Otco International Ltd - Stock Valuation and Financial Performance

BSE: 523151 | NSE: | IT - Software | Small Cap

Otco International Share Price

7.10 -0.10 -1.39%
as on 23-Apr'24 15:31

DeciZen - make an informed investing decision on Otco International

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Otco International stock performance -

mw4me loader
P/E Ratio (SA):
56.14
Market Cap:
9.2 Cr.
52-wk low:
4.1
52-wk high:
9.4

Is Otco International Ltd an attractive stock to invest in?

1. Is Otco International Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Otco International Ltd is a average quality company.

2. Is Otco International Ltd undervalued or overvalued?

The key valuation ratios of Otco International Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Otco International Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Otco International Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Otco International:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Otco International Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good

Value Creation

Value Creation Index Colour Code Guide

Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
ROCE % 1.5%21.3%101.4%8.5%56.2%-14.2%2%11%4.8%1.6%-
Value Creation
Index
-0.90.56.2-0.43.0-2.0-0.9-0.2-0.7-0.9-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 0.11.65.51.526.50.30.44.11.81.32
Sales YoY Gr.-1,688.9%241.6%-72.9%1,681.2%-99.1%56%953.9%-56%-29.8%-
Adj EPS 00.10.50.11.1-0.50.10.30.10.10.1
YoY Gr.-NA960%-86.8%1442.9%-150%NA433.3%-59.4%-53.9%-
BVPS (₹) 0.20.30.80.91.91.41.51.81.922
Adj Net
Profit
00.10.70.11.4-0.70.10.40.20.10
Cash Flow from Ops. 00.20.11.5-2.7-1.102.3-1.4-2.9-
Debt/CF from Ops. 0000-0.5-2.1-90.70.5-0.9-1.5-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales 34.2%-45.6%48.2%-29.8%
Adj EPS NA-43.9%0%-53.9%
BVPS28.3%0.5%10.7%3.1%
Share Price 9.1% -15.2% 45.4% 33.2%

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Return on
Equity %
1.721.3101.48.577.9-32.14.419.87.23.36.5
Op. Profit
Mgn %
14.35.115.43.26.6-282.3-0.69.2-1.8-5.54.1
Net Profit
Mgn %
5.1412.465.3-274.220.810.29.66.67.7
Debt to
Equity
00000.61.21.10.50.51.7-
Working Cap
Days
1,5355735137418,2305,2885091,1871,868888
Cash Conv.
Cycle
520325-127136,4102,4722484911,346348

Recent Performance Summary

Sales growth is growing at healthy rate in last 3 years 48.22%

Sales growth is good in last 4 quarters at 265.48%

Return on Equity has declined versus last 3 years average to 6.50%

Net Profit has been subdued in last 3 years 0.00%

Debt to equity has increased versus last 3 years average to 1.71

Latest Financials - Otco International Ltd.

Standalone Consolidated
TTM EPS (₹) 0.1 -
TTM Sales (₹ Cr.) 2.2 -
BVPS (₹.) 2 -
Reserves (₹ Cr.) - -
P/BV 3.50 -
PE 56.14 -
From the Market
52 Week Low / High (₹) 4.12 / 9.39
All Time Low / High (₹) 0.58 / 25.95
Market Cap (₹ Cr.) 9.2
Equity (₹ Cr.) 2.6
Face Value (₹) 2
Industry PE 31.6

Management X-Ray of Otco International:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Otco International

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Sales0.091.615.501.4926.540.250.394.111.811.27
Operating Expenses 0.071.534.661.4524.780.970.393.731.841.34
Manufacturing Costs01.274.311.137.130.2403.341.351.39
Material Costs000012.14-0.0900-0.22-0.45
Employee Cost 00.060.090.120.280.420.180.190.130.12
Other Costs 0.070.200.250.195.230.400.210.200.580.27
Operating Profit 0.010.080.840.051.76-0.7200.38-0.03-0.07
Operating Profit Margin (%) 14.3%5.0%15.4%3.2%6.6%-282.0%-0.6%9.2%-1.8%-5.4%
Other Income 000.010.060.060.230.100.150.240.17
Interest 00000.030.190000
Depreciation 0.010.010.020.010.030.020.010.010.010
Exceptional Items 0000000000
Profit Before Tax 00.080.840.091.76-0.690.080.510.200.10
Tax 00.010.1600.350.0100.100.030.01
Profit After Tax 00.060.680.091.41-0.690.080.420.170.08
PAT Margin (%) 5.1%4.0%12.4%6.0%5.3%-274.0%20.7%10.2%9.6%6.6%
Adjusted EPS (₹)0.00.10.50.11.1-0.50.10.30.10.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Shareholders Fund 0.270.331.011.102.511.811.902.312.492.57
Share Capital 2.592.592.592.592.592.592.592.592.592.59
Reserves -2.33-2.26-1.58-1.49-0.08-0.78-0.70-0.28-0.11-0.02
Minority Interest0000000000
Debt00001.472.152.171.191.294.39
Long Term Debt0000000000
Short Term Debt00001.472.152.171.191.294.39
Trade Payables0.020.020.030.952.251.471.592.451.860.02
Others Liabilities 0.080.020.160.060.160.280.031.180.310.27
Total Liabilities 0.370.371.212.116.395.725.677.135.957.25

Fixed Assets

Gross Block1.091.091.100.020.100.100.100.100.100.10
Accumulated Depreciation1.071.071.090.010.040.060.070.080.080.09
Net Fixed Assets0.020.020.010.010.060.040.030.020.010.01
CWIP 0000000000
Investments 0000000000
Inventories00005.015.105.105.105.335.78
Trade Receivables0.210.110.090000000.37
Cash Equivalents 0.010.190.321.850.570.010.011.290.010.20
Others Assets0.120.060.790.250.750.560.530.720.590.89
Total Assets 0.370.371.212.116.395.725.677.135.957.25

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 00.180.131.49-2.71-1.05-0.022.26-1.38-2.90
PBT 00.080.840.091.76-0.690.080.510.200.10
Adjustment 0.010.010-0.0500.210.010.010.010.01
Changes in Working Capital -0.010.1-0.161.49-4.46-0.57-0.121.75-1.5-2.98
Tax Paid 00-0.55-0.05000-0.01-0.08-0.03
Cash Flow From Investing Activity 0000.05-0.0200000
Capex 00-0.01-0.01-0.0800000
Net Investments 0000000000
Others 000.010.060.0600000
Cash Flow From Financing Activity 00001.440.490.02-0.980.103.10
Net Proceeds from Shares 0000000000
Net Proceeds from Borrowing 0000000000
Interest Paid 0000-0.03-0.190000
Dividend Paid 0000000000
Others 00001.470.680.02-0.980.103.10
Net Cash Flow 00.180.131.54-1.29-0.55-0.011.28-1.280.19
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Ratios
ROE (%)1.6821.31101.368.5277.85-32.134.3619.847.23.31
ROCE (%)1.6225.42125.478.9170.55-12.592.0413.555.541.86
Asset Turnover Ratio0.224.346.960.96.240.040.070.640.280.19
PAT to CFO Conversion(x)N/A30.1916.56-1.92N/A-0.255.38-8.12-36.25
Working Capital Days
Receivable Days988377000000108
Inventory Days0000697,2904,7784541,0541,601
Payable Days000048-7,30700-3,515-764

Otco International Ltd Stock News

Otco International Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Otco International on 23-Apr-2024 15:31 is ₹7.10.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Apr-2024 15:31 the market cap of Otco International stood at ₹9.21.
The latest P/E ratio of Otco International as of 23-Apr-2024 15:31 is 56.14.
The latest P/B ratio of Otco International as of 23-Apr-2024 15:31 is 3.50.
The 52-week high of Otco International is ₹9.39 and the 52-week low is ₹4.12.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Otco International is ₹2.20 ( Cr.) .

About Otco International Ltd

Otco International, established in 1981, is one of the leading providers of enterprise solutions for the micro finance industry and financial institutions. It has interacted closely with many NGOs and has acquired rich knowledge of the workings in the development sector, especially in the fields of micro finance and micro insurance.

The company is listed on Bombay, Kolkata and Bangalore Stock Exchanges. It is 100% debt-free and venture capital-free company. The company ranked within the top 50 highest dividend-paying companies.

Products of the company

1) Micro Finance

  • Enterprise impact
  • Grid impact
  • Micro impact
  • Core impact
  • Group Banker
  • Donor Network impact

2) Education sector

  • Scholastica

3) Insurance sector

  • Insure Academy

4) Religious Orgs

  • Ecclesia

5) Database Management

  • RemoteDBA

6) Corporates

  • Finwin
  • HR Optima
  • Assetman
  • Dynavent
  • Budget Optima

Services offered by the company

For NGOs

1) Impact Application Service Provider

  • Server co-location and maintenance
  • Web hosting and Management
  • Secured Web Data Transaction
  • Database management
  • MIS and Data Management

2) Financial and Portfolio Consultancy Services

3) Data warehousing and Data mining

4) Organizations' Impact Assessment

5) Organizations' Website maintenance and database management systems offered on these platforms:

  • Windows 2000 server, Linux
  • Oracle 8i/9i
  • SQL Server 2000, MySQL

For Corporates

1) Application Service Provider

  • Server co-location and maintenance
  • Web hosting and Management
  • Secured Web Data Transaction

2) Database management

3) MIS and Data Management

4) Database Management and Administration

5) Data warehousing and Data mining

6) Organizations' Website maintenance and database management systems offered on these platforms:

  • Windows 2000 server
  • Linux
  • Oracle 8i/9i
  • SQL Server 2000
  • MySQL 

Achievements

  • Business Association Agreement with NENO, LLC., USA
  • Otco launches Grid IMPACT
  • It goes the bangle way
  • The company gets IRDA nod to provide online training to sponsor and prospective insurance agents, on its web-based programme 'Insure Academy'.
  • Software for micro enterprise NGOs
  • Tata AIG Insurance to tap rural market
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