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10 Yrs X-Ray 
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About
Visagar Financial Services Ltd (531025)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531025 NSE: Finance - NBFC | Small Cap | Visagar Finl.Service Share Price
₹0.31 0.01 (3.33%)
As on 18-Sep'26 16:59
Visagar Financial Services Ltd (531025)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531025 NSE: Finance - NBFC | Small Cap | Visagar Finl.Service Share Price
₹0.31 0.01 (3.33%)
As on 18-Sep'26 16:59
Key Metrics
Valuation Multiples
Market Cap
₹18 Cr.
Current Price
₹0.3
52-Week Low / High
₹0 / 1
TTM EPS
-
Book Value per Share
-
P/E Ratio
Industry PE
26.9
Price to Book (P/B)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-61.65%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
0%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
-
Reserves
-
Equity
₹58.4 Cr.
Face Value
₹1
All Time Low / High
₹0.02 / 13.43
Check Before You Invest
M-Cap below 100cr DeciZen not available
Is Visagar Financial Services Ltd a good quality company?
Visagar Financial Services Ltd is a quality company, based on a multi-year financial track record.
This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.
We have analysed the performance of the company on the following:
-
How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
-
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
-
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.
How does Visagar Financial Services Ltd performance compare with that of its Peers?
AUM Growth of Visagar Financial Services Ltd vs Industry Peers?
Visagar Financial Services Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of %, indicating stable growth and maintaining its market share.
Promoter shareholding and pledge status of Visagar Financial Services Ltd?
Promoters hold 5.95% of the Visagar Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Stock return of Visagar Financial Services Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 16% based on the current price.
10 Year X-Ray :
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Visagar Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
| Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 4.1 | 10.5 | 6.1 | 1.1 | 1.5 | 66.6 | 16.8 | 51.8 | 334 | 130 | 3 | |
| YoY Gr. Rt. % | - | 156.7% | -42.5% | -82.6% | 43.8% | 4277.7% | -74.7% | 207.9% | 545.2% | -61.2% | - | |
| Adj EPS (₹ ) | 0 | -0 | 0 | 0 | -0 | -0 | 0 | 0 | -0 | -0 | 0 | |
| YoY Gr. Rt. % | - | NA | NA | NA | NA | NA | NA | 100% | -200% | NA | - | |
| BVPS (₹ ) | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 1.1 | 1 | 1 | 1 | |
| YoY Gr. Rt. % | - | -1.6% | 1.6% | 0% | -3.1% | -3.2% | 3.3% | 69.4% | -1.9% | 0% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 0.2 | -0.4 | 0.2 | 0.3 | -1.9 | -2.5 | 1.7 | 2.8 | -1.3 | -0.2 | 0 | |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 46.7% | 143.3% | 97.5% | -61.2% | ||||
| Adj EPS | NA | NA | -100% | NA | ||||
| BVPS | 5.4% | 10.7% | 18.4% | 0% | ||||
| Share Price | 16% | 2.8% | -28.6% | -38% | ||||
Key Financial Ratios
| RATIOS \ YEARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 0.7 | -0.6 | 0.5 | 4.2 | -18.7 | -0.5 | 1.4 | 2.5 | -0.4 | -0.1 | 20.3 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 0.2 | -0.5 | 0.2 | 0.4 | -2.3 | -2.9 | 2 | 3.5 | -1.9 | -0.3 | 1 | |
Valuation of Visagar Finl.Service - Consolidated
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
* Pledged shares as % of Promoter's holding (%)
Financials
No data found!
No data found!
No data found!
No data found!
Top 5 Mutual Funds Holding
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Announcements
Visagar Financial Services Ltd FAQs
The current trading price of Visagar Finl.Service on 18-Sep-2026 16:59 is ₹0.31.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 17-Sep-2026 the market cap of Visagar Finl.Service stood at ₹18.10 Cr
The latest P/E ratio of Visagar Finl.Service as of 17-Sep-2026 is 28.64.
The latest P/B ratio of Visagar Finl.Service as of 17-Sep-2026 is 0.30.
The 52-week high of Visagar Finl.Service is ₹0.51 and the 52-week low is ₹0.25.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Visagar Finl.Service is ₹2.88 ( Cr.) .
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Visagar Financial Services Ltd is a below average quality company.
The key valuation ratios of Visagar Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Visagar Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
About Visagar Financial Services Ltd
Inca Finlease was incorporated on March 1, 1994 as a private limited company with the Registrar of Companies, Maharashtra at Bombay. It was then converted into a Public Limited company in terms of the resolution passed in the extra ordinary general meeting (EGM) of the company held on May 28, 1994 and obtained fresh certificate upon conversion of the company from private limited to public limited from the registrar of companies, Maharashtra on July 8, 1994.
The company has proper and adequate system of internal controls to ensure that all assets are safeguarded and protected against loss from unauthorized use or disposition and that transactions are authorized, recorded and reported correctly.
The company has effective systems in place for achieving efficiency in operations, optimum and effective utilization of resources, monitoring thereof arid compliance with applicable laws.
Business areas of the company:
The company is presently engaged in the business of bill discounting and in the business of trading in shares and securities.
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