Visagar Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 531025 | NSE: | Finance - NBFC | Small Cap

Visagar Finl.Service Share Price

0.82 0.00 0.00%
as on 25-Apr'24 16:00

DeciZen - make an informed investing decision on Visagar Finl.Service

M-Cap below 100cr DeciZen not available

Visagar Financial Services stock performance -

mw4me loader
P/E Ratio (SA):
6.69
Market Cap:
47.9 Cr.
52-wk low:
0.7
52-wk high:
1.4

Is Visagar Financial Services Ltd an attractive stock to invest in?

1. Is Visagar Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Visagar Financial Services Ltd is a below average quality company.

2. Is Visagar Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Visagar Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Visagar Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Visagar Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Visagar Finl.Service:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Visagar Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.60.84.110.66.11.11.566.616.851.83
YoY Gr. Rt. %-24.6%440.8%156.7%-42.5%-82.5%43.4%4280.3%-74.7%208%-
Adj EPS (₹ ) -000000-0-0000.1
YoY Gr. Rt. %-NANANANANANANANA100%-
BVPS (₹ )0.60.60.60.60.60.60.60.60.61.11.1
YoY Gr. Rt. %-1.6%0%-1.6%1.6%0%-3.1%-3.2%3.3%69.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-4.80.40.2-0.40.20.3-1.9-2.51.72.80

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income63.8%53.5%224.2%208%
Adj EPSNANANA100%
BVPS5.8%10.4%19.2%69.4%
Share Price 13.1% 68.7% 76.2% -19.6%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-124100.7-0.60.54.2-18.7-0.51.42.5262.4
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-60.60.2-0.50.20.4-2.3-2.923.510.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 11.20%

Total Income has increased 224.21 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Visagar Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 0.1 -
TTM Sales (₹ Cr.) 2.7 -
BVPS (₹.) 1.1 -
Reserves (₹ Cr.) 7 -
P/BV 0.75 -
PE 6.69 -
From the Market
52 Week Low / High (₹) 0.66 / 1.35
All Time Low / High (₹) 0.02 / 13.43
Market Cap (₹ Cr.) 47.9
Equity (₹ Cr.) 58.4
Face Value (₹) 1
Industry PE 31.9

Management X-Ray of Visagar Finl.Service:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Key Ratios of Visagar Finl.Service

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income0.610.774.1110.556.071.071.5266.5816.8251.80
Interest Income0.610.764.1110.556.071.061.5266.5816.8251.80
Other Income 00.010000.010000
Expenditure 1.370.664.0710.616.031.011.8166.9316.5849.99
Interest Expense 00.2900.1700000.010.14
Operating Expenses 0.260.254.0710.435.2911.8166.9316.5849.85
Provisions 1.100.13000.7400000
Exceptional Items 0000000000
Profit Before Tax -0.760.100.04-0.060.030.06-0.28-0.350.241.81
Taxes 00.030.0100.010.020000.54
Profit After Tax -0.760.080.03-0.060.030.04-0.28-0.350.241.28
Adjusted EPS (₹)0.00.00.00.00.00.00.00.00.00.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital12.2212.3012.3212.2712.2912.3412.0511.7111.9561.86
Share Capital 6.506.506.506.506.506.506.506.509.7558.39
Reserves 5.725.805.825.765.795.845.555.212.193.47
Minority Interest0000000000
Long Term Borrowings0.100.110.020.020.020.020.020.0200
Current Liabilities 4.515.330.685.085.053.751.462.381.6515.73
Trade Payables0000.24000000
Short term borrowings4.515.290.564.815.033.681.372.301.6214.94
Other Liabilities-4.51-5.29-0.56-5.04-5.04-3.68-1.37-2.30-1.62-14.94
Total Liabilities 16.8317.7413.0317.3717.3716.1113.5414.1213.6077.59

Assets

Non Current Asset 16.7317.6812.1014.1115.0313.8511.7612.0610.9558.62
Loan Asset 0000000000
Other Non Current Asset 16.7317.6812.1014.1115.0313.8511.7612.0610.9558.62
Current Asset 0.110.070.933.262.342.271.782.052.6618.22
Current Investment0000000000
Other Current Asset0.110.070.933.262.342.271.782.052.6618.22
Total Assets 16.8317.7413.0317.3717.3716.1113.5414.1213.6077.59

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -4.30-0.27-2.784.720.14-0.170.02-0.04-0.12-54.11
Cash Flow From Investing Activity 1.150.252.64-4.5300000.180
Cash Flow From Financing Activity 3.21-0.03000000055.26
Net Cash Flow 0.06-0.04-0.140.200.14-0.170.02-0.040.061.14
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)4444444411

Performance Ratios

ROA (%)-4.80.40.2-0.40.20.3-1.9-2.51.72.8
ROE (%)-6.00.60.2-0.50.20.4-2.3-2.92.03.5
ROCE (%)-4.92.30.30.80.20.4-1.9-2.51.84.4

Valuation Parameters

Price/Book(x)0.40.50.40.10.20.10.10.22.00.7

Visagar Financial Services Ltd Stock News

Visagar Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Visagar Finl.Service on 25-Apr-2024 16:00 is ₹0.82.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 25-Apr-2024 16:00 the market cap of Visagar Finl.Service stood at ₹47.88.
The latest P/E ratio of Visagar Finl.Service as of 25-Apr-2024 16:00 is 6.69.
The latest P/B ratio of Visagar Finl.Service as of 25-Apr-2024 16:00 is 0.75.
The 52-week high of Visagar Finl.Service is ₹1.35 and the 52-week low is ₹0.66.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Visagar Finl.Service is ₹2.67 ( Cr.) .

About Visagar Financial Services Ltd

Inca Finlease was incorporated on March 1, 1994 as a private limited company with the Registrar of Companies, Maharashtra at Bombay.  It was then converted into a Public Limited company in terms of the resolution passed in the extra ordinary general meeting (EGM) of the company held on May 28, 1994 and obtained fresh certificate upon conversion of the company from private limited to public limited from the registrar of companies, Maharashtra on July 8, 1994.

The company has proper and adequate system of internal controls to ensure that all assets are safeguarded and protected against loss from unauthorized use or disposition and that transactions are authorized, recorded and reported correctly.

The company has effective systems in place for achieving efficiency in operations, optimum and effective utilization of resources, monitoring thereof arid compliance with applicable laws.

Business areas of the company: 

The company is presently engaged in the business of bill discounting  and in the business of trading in shares and securities.

Read More Read Less
You have 0 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt.Ltd.