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CP Capital Ltd (CPCAP)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533260 NSE: CPCAP Educational Institutions | Small Cap | CP Capital Share Price

₹109 -0.70 (-0.64%)

As on 25-Jun'26 14:47

CP Capital Ltd (CPCAP)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533260 NSE: CPCAP Educational Institutions | Small Cap | CP Capital Share Price

₹109 -0.70 (-0.64%)

As on 25-Jun'26 14:47

Key Metrics
Valuation Multiples
Market Cap
₹200 Cr.
Current Price
₹109
52-Week Low / High
₹67 / 173
TTM EPS
₹17.4
TTM Sales
₹60.9 Cr.
Book Value per Share
₹301.3
P/E Ratio
6.32
Lower than its 5-year historical median
Industry PE
25.2
Price to Book (P/B)
0.36
Lower than its 5-year historical median
Price to Sales (P/S)
3.28
Lower than its 5-year historical median
EV/EBITDA
5.54
Lower than its 5-year historical median
Dividend Yield
3.67%
Profitability Efficiency
Return on Equity (ROE)
8.13%
Outperforms industry median
Return on Capital Employed (ROCE)
10.04%
Outperforms industry median
Return on Assets (ROA)
6.66%
Operating Profit Margin
89.1%
Net Profit Margin
64.26%
Gross Profit Margin
86.8%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
16.09%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
17.24%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
-5.86%
Asset Quality
Promoter Holding
63.80%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹530 Cr.
Equity
₹18.2 Cr.
Face Value
₹10
All Time Low / High
₹48.80 / 711.00

CP Capital stock performance

Key Ratios
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Check Before You Invest

Valuation

Overvalued

Price Trend

Strong
Q.1 Is CP Capital Ltd a good quality company?
CP Capital Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

How does CP Capital Ltd performance compare with that of its Peers?
Q.1 Revenue growth of CP Capital Ltd vs industry peers?
CP Capital Ltd revenue CAGR is 3.95%, compared to the industry median CAGR of 0.00%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of CP Capital Ltd?
Promoters hold 63.80% of the CP Capital Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of CP Capital Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of -1.7% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
CP Capital Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good

Value Creation

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % 6.4%6.9%5.1%3.9%5.7%4.2%3.7%6.8%11.3%10%-
Value Creation
Index
-0.5-0.5-0.6-0.7-0.6-0.7-0.7-0.5-0.2-0.3-

Growth Parameters

Sales 69.472.871.168.752.118.129.351.954.563.361
Sales YoY Gr.-4.9%-2.3%-3.3%-24.1%-65.3%61.9%76.9%5%16.1%-
Adj EPS 6.68.55.94.68.64.95.111.722.422.417.4
YoY Gr.-29.2%-30.7%-21.8%84.9%-42.4%2.6%130.2%92.3%0%-
BVPS (₹) 191.2204.9212217.6223.7229.7235.6245.8265.7284301.3
Adj Net
Profit
1215.510.88.415.599.221.240.840.832
Cash Flow from Ops. -14.317.410.4-3.2-0.96.2-0.7-8.4-27.5-9.7-
Debt/CF from Ops. -11.56.5-22-69.69.2-14-1.7-2.6-8.9-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales -1%4%29.2%16.1%
Adj EPS 14.5%21.2%64.2%0%
BVPS4.5%4.9%6.4%6.9%
Share Price 0.3% -7.6% -18.7% -32%

Key Financial Parameters

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity %
3.54.32.82.23.92.22.24.88.88.25.9
Op. Profit
Mgn %
25.527.922.311.718.913.438.457.58889.182.7
Net Profit
Mgn %
17.321.315.112.229.849.531.440.874.864.451.9
Debt to
Equity
00.10.20.20.20.1000.20.20
Working Cap
Days
3483564427181,1173,2601,9961,2201,7532,1141,860
Cash Conv.
Cycle
281825538919578371401,491

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Sales69737169521829525563
Operating Expenses + 525255614216182277
Manufacturing Costs3332211211
Material Costs2243211200
Employee Cost 343534382888833
Other Costs 1313151711581023
Operating Profit 182016810211304856
Operating Profit Margin (%) 25.5%27.9%22.3%11.7%18.9%13.4%38.4%57.5%88.0%88.9%
Other Income + 9111014212194124
Exceptional Items 0000000000
Interest 1236642145
Depreciation 5544444322
Profit Before Tax 21241913211615305353
Tax 766243471012
Profit After Tax 14181310161311224341
PAT Margin (%) 20.8%24.8%18.3%14.8%31.5%69.4%36.7%42.8%79.2%64.3%
Adjusted EPS (₹)8.09.97.25.69.16.95.912.223.722.4
Dividend Payout Ratio (%)0%0%0%0%33.20%14.50%16.90%16.40%12.60%17.90%

Valuation of CP Capital - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Shareholders Fund + 347371385395406418429447483517
Share Capital 18181818181818181818
Reserves 329353367377388400410429465498
Debt +1424636557529137184
Long Term Debt562521221797157
Short Term Debt101837433535065677
Minority Interest0000000000
Trade Payables0000000000
Others Liabilities 24263129242324263137
Total Liabilities 385422479489487492461486585637

Fixed Assets

Net Fixed Assets +1271321401371361101071082019
Gross Block1471371491501531301301352222
Accumulated Depreciation1959131720232733
CWIP 1700134000
Investments 174220224193188194171169136136
Inventories2111111100
Trade Receivables326121265300
Cash Equivalents 1331122154
Others Assets 7658104146147177171204424478
Total Assets 385422479489487492461486585637

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity + -141710-3-16-1-8-28-10
PBT 21241913211615305353
Adjustment -3-3-2-4-11-12-11229
Changes in Working Capital -283-2-8-75-2-35-72-55
Tax Paid -5-7-4-4-4-3-3-5-10-16
Cash Flow From Investing Activity + 10-26-464214504199
Capex -4-15-60-5320189
Net Investments 8-33-1335-324410
Others 623-39-2920424000
Cash Flow From Financing Activity + 31036-3-19-11-49460
Net Proceeds from Shares 0000000000
Net Proceeds from Borrowing 5120-4000-11-8
Interest Paid -1-2-3-5-6-4-2-1-4-5
Dividend Paid 0000-5-200-5-7
Others -010196-8-5-4761421
Net Cash Flow -120-31-00-1-3-0

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Ratios
ROE (%)4.265.023.432.64.13.052.555.079.288.13
ROCE (%)6.396.935.093.935.684.163.686.7811.2910.04
Asset Turnover Ratio0.190.180.160.140.110.040.060.110.10.1
PAT to CFO Conversion(x)-10.940.77-0.3-0.060.46-0.09-0.36-0.65-0.24
Working Capital Days
Receivable Days19.7012.5020.3048.8084.60179.1068.4030.6000
Inventory Days9.406.906.206.206.8018.30106.7000
Payable Days22.7041.602123.904724.8010.903.9000

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

CP Capital Ltd FAQs

The current trading price of CP Capital on 25-Jun-2026 14:47 is ₹109.0.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 24-Jun-2026 the market cap of CP Capital stood at ₹199.6 Cr

The latest P/E ratio of CP Capital as of 24-Jun-2026 is 6.32.

The latest P/B ratio of CP Capital as of 24-Jun-2026 is 0.36.

The 52-week high of CP Capital is ₹173.0 and the 52-week low is ₹67.40.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of CP Capital is ₹60.85 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that CP Capital Ltd is a below average quality company.

The key valuation ratios of CP Capital Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of CP Capital Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

About CP Capital Ltd

CP Capital (formerly Career Point) is a listed Non-Banking Financial Company (NBFC) with a legacy of trust and transformation. The company traces its roots to 2013, when Srajan Capital Limited, its wholly owned subsidiary, was established with the vision of providing financial support to educational institutions for developing infrastructure. Over time, Srajan diversified beyond education finance to serve Micro, Small, and Medium Enterprises (MSMEs) and individual borrowers, offering tailored credit solutions that played a vital role in supporting entrepreneurship and business expansion.

A major milestone in the Company’s journey came through the Scheme of Arrangement approved by the Hon’ble NCLT in FY25, under which Srajan Capital Limited, along with all its assets and liabilities, was merged into Career Point Limited with effect from April 1, 2023. Subsequently, Career Point Limited was renamed CP Capital Limited, and a fresh NBFC license was granted by the Reserve Bank of India (RBI). This transformation signified more than just a name change - it marked the evolution of the Company into a focused financial services platform with sharper strategic clarity and a renewed ambition to scale sustainably.

CP Capital operates as a specialized NBFC with a disciplined approach to growth, supported by a strong capital base, conservative risk management, and customer-centric values. Rather than spreading itself thin across too many product lines, the Company follows a targeted strategy, focusing on carefully chosen segments where it can leverage its expertise and add maximum value. This disciplined focus ensures sustainable expansion, healthy asset quality, and responsible financial inclusion.

Business Verticals

Property-Backed Loans (LAP): The company offers term loans secured against residential or commercial properties. These loans are primarily designed to meet business expansion, working capital, and other productive requirements.

NBFC Portfolio-Backed Lending: The company’s portfolio-backed lending solutions extend facilities to partner NBFCs, secured through the hypothecation of their underlying receivables.

Bridge & Bullet Loans (Secured/Unsecured): The company also offers short-tenor financing in the form of bridge and bullet loans, structured with flexible repayment - either through EMIs or bullet payments at maturity.

Business area of the company 

The company is a customer-focused, digitally enabled Non-Banking Financial Company (NBFC). Over the years, the company has grown and evolved, expanding its services and geographical reach. The company is dedicated to providing exceptional financial services and solutions to meet the diverse needs of its clients. The company offers secured lending solutions to SME/MSME, and individual persons.

Loans provided by the company 

  • MSME Loan
  • Balance Transfer
  • Udyam Loans

Milestones

  • 1993: Founded in Kota in Small Tyre-Godown by Pramod Masheshwari, an IIT Delhi alumnus
  • 2000: Opened first Test Prep branch outside Kota at Jaipur
  • 2003: Started first K-12 School - Global Public School, Kota
  • 2007: Investment by Volrado venture partners (ENAM)
  • 2009: Private Equity investment by Franklin Templeton
  • 2010: Listing on NSE and BSE-First Indian IPO by Test Prep Company
  • 2012: Started Career Point university at Kota (Rajasthan) & Hamirpur (H.P)
  • 2013: Career Point Gurukul, Kota and CP world School in Jodhpur
  • 2014: Launch NBFC Business Skill Development Business & Pre-SchoolGlobal Kids
  • 2016: Started Career Point Gurukul, Mohali and CP Publications
  • 2018: Acquisition in eLearning - Plancess Edusoludions
  • 2020: Launch eCareerPoint Online Learing Platform for Test Prep
  • 2022: Productization of Test Prep business and Bulding a distribution
  • 2024: Company Merger-Demerger results into independent companies for Education and NBFC businesses (Listing at BSE and NSE under process at NCLT)

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