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Utssav CZ Gold Jewels Ltd (UTSSAV)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 0 NSE: UTSSAV Diamond & Jewellery | Small Cap | Utssav CZ Gold Jewel Share Price

BSE Share Price
Not Listed

Utssav CZ Gold Jewels Ltd (UTSSAV)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 0 NSE: UTSSAV Diamond & Jewellery | Small Cap | Utssav CZ Gold Jewel Share Price

BSE Share Price
Not Listed
Key Metrics
Valuation Multiples
Market Cap
₹1,037 Cr.
Current Price
₹0
52-Week Low / High
₹0 / 0
TTM EPS
₹24.5
TTM Sales
₹1,155 Cr.
Book Value per Share
₹52.6
P/E Ratio
17.56
Lower than its 5-year historical median
Industry PE
53.2
Price to Book (P/B)
8.16
Higher than its 5-year historical median
Price to Sales (P/S)
0.90
Lower than its 5-year historical median
EV/EBITDA
11.86
Lower than its 5-year historical median
Dividend Yield
NAN%
Profitability Efficiency
Return on Equity (ROE)
30.94%
Outperforms industry median
Return on Capital Employed (ROCE)
21.48%
Outperforms industry median
Return on Assets (ROA)
12.83%
Operating Profit Margin
6.1%
Net Profit Margin
3.88%
Gross Profit Margin
5.3%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Improving versus 3-year growth rate
89.98%
Operating Profit Growth (1 Year)
Improving versus 3-year growth rate
83.48%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
95.02%
Asset Quality
Promoter Holding
70.30%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹103 Cr.
Equity
₹24.2 Cr.
Face Value
₹10
All Time Low / High
- / -

Utssav CZ Gold Jewels stock performance

Key Ratios
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Quality

Not Good
Check detailed performance

Valuation

Fair

Check Valuation charts

Price Trend

Strong
Check Price chart
Q.1 Is Utssav CZ Gold Jewels Ltd a good quality company?
Utssav CZ Gold Jewels Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

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We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

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How does Utssav CZ Gold Jewels Ltd performance compare with that of its Peers?
Q.1 Revenue growth of Utssav CZ Gold Jewels Ltd vs industry peers?
Utssav CZ Gold Jewels Ltd revenue CAGR is 0.00%, compared to the industry median CAGR of 3.81%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Utssav CZ Gold Jewels Ltd?
Promoters hold 70.30% of the Utssav CZ Gold Jewels Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Utssav CZ Gold Jewels Ltd over the last decade?
Over the last 1 year(s), the stock has delivered a CAGR of 3.64% based on the current price.
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10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Utssav CZ Gold Jewels Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good

Value Creation ⓘ

Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % ⓘ7.9%13.3%21.7%24.8%21.5%-
Value Creation
Index ⓘ		-0.4-0.10.60.80.5-

Growth Parameters ⓘ
Sales ⓘ1201232383406461,155
Sales YoY Gr.-2.6%93.2%42.8%90%-
Adj EPS ⓘ123.77.210.724.5
YoY Gr.-107.3%86.4%94.9%47.3%-
BVPS (₹) ⓘ7913.32153.252.6
Adj Net
Profit ⓘ		1.63.36.212.225.459
Cash Flow from Ops. ⓘ-14.5-2.1-11.56.8-89.2-
Debt/CF from Ops. ⓘ-2.1-17.4-4.310.7-1.5-

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Sales ⓘNANA73.7%90%
Adj EPS ⓘNANA74.9%47.3%
BVPSⓘNANA81%154%
Share Price - - - 82.4%

Key Financial Parameters ⓘ

Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity % ⓘ		13.824.933.342.231.346.2
Op. Profit
Mgn % ⓘ		2.95.35.26.36.1NAN
Net Profit
Mgn % ⓘ		1.42.72.63.63.95.1
Debt to
Equity ⓘ		2.62.42.22.11-
Working Cap
Days ⓘ		01209084820
Cash Conv.
Cycle ⓘ		01087472760

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'21Mar'22Mar'23Mar'24Mar'25
Sales120123238340646
Operating Expenses ⓘ + 117117226319607
Manufacturing Costs23569
Material Costs114112218308591
Employee Cost 00122
Other Costs ⓘ 12335
Operating Profit ⓘ 46122139
Operating Profit Margin (%) 2.9%5.3%5.2%6.2%6.0%
Other Income ⓘ + 00221
Exceptional Items ⓘ 00000
Interest ⓘ 12456
Depreciation ⓘ 00111
Profit Before Tax ⓘ 24101733
Tax ⓘ 11248
Profit After Tax 2371325
PAT Margin (%) 1.4%2.7%3.0%3.8%3.9%
Adjusted EPS (₹)1.02.04.37.710.5
Dividend Payout Ratio (%)0%0%0%0%0%

Valuation of Utssav CZ Gold Jewel - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Shareholders Fund + 12152235127
Share Capital ⓘ 4441724
Reserves ⓘ 8111818103
Debt +30365072129
Long Term Debt161210510
Short Term Debt15244066119
Minority Interest00000
Trade Payables00002
Others Liabilities ⓘ 25101412
Total Liabilities ⓘ 445682121269

Fixed Assets

Net Fixed Assets ⓘ +91010128
Gross Block1113101513
Accumulated Depreciation23045
CWIP ⓘ 00000
Investments ⓘ 00000
Inventories1019242284
Trade Receivables21233257109
Cash Equivalents 0002556
Others Assets ⓘ 4416612
Total Assets ⓘ 445682121269

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ + -14-2-127-89
PBT ⓘ 24101733
Adjustment ⓘ 12247
Changes in Working Capital ⓘ -18-8-21-10-121
Tax Paid ⓘ -0-1-2-4-8
Cash Flow From Investing Activity ⓘ + 0-21-13
Capex -0-21-22
Net Investments 00000
Others ⓘ 00011
Cash Flow From Financing Activity ⓘ + 1441019118
Net Proceeds from Shares ⓘ 000067
Net Proceeds from Borrowing ⓘ -0-3-2-55
Interest Paid ⓘ -1-2-3-5-6
Dividend Paid ⓘ 00000
Others ⓘ 169162852
Net Cash Flow ⓘ -0002432

Financial Ratio

PARTICULARSMar'21Mar'22Mar'23Mar'24Mar'25
Ratios
ROE (%)13.7724.8838.1744.6230.94
ROCE (%)7.8713.3121.6524.7721.48
Asset Turnover Ratio2.722.463.453.353.31
PAT to CFO Conversion(x)-7-0.67-1.710.54-3.56
Working Capital Days
Receivable Days65.2065.4041.6047.4046.90
Inventory Days30.8043.6033.2024.6029.90
Payable Days10.900.400.200.70

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Utssav CZ Gold Jewels Ltd FAQs

The current trading price of Utssav CZ Gold Jewel on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of Utssav CZ Gold Jewel stood at ₹1,037.2 Cr

The latest P/E ratio of Utssav CZ Gold Jewel as of 31-Dec-1969 is 17.56.

The latest P/B ratio of Utssav CZ Gold Jewel as of 31-Dec-1969 is 8.16.

The 52-week high of Utssav CZ Gold Jewel is ₹0.00 and the 52-week low is ₹0.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Utssav CZ Gold Jewel is ₹1,155 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Utssav CZ Gold Jewels Ltd is a below average quality company.

The key valuation ratios of Utssav CZ Gold Jewels Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Utssav CZ Gold Jewels Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

About Utssav CZ Gold Jewels Ltd

Utssav CZ Gold Jewels Limited was originally incorporated as ‘Company Limited by Shares’ under the name ‘Utsav CZ Gold Jewels Private Limited’ under the provisions of the Companies Act, 1956 and the Certificate of Incorporation was issued by Registrar of Companies, Mumbai, Maharashtra on November 06, 2007. Pursuant to a special resolution passed by its Shareholders in the Extra-Ordinary General Meeting held on November 19, 2007, the company was converted from a private limited company to public limited company and consequently, the name of the company was changed to ‘Utsav CZ Gold Jewels Limited’ and a fresh certificate of incorporation dated January 08, 2008 was issued to the company by the Registrar of Companies, Mumbai, Maharashtra. Pursuant to a special resolution passed by its Shareholders in the Extra-Ordinary General Meeting held on February 13, 2008, the name of the company was changed to ‘Utssav CZ Gold Jewels Limited’ and a fresh certificate of incorporation dated February 19, 2008 was issued to the company by the Registrar of Companies, Mumbai, Maharashtra.

The company is in the business of designing, manufacturing, wholesaling and exporting of 18Karat 20Karat and 22Karat CZ Gold jewellery. The company specializes in light weight production of cubic zirconia (CZ) gold and rose gold casting jewellery. It manufactures and offers wide collection of products such as Rings, Earrings, Pendants, Bracelets Necklacess, Watches and Broaches etc. The company was established in 2007 in the name of Utsav CZ Gold Jewels. In 2008, it transitioned to a public limited company under the name Utsav CZ Gold Jewels.

Its forte lies in crafting exquisite CZ casting gold jewellery and designer pieces, tailored to the preferences of today's youth. Whether for daily wear or special occasions, its designed rings, earrings, pendants, bracelets, and necklaces resonate with its target audience. Cubic zirconia (CZ) is a synthetic gemstone known for its similarity to diamonds. Composed of zirconium dioxide, CZ is renowned for its clarity and can be crafted into various shapes and sizes, such as round, emerald, and pear cuts. These stones are popularly known as ‘American Diamonds’.

While it is much more affordable than diamonds, it still offers impressive durability and a sparkling appearance, making it a popular choice for jewellery. The company specializes in Gold jewellery studded with CZ stones, combining the elegance of gold with the dazzling beauty of cubic zirconia. It customizes designs to accommodate diverse regional preferences, ensuring that it meets the unique needs of its clientele in every market it serves. The company's key strengths lie in its focus on design and innovation, its deep understanding of consumer preferences and market dynamics, and the quality of its products. It caters to a wide range of customers by offering high-end, medium-range and affordable CZ gold jewellery, all hallmarked by the Bureau of Indian Standards (BIS).

Business area of the company

The company is in the business of designing, manufacturing, wholesaling and exporting of 18Karat 20Karat and 22Karat CZ Gold jewellery. The company specializes in light weight production of cubic zirconia (CZ) gold and rose gold casting jewellery

Products of the company

  • Rings
  • Earrings
  • Pendants
  • Bracelets
  • Necklaces
  • Watches and Broaches

History and milestones

  • 2007: Incorporated as Utsav CZ Gold Jewels Private Limited.
  • 2008: Conversion of the Company from a private limited company to a public limited company 
  • 2010: Company made its first export sales.
  • 2018: Company commenced production of 18 karat Rose Gold Jewellery.
  • 2018: Crossed annual turnover of Rs 10,000 lakh.
  • 2023: CZ studded gold jewellery manufacturing increased from 750.00 kg for FY 2022 to 1500.00 Kg for FY 2023.

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