What is Transwarranty Finance Ltd (TFL) share price return in the past 10 years?

Transwarranty Finance Ltd share price has appreciated 5.9% annually (CAGR) over the past ten years.

What is the share price of Transwarranty Finance Ltd (TFL)?

Company share prices are keep on changing according to the market conditions. The current trading price of Transwarranty Finance Ltd (TFL) on 16-Apr-2026 16:01:00 at 16:01 is 12.62.

What is the P/E ratio of Transwarranty Finance?

The latest standalone P/E ratio of Transwarranty Finance as of 16-Apr-2026 is 0.00.

What is the P/B ratio of Transwarranty Finance Ltd (TFL)?

The latest standalone P/B ratio of Transwarranty Finance Ltd (TFL) as of 16-Apr-2026 is 2.10.

What is the 52-week high and low of Transwarranty Finance Ltd (TFL)?

The 52-week high of Transwarranty Finance Ltd (TFL) is Rs. 21.90 and the 52-week low is Rs. 11.00.

Transwarranty Finance Ltd (TFL) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Transwarranty Finance Ltd (TFL)
Brand: Transwarranty Finance

Transwarranty Finance Ltd (TFL) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Transwarranty Finance Ltd (TFL)

BSE: 532812 NSE: TFL

Key Metrics

Market Cap

₹73 Cr.

Earnings Per Share (TTM)

₹-0.37

P/E Ratio

0.00

Price to Book (P/B)

2.10

EV/EBITDA

22.16

Current Price

₹12.6

Return on Capital Employed (ROCE)

6.60%

Return on Equity (ROE)

1.86%

Return on Assets (ROA)

0.88%

Gross NPA(%)

0.00

Book Value per Share

₹6.3

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

96.61%

Net Interest Income Growth (3 Years)

6.14%

52-Week Low / High

₹11 / 22

Book Value Growth (1 Year)

9.58%

Book Value Growth (3 Years)

2.52%

DeciZen - make an informed investing decision on Transwarranty Fin.

Based on:

Data

M-Cap below 100cr DeciZen not available

Transwarranty Finance stock performance

Key Ratios

Is Transwarranty Finance Ltd an attractive stock to invest in?

1. Is Transwarranty Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Transwarranty Finance Ltd is a below average quality company.

2. Is Transwarranty Finance Ltd undervalued or overvalued?

The key valuation ratios of Transwarranty Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Transwarranty Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Transwarranty Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	10	11.7	9.5	10.6	1.4	6.8	6.7	3.8	5.9	7	9
YoY Gr. Rt. %	-	16.8%	-18.4%	11.5%	-86.6%	379.6%	-1.3%	-42.9%	53.9%	18.8%	-
Adj EPS (₹ )	0.1	0.3	0	0.1	-1.6	-1.3	-0.9	-1.8	0.8	0.1	-0.4
YoY Gr. Rt. %	-	460%	-89.3%	66.7%	-3340%	NA	NA	NA	NA	-85.4%	-
BVPS (₹ )	21.4	21.7	12.3	10.4	8.8	7.5	6.6	6.8	6.5	7.1	6.3
YoY Gr. Rt. %	-	1.3%	-43.2%	-15.7%	-15.6%	-15.1%	-11.7%	3%	-4.6%	9.6%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.2	1.2	0.1	0.3	-9.5	-6.6	-3.9	-14.1	6.1	0.9	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-3.8%	37.7%	1.5%	18.8%
Adj EPS	10.2%	NA	NA	-85.4%
BVPS	-11.6%	-4.2%	2.5%	9.6%
Share Price	5.9%	40.4%	9%	-9.9%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	1.4	6.4	0.9	1.3	-304.7	-51.1	-35.1	-226.7	67.7	9.3	-23.3
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.3	1.3	0.2	0.5	-16.9	-16.1	-12.6	-34.6	12.4	1.9	-5.8

Recent Performance Summary

Total Income has increased 1.47 CAGR in last 3 years

Return on Equity is Poor

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	-0.4	-0.8
TTM Sales (₹ Cr.)	8.8	13.9
BVPS (₹) ⓘ	6.3	5.3
Reserves (₹ Cr.) ⓘ	-20	-26
P/BV ⓘ	2.10	2.49
PE ⓘ	0.00	0.00

From the Market
52 Week Low / High (₹)	11.00 / 21.90
All Time Low / High (₹)	2.04 / 57.79
Market Cap (₹ Cr.)	72.6
Equity (₹ Cr.)	55.1
Face Value (₹)	10
Industry PE ⓘ	29

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

46.43

* Pledged shares as % of Promoter's holding (%)

Valuation of Transwarranty Fin. - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	10.01	11.86	9.62	10.84	1.68	6.94	7.22	3.87	13.20	12.85
Interest Income	9.99	11.67	9.52	10.61	1.42	6.81	6.72	3.84	5.91	7.02
Other Income ⓘ	0.03	0.19	0.06	0.03	0.51	0.14	0.02	4.73	1.18	0.98
Exceptional Items ⓘ	0.02	0.18	0.11	0.23	0.26	0.12	0.50	0.03	7.29	5.84
Expenditure ⓘ +	9.92	10.97	9.28	10.67	6.14	10.47	9.58	12.57	9.20	9.47
Interest Expense ⓘ	0.07	0.08	0.27	1.90	2.29	2.66	3.81	4.60	4.14	3.53
Operating Expenses ⓘ	9.82	10.71	8.95	8.74	3.35	7.68	5.75	3.23	3.88	4.95
Provisions	0.03	0.19	0.06	0.03	0.51	0.14	0.02	4.73	1.18	0.98
Exceptional Items ⓘ	0.05	0	-0.22	0	0	0	0	0	0	-2.10
Profit Before Tax ⓘ	0.14	0.88	0.13	0.17	-4.46	-3.53	-2.36	-8.70	4	1.29
Taxes ⓘ	-0	0.14	0.05	0.04	-0.13	-0.05	0	0	0	0.64
Profit After Tax	0.14	0.74	0.08	0.14	-4.33	-3.48	-2.36	-8.70	4	0.65
Adjusted EPS (₹)	0.1	0.3	0.0	0.1	-1.6	-1.3	-0.9	-1.8	0.8	0.1
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	57.10	57.84	32.86	27.71	23.38	19.87	17.53	32.84	31.63	38.27
Share Capital ⓘ	24.46	24.46	24.46	24.46	24.46	24.46	24.46	48.46	48.89	53.99
Reserves ⓘ	32.64	33.38	8.40	3.25	-1.08	-4.59	-6.93	-15.63	-17.26	-15.72
Short term borrowings	0.83	0.35	0.48	8.74	8.31	7.62	8.64	5.07	7.06	8.85
Long Term Borrowings	0.05	5.43	11.81	7.03	8.86	27.58	26.10	23.82	27.84	28.35
Current Liabilities	2.59	2.43	4.43	11.55	12.27	13.21	16.11	6.78	8.97	12.11
Trade Payables	0	0	0.97	0.30	0.34	0.33	0.41	0.53	1.12	1.88
Other Liabilities	-0.83	-0.35	-1.44	-9.04	-8.65	-7.95	-9.05	-5.60	-8.18	-10.73
Total Liabilities ⓘ	59.73	65.71	49.10	46.29	44.51	60.66	59.75	63.43	68.44	78.72
Assets
Non Current Asset +	53.98	53.98	41.89	36.26	36	35.44	35.53	34.87	64.30	74.03
Loan Asset	0	0	0	0	0	0	0	0	26.99	33.29
Other Non Current Asset ⓘ	53.98	53.98	41.89	36.26	36	35.44	35.53	34.87	37.31	40.75
Current Asset +	5.75	11.73	7.21	10.03	8.52	25.23	24.22	28.56	4.14	4.69
Current Investment	0.91	0.04	0	0	0.01	0.01	0.01	0.01	1.54	1.60
Other Current Asset	4.85	11.69	7.21	10.03	8.50	25.21	24.21	28.55	2.61	3.09
Total Assets ⓘ	59.73	65.71	49.10	46.29	44.51	60.66	59.75	63.43	68.44	78.72

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	0.08	-0.32	-0.51	-3.23	0.13	-15	4.27	-9.53	-4.32	-4.29
Cash Flow From Investing Activity ⓘ	-0.27	0.48	-0.61	0.10	-0.04	0.62	-0.02	0.26	-1.51	-0.23
Cash Flow From Financing Activity ⓘ	-0.10	-0.20	1.17	3.92	-0.68	14.21	-4.33	13.84	2.25	4.51
Net Cash Flow ⓘ	-0.30	-0.04	0.06	0.79	-0.59	-0.18	-0.07	4.58	-3.58	-0.01

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	0	0	0	-2	-1	-1	-2	1	0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	23	24	13	11	10	8	7	7	6	7
Performance Ratios
ROA (%)	0.2	1.2	0.1	0.3	-9.5	-6.6	-3.9	-14.1	6.1	0.9
ROE (%)	0.3	1.3	0.2	0.5	-16.9	-16.1	-12.6	-34.6	12.4	1.9
ROCE (%)	0.4	1.6	0.7	4.6	-4.9	-1.8	2.6	-6.9	12.3	6.6
Valuation Parameters
Price/Book(x)	0.3	0.4	0.6	0.4	0.3	0.3	1.1	1.4	1.6	2.1

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Transwarranty Finance Ltd FAQs

The current trading price of Transwarranty Fin. on 16-Apr-2026 16:01 is ₹12.62.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 15-Apr-2026 the market cap of Transwarranty Fin. stood at ₹72.64 Cr

The latest P/E ratio of Transwarranty Fin. as of 15-Apr-2026 is 0.00.

The latest P/B ratio of Transwarranty Fin. as of 15-Apr-2026 is 2.10.

The 52-week high of Transwarranty Fin. is ₹21.90 and the 52-week low is ₹11.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Transwarranty Fin. is ₹8.76 ( Cr.) .

About Transwarranty Finance Ltd

Transwarranty Finance (TFL) is a Mumbai-headquartered full service Investment bank providing a wide range of financial services to over 400 large and mid cap companies and thousands of retail clients all over India since 1994.

Since the activities are diverse and governed by various regulatory authorities, the businesses are structured under Transwarranty Finance Limited as the flagship company and its subsidiary companies.

Transwarranty Finance is a Reserve Bank of India (RBI) registered Non Banking Finance Company (NBFC) with active business in Investment banking, corporate finance, project finance, real estate & infrastructure and trade finance.

The board of directors of TFL comprises eminent professionals like solicitor S N Talwar (Chairman), banker and author Raghu Palat, former Chairman of Catholic Syrian Bank N R Achan, former director of Goldman Sachs Pravin Khatau and Kumar Nair (Managing Director), who was part of the core management team in Kotak Mahindra Finance till 1994.

All the retail branches distribute and service the entire suite of retail finance products, which include equity broking, commodity broking, mutual funds, IPOs, other investment products like RBI Bonds, etc. Other products like insurance, personal loans, forex â€“ money changing, money transfer, etc shall be launched in due course.

Its services include

Investment Banking
Corporate Finance
Project Finance
Real Estate & Infrastructure
Trade Finance
Micro Finance

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
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Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Transwarranty Finance Ltd (TFL) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Transwarranty Fin. Share Price