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Supra Pacific Financial Services Ltd (540168)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540168 NSE: Finance - NBFC | Small Cap | Supra PacificFin.Ser Share Price

₹33.50 0.11 (0.33%)

As on 25-Jun'26 16:59

Supra Pacific Financial Services Ltd (540168)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 540168 NSE: Finance - NBFC | Small Cap | Supra PacificFin.Ser Share Price

₹33.50 0.11 (0.33%)

As on 25-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹165 Cr.
Current Price
₹33.5
52-Week Low / High
₹22 / 41
TTM EPS
₹1.6
Book Value per Share
₹23.9
P/E Ratio
20.89
Lower than its 5-year historical median
Industry PE
28.2
Price to Book (P/B)
1.40
In line with its 5-year historical median
EV/EBITDA
4.19
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
1.94%
Return on Capital Employed (ROCE)
9.18%
Return on Assets (ROA)
0.50%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
75.57%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
7.98%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹87.9 Cr.
Reserves
₹68 Cr.
Equity
₹49.1 Cr.
Face Value
₹10
All Time Low / High
₹12.50 / 41.00

Supra Pacific Financial Services stock performance

Key Ratios
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Check Before You Invest

Valuation

Fair

Price Trend

Weak
Q.1 Is Supra Pacific Financial Services Ltd a good quality company?
Supra Pacific Financial Services Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Supra Pacific Financial Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Supra Pacific Financial Services Ltd vs Industry Peers?
Supra Pacific Financial Services Ltd AUM CAGR is 118.23%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Supra Pacific Financial Services Ltd?
Promoters hold 25.28% of the Supra Pacific Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Supra Pacific Financial Services Ltd over the last decade?
Over the last 5 years, the stock has delivered a CAGR of 8.44% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Supra Pacific Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.40.50.50.30.11.76.312.125.947.488
YoY Gr. Rt. %-27.5%-3%-43.1%-81.7%2978.2%269.3%93.7%113.5%83.4%-
Adj EPS (₹ ) 0.50.50.10.2-0.20.20.60.20.30.41.6
YoY Gr. Rt. %-4%-86.5%228.6%-173.9%NA229.4%-64.3%25%52%-
BVPS (₹ )9.410109.99.7912.416.719.921.523.9
YoY Gr. Rt. %-5.5%0.7%-1.4%-1.7%-7.5%38.4%34.2%19.5%8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)5.34.70.61.9-1.40.61.50.40.60.50

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income68.8%286.5%96.5%83.4%
Adj EPS-3%NA-12.1%52%
BVPS9.6%17.3%20.1%8%
Share Price - 12.2% 22% 18.6%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)64.952.37.242.3-167.75.68.22.12.62.48.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)5.95.30.72.3-1.71.96.31.61.81.96.7

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 1110026122648
Interest Income0110026122647
Other Income 0000000001
Exceptional Items 1000000001
Expenditure + 0000026122547
Interest Expense 00000135918
Operating Expenses 000001271628
Provisions 0000000001
Exceptional Items 0000000000
Profit Before Tax 1000-001111
Taxes 10000000-0-0
Profit After Tax 0000-001011
Adjusted EPS (₹)0.50.50.10.2-0.20.20.60.20.30.4
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Supra PacificFin.Ser - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +55655511215364
Share Capital 6666669132730
Reserves -0-00-0-0-1292735
Short term borrowings000000361657
Long Term Borrowings0000016284577155
Current Liabilities 1111135143177
Trade Payables0000000000
Other Liabilities-0-0-0-0-0-0-3-6-16-58
Total Liabilities 66676244581161297

Assets

Non Current Asset +55522233973154286
Loan Asset 00000000130256
Other Non Current Asset 555222339732430
Current Asset +11154167711
Current Investment0000000000
Other Current Asset11154167711
Total Assets 66676244581161297

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -4-1001-16-15-25-62-118
Cash Flow From Investing Activity 210001-0-4-6-3
Cash Flow From Financing Activity 1000014202867118
Net Cash Flow -0-0001-05-1-1-4

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.500.500.100.20-0.200.200.600.200.300.40
DPS (₹)0000000000
BVPS (₹)9.410109.99.7912.416.719.921.5

Performance Ratios

ROA (%)5.34.70.61.9-1.40.61.50.40.60.5
ROE (%)5.95.30.72.3-1.71.96.31.61.81.9
ROCE (%)18.87.83.03.5-1.46.811.59.79.19.2

Valuation Parameters

Price/Book(x)0.01.70.00.01.82.22.41.11.41.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Supra Pacific Financial Services Ltd FAQs

The current trading price of Supra PacificFin.Ser on 25-Jun-2026 16:59 is ₹33.50.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 24-Jun-2026 the market cap of Supra PacificFin.Ser stood at ₹164.6 Cr

The latest P/E ratio of Supra PacificFin.Ser as of 24-Jun-2026 is 20.89.

The latest P/B ratio of Supra PacificFin.Ser as of 24-Jun-2026 is 1.40.

The 52-week high of Supra PacificFin.Ser is ₹41.00 and the 52-week low is ₹22.41.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Supra PacificFin.Ser is ₹87.86 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Supra Pacific Financial Services Ltd is a below average quality company.

The key valuation ratios of Supra Pacific Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Supra Pacific Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Supra Pacific Financial Services Ltd

Since 1986, Supra Pacific Management Consultancy Limited as a financial solutions provider have been actively catering to the needs of the rural and underserved and unserved communities in the country. First registered as Mid East Consultants Pvt. Ltd., on April 11, 1986, the company was promoted by Shri Kishor A. Shah - a man with a pioneering vision and plans for improving NBFC performance in India. One of his first contributions was the development of a Total Service Package for the NRIs that was put in place the same year.

In 1996, the Mid East Consultants Pvt. Limited was renamed as Montage Housing Finance Private Limited as the company shifted focus from financial consulting to retail lending. It made its First Public Issue in July 1996 and its equity shares were listed on the Pune and the Ahmedabad Stock Exchanges.

In 1998, as the company got more focused by offering the niche products and services that were integral for the empowerment of the financially weaker sections of the economy, it was renamed and re-incorporated as Supra Pacific Management Consultancy Limited, vide ROC Certificate dated December 15, 1998.

The company continues to be listed on the Bombay Stock Exchange, and is now offering a wider range of reliable and effective financial solutions contributing to the upliftment of all sections of the society.

Business area of the company

The Company is a Non-Banking Finance Company (NBFC),which provides a wide range of fund based services including two wheeler loans, gold loans, etc. The Company is a Non-Systemically Important Non-Deposit taking NBFC (NBFC-ND). The Company is registered with the Reserve Bank of India (RBI). The Company is engaged in the business of Lending finance and Fees & commission income.

Services offered

  • Auto loan
  • Gold loan
  • Business loan
  • Personal loan
  • Microfinance
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