.49	0.56	0.53	0.59	0.62
Other Income ⓘ	0	0.18	0.09	0.40	0.32	0.32	0.28	0.25	0.53	0.38
Exceptional Items ⓘ	0.02	0.02	0.05	0.03	0	0.02	0	0	0	0
Expenditure ⓘ +	2.65	0.88	0.53	0.56	0.48	0.48	0.49	0.50	0.78	0.61
Interest Expense ⓘ	0.01	0.01	0	0	0	0	0.03	0.06	0.05	0.04
Operating Expenses ⓘ	2.65	0.70	0.44	0.16	0.17	0.16	0.19	0.20	0.19	0.19
Provisions	0	0.18	0.09	0.40	0.32	0.32	0.28	0.25	0.53	0.38
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.01	-0.11	0.04	-0.04	-0.02	0.03	0.07	0.03	-0.18	0.01
Taxes ⓘ	0	0.01	0.01	-0.01	-0	0.01	0.02	0.01	-0.01	-0.03
Profit After Tax	0.01	-0.12	0.03	-0.03	-0.02	0.02	0.05	0.03	-0.17	0.03
Adjusted EPS (₹)	0.0	-0.1	0.0	-0.0	-0.0	0.0	0.1	0.0	-0.2	0.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	10.23	10.12	10.15	9.95	9.93	9.95	10.08	10.11	9.92	9.94
Share Capital ⓘ	10.03	10.03	10.03	10.03	10.03	10.03	10.03	10.03	10.03	10.03
Reserves ⓘ	0.21	0.09	0.12	-0.08	-0.10	-0.07	0.06	0.08	-0.11	-0.09
Short term borrowings	0.81	0	0	0	0	0	0.72	0.77	0.81	0.82
Long Term Borrowings	0	0	0	-0.08	-0.08	-0.08	-0.06	-0.06	-0.07	-0.11
Current Liabilities	1.19	0.44	0.03	0.03	0.02	0.02	0.75	0.80	0.81	0.83
Trade Payables	0	0.41	0	0	0	0	0	0	0	0
Other Liabilities	-0.81	-0.41	-0	0	-0	-0	-0.72	-0.77	-0.81	-0.82
Total Liabilities ⓘ	11.43	10.55	10.17	9.90	9.87	9.90	10.77	10.85	10.66	10.66
Assets
Non Current Asset +	5.38	2.24	3.48	3.62	3.69	3.71	4.83	4.39	10.17	10.52
Loan Asset	0	0	0	0	0	0	0	0	7.50	8.12
Other Non Current Asset ⓘ	5.38	2.24	3.48	3.62	3.69	3.71	4.83	4.39	2.67	2.41
Current Asset +	6.05	8.31	6.70	6.28	6.17	6.18	5.94	6.46	0.48	0.14
Current Investment	0	0	0	0.45	0.14	0.21	0	0	0	0
Other Current Asset	6.05	8.31	6.70	5.83	6.03	5.97	5.94	6.46	0.48	0.14
Total Assets ⓘ	11.43	10.55	10.17	9.90	9.87	9.90	10.77	10.85	10.66	10.66

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-0.08	-2.14	0.93	0.03	-0.02	0.06	-0.70	0.52	-0.42	-0.08
Cash Flow From Investing Activity ⓘ	-0.73	3.15	-1.18	-0.07	0	0	0	0	0	0
Cash Flow From Financing Activity ⓘ	0.81	-0.81	-0	-0	0	0	0.70	-0.01	-0.01	-0.04
Net Cash Flow ⓘ	-0	0.21	-0.25	-0.04	-0.02	0.07	-0.01	0.52	-0.43	-0.11

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	-0	0	-0	-0	0	0	0	-0	0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	10	10	10	10	10	10	10	10	10	10
Performance Ratios
ROA (%)	0.1	-1.1	0.3	-0.3	-0.2	0.2	0.5	0.3	-1.6	0.3
ROE (%)	0.1	-1.2	0.3	-0.3	-0.2	0.2	0.5	0.3	-1.7	0.4
ROCE (%)	0.2	-1.0	0.4	-0.4	-0.2	0.3	0.9	0.8	-1.2	0.5
Valuation Parameters
Price/Book(x)	0.0	0.0	2.5	0.0	0.0	0.0	0.0	0.5	0.4	0.5

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Scintilla Commercial & Credit Ltd FAQs

The current trading price of Scintilla Commercial on 16-Apr-2026 16:59 is ₹16.68.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 15-Apr-2026 the market cap of Scintilla Commercial stood at ₹16.73 Cr

The latest P/E ratio of Scintilla Commercial as of 15-Apr-2026 is 0.00.

The latest P/B ratio of Scintilla Commercial as of 15-Apr-2026 is 1.71.

The 52-week high of Scintilla Commercial is ₹16.68 and the 52-week low is ₹5.10.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Scintilla Commercial is ₹0.60 ( Cr.) .

About Scintilla Commercial & Credit Ltd

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Scintilla Commercial & Credit Ltd (538857) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Scintilla Commercial Share Price