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Supra Pacific Financial Services Ltd (540168)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540168 NSE: Finance - NBFC | Small Cap | Supra PacificFin.Ser Share Price

₹31.41 -2.53 (-7.45%)

As on 18-Sep'26 16:59

Supra Pacific Financial Services Ltd (540168)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540168 NSE: Finance - NBFC | Small Cap | Supra PacificFin.Ser Share Price

₹31.41 -2.53 (-7.45%)

As on 18-Sep'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹154 Cr.
Current Price
₹31.4
52-Week Low / High
₹22 / 36
TTM EPS
-
Book Value per Share
-
P/E Ratio
Industry PE
26.9
Price to Book (P/B)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
75.57%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
7.98%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
-
Reserves
-
Equity
₹49.1 Cr.
Face Value
₹10
All Time Low / High
₹12.50 / 41.00

Supra Pacific Financial Services stock performance

Key Ratios
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Valuation

Somewhat Undervalued

Price Trend

Weak
Q.1 Is Supra Pacific Financial Services Ltd a good quality company?
Supra Pacific Financial Services Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Supra Pacific Financial Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Supra Pacific Financial Services Ltd vs Industry Peers?
Supra Pacific Financial Services Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of %, indicating stable growth and maintaining its market share.
Q.1 Promoter shareholding and pledge status of Supra Pacific Financial Services Ltd?
Promoters hold 32.17% of the Supra Pacific Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Supra Pacific Financial Services Ltd over the last decade?
Over the last 5 years, the stock has delivered a CAGR of 6.32% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Supra Pacific Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.40.50.50.30.11.76.312.125.947.494
YoY Gr. Rt. %-27.5%-3%-43.1%-81.7%2978.2%269.3%93.7%113.5%83.4%-
Adj EPS (₹ ) 0.50.50.10.2-0.20.20.60.20.30.41.9
YoY Gr. Rt. %-4%-86.5%228.6%-173.9%NA229.4%-64.3%25%52%-
BVPS (₹ )9.410109.99.7912.416.719.921.524.5
YoY Gr. Rt. %-5.5%0.7%-1.4%-1.7%-7.5%38.4%34.2%19.5%8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)5.34.70.61.9-1.40.61.50.40.60.50

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income68.8%286.5%96.5%83.4%
Adj EPS-3%NA-12.1%52%
BVPS9.6%17.3%20.1%8%
Share Price - 6.3% 11.9% -6.8%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)64.952.37.242.3-167.75.68.22.12.62.410
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)5.95.30.72.3-1.71.96.31.61.81.97.8

Valuation of Supra PacificFin.Ser - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

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Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

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Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Supra Pacific Financial Services Ltd FAQs

The current trading price of Supra PacificFin.Ser on 18-Sep-2026 16:59 is ₹31.41.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 17-Sep-2026 the market cap of Supra PacificFin.Ser stood at ₹154.3 Cr

The latest P/E ratio of Supra PacificFin.Ser as of 17-Sep-2026 is 16.56.

The latest P/B ratio of Supra PacificFin.Ser as of 17-Sep-2026 is 1.28.

The 52-week high of Supra PacificFin.Ser is ₹36.25 and the 52-week low is ₹22.41.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Supra PacificFin.Ser is ₹93.61 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Supra Pacific Financial Services Ltd is a below average quality company.

The key valuation ratios of Supra Pacific Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Supra Pacific Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Supra Pacific Financial Services Ltd

Since 1986, Supra Pacific Management Consultancy Limited as a financial solutions provider have been actively catering to the needs of the rural and underserved and unserved communities in the country. First registered as Mid East Consultants Pvt. Ltd., on April 11, 1986, the company was promoted by Shri Kishor A. Shah - a man with a pioneering vision and plans for improving NBFC performance in India. One of his first contributions was the development of a Total Service Package for the NRIs that was put in place the same year.

In 1996, the Mid East Consultants Pvt. Limited was renamed as Montage Housing Finance Private Limited as the company shifted focus from financial consulting to retail lending. It made its First Public Issue in July 1996 and its equity shares were listed on the Pune and the Ahmedabad Stock Exchanges.

In 1998, as the company got more focused by offering the niche products and services that were integral for the empowerment of the financially weaker sections of the economy, it was renamed and re-incorporated as Supra Pacific Management Consultancy Limited, vide ROC Certificate dated December 15, 1998.

The company continues to be listed on the Bombay Stock Exchange, and is now offering a wider range of reliable and effective financial solutions contributing to the upliftment of all sections of the society.

Business area of the company

The Company is a Non-Banking Finance Company (NBFC),which provides a wide range of fund based services including two wheeler loans, gold loans, etc. The Company is a Non-Systemically Important Non-Deposit taking NBFC (NBFC-ND). The Company is registered with the Reserve Bank of India (RBI). The Company is engaged in the business of Lending finance and Fees & commission income.

Services offered

  • Auto loan
  • Gold loan
  • Business loan
  • Personal loan
  • Microfinance
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