Is Radiant Cash Management Services Ltd (RADIANTCMS) a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Radiant Cash Management Services Ltd is a good quality company .

Is Radiant Cash Management Services Ltd (RADIANTCMS) undervalued or overvalued?

The key valuation ratios of Radiant Cash Management Services Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Radiant Cash Management Services Ltd (RADIANTCMS) share price return in the past 10 years?

Data is not available for this company

Is Radiant Cash Management Services Ltd (RADIANTCMS) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Radiant Cash Management Services Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

What is the share price of Radiant Cash Management Services Ltd (RADIANTCMS)?

Company share prices are keep on changing according to the market conditions. The current trading price of Radiant Cash Management Services Ltd (RADIANTCMS) on 02-Jan-2026 16:59:59 at 16:59 is 51.63.

What is the P/E ratio of Radiant Cash Management Services?

The latest standalone P/E ratio of Radiant Cash Management Services as of 02-Jan-2026 is 13.27.

What is the P/B ratio of Radiant Cash Management Services Ltd (RADIANTCMS)?

The latest standalone P/B ratio of Radiant Cash Management Services Ltd (RADIANTCMS) as of 02-Jan-2026 is 2.08.

What is the 52-week high and low of Radiant Cash Management Services Ltd (RADIANTCMS)?

The 52-week high of Radiant Cash Management Services Ltd (RADIANTCMS) is Rs. 77.99 and the 52-week low is Rs. 49.39.

Radiant Cash Management Services Ltd (RADIANTCMS) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Name: Radiant Cash Management Services Ltd (RADIANTCMS)
Brand: Radiant Cash Management Services

BSE: 543732 | NSE: RADIANTCMS | Business Support | Small Cap

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Radiant Cash Mgmnt. Share Price

₹51.63 -0.18 -0.35%
as on 02-Jan'26 16:59

DeciZen - make an informed investing decision on Radiant Cash Mgmnt.

Based on:

Data

Overall Rating ⓘ
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1. Quality

2. Valuation

3. Price Trend

Radiant Cash Management Services stock performance -

Key Ratios

P/E Ratio (SA):

13.27

Market Cap:

550.9 Cr.

52-wk low:

49.4

52-wk high:

Is Radiant Cash Management Services Ltd an attractive stock to invest in?

10 Year X-Ray of Radiant Cash Mgmnt.: Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
ROCE % ⓘ	27.4%	28.6%	41.9%	52.7%	50.7%	44%	48.7%	48.5%	30.3%	26.7%	-
Value Creation Index ⓘ	1.0	1.0	2.0	2.8	2.6	2.1	2.5	2.5	1.2	0.9	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	138	176	195	221	248	222	286	355	385	405	403
Sales YoY Gr.	-	27.4%	10.9%	13.1%	12.4%	-10.7%	29%	24.1%	8.4%	5.3%	-
Adj EPS ⓘ	0.5	0.3	0.6	2.7	3.8	3.4	3.8	5.9	4.3	4.3	3.9
YoY Gr.	-	-40.7%	87.5%	343.3%	44%	-10.2%	9.6%	55.7%	-27.4%	0.5%	-
BVPS (₹) ⓘ	6.1	6.5	6.4	11.2	12.7	14.6	13.8	21.6	23.8	25.6	24.9
Adj Net Profit ⓘ	4.7	2.8	5.3	25.1	36.1	32.4	38.2	62.6	45.4	45.6	42
Cash Flow from Ops. ⓘ	16.1	64.8	97.2	14	40.1	27.6	31.1	74.2	46.1	53.9	-
Debt/CF from Ops. ⓘ	0.6	0.4	0.2	1.3	0.5	0.4	0.9	0.4	0.6	1.7	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	12.7%	10.3%	12.3%	5.3%
Adj EPS ⓘ	25.9%	2.3%	4.3%	0.5%
BVPSⓘ	17.3%	15.1%	22.8%	7.5%
Share Price	-	-	-21%	-31.8%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Return on Equity % ⓘ	8.6	5.1	9.3	31	32.1	26.3	28.6	33.9	18.8	17.3	15.4
Op. Profit Mgn % ⓘ	13.2	12.6	17.7	24	26.6	27.8	27	29.6	21.4	21.6	14.7
Net Profit Mgn % ⓘ	3.4	1.6	2.7	11.4	14.6	14.6	13.4	17.6	11.8	11.3	10.3
Debt to Equity ⓘ	0.2	0.5	0.4	0.2	0.2	0.1	0.2	0.1	0.1	0.3	0
Working Cap Days ⓘ	81	94	98	104	101	123	113	96	89	94	150
Cash Conv. Cycle ⓘ	35	52	58	68	75	92	87	73	67	63	90

Recent Performance Summary

Latest Financials - Radiant Cash Management Services Ltd.

	Standalone	Consolidated
TTM EPS (₹)	3.9	3.7
TTM Sales (₹ Cr.)	403	425
BVPS (₹.) ⓘ	24.9	24.6
Reserves (₹ Cr.) ⓘ	255	251
P/BV ⓘ	2.08	2.10
PE ⓘ	13.27	14.12

From the Market
52 Week Low / High (₹)	49.39 / 77.99
All Time Low / High (₹)	49.39 / 116.70
Market Cap (₹ Cr.)	551
Equity (₹ Cr.)	10.7
Face Value (₹)	1
Industry PE ⓘ	36.9

Management X-Ray of Radiant Cash Mgmnt.:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Radiant Cash Mgmnt. - Standalone Basis

Analyst's Notes

No data found!

Key Ratios of Radiant Cash Mgmnt.

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Sales	138	176	195	221	248	222	286	355	385	405
Operating Expenses ⓘ	120	154	161	168	182	160	209	250	302	318
Manufacturing Costs	19	27	24	26	32	34	45	55	79	77
Material Costs	0	0	0	0	0	0	0	0	0	0
Employee Cost	32	43	46	45	45	39	50	61	73	80
Other Costs ⓘ	69	84	91	97	106	87	114	134	150	160
Operating Profit ⓘ	18	22	35	53	66	62	77	105	82	87
Operating Profit Margin (%)	13.2%	12.6%	17.7%	23.9%	26.5%	27.8%	27.0%	29.6%	21.4%	21.6%
Other Income ⓘ	4	3	2	2	4	2	1	3	6	7
Interest ⓘ	11	16	24	16	17	16	22	19	20	24
Depreciation ⓘ	4	5	3	3	2	3	4	4	6	8
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	7	4	9	36	50	45	52	84	62	62
Tax ⓘ	3	1	3	11	14	13	14	22	16	16
Profit After Tax	5	3	5	25	37	32	38	63	45	46
PAT Margin (%)	3.4%	1.8%	2.7%	11.3%	14.7%	14.6%	13.4%	17.7%	11.8%	11.3%
Adjusted EPS (₹)	0.5	0.4	0.6	2.7	3.9	3.7	3.8	5.9	4.3	4.3
Dividend Payout Ratio (%)	127%	0%	86%	0%	45%	0%	32%	51%	59%	58%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Shareholders Fund	53	56	56	106	120	127	140	230	254	273
Share Capital ⓘ	1	1	1	1	1	1	10	11	11	11
Reserves ⓘ	52	55	55	104	118	126	130	219	243	262
Minority Interest	0	0	0	0	0	0	0	0	0	0
Debt	8	26	20	18	21	11	26	27	26	89
Long Term Debt	0	0	0	0	2	1	1	1	0	0
Short Term Debt	8	26	20	18	19	10	25	27	26	89
Trade Payables	5	2	2	0	1	3	1	1	2	2
Others Liabilities ⓘ	110	180	273	15	13	21	21	19	26	31
Total Liabilities ⓘ	177	264	351	139	155	162	189	277	307	395
Fixed Assets
Gross Block	26	20	22	8	13	19	25	28	55	61
Accumulated Depreciation	12	10	14	3	5	8	11	15	21	29
Net Fixed Assets ⓘ	14	10	8	5	8	11	14	13	34	32
CWIP ⓘ	0	0	0	0	0	0	0	2	1	0
Investmentsⓘ	3	0	0	33	28	0	0	0	11	11
Inventories	0	0	0	0	0	0	0	0	0	0
Trade Receivables	32	36	38	53	54	70	79	70	77	74
Cash Equivalents ⓘ	118	205	288	30	51	67	79	172	163	241
Others Assetsⓘ	9	14	18	18	14	14	17	20	20	37
Total Assets ⓘ	177	264	351	139	155	162	189	277	307	395

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	16	65	97	14	40	28	31	74	46	54
PBT ⓘ	7	4	9	36	50	45	52	84	62	62
Adjustment ⓘ	3	4	4	6	2	3	6	5	5	9
Changes in Working Capital ⓘ	7	58	88	-20	6	-12	-11	6	-3	-1
Tax Paid ⓘ	-1	-2	-4	-8	-18	-8	-16	-21	-18	-17
Cash Flow From Investing Activity ⓘ	10	6	0	-24	6	26	-2	-74	9	-24
Capex	-8	0	-2	-1	-5	-3	-6	-6	-20	-3
Net Investments	15	3	0	-24	10	28	3	-69	37	-24
Others ⓘ	3	2	2	0	1	1	1	1	-8	3
Cash Flow From Financing Activityⓘ	-12	15	-14	20	-22	-37	-12	26	-26	33
Net Proceeds from Shares ⓘ	0	0	0	25	0	-25	0	50	0	0
Net Proceeds from Borrowing ⓘ	0	0	0	-0	-0	-0	-0	-0	-1	0
Interest Paid ⓘ	-2	-2	-3	-2	-2	-2	-2	-1	-1	-2
Dividend Paid ⓘ	-7	0	-5	0	-23	0	-25	-23	-21	-27
Others ⓘ	-3	17	-6	-3	4	-10	15	0	-2	62
Net Cash Flow ⓘ	14	86	84	10	24	16	16	27	29	63

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Ratios
ROE (%)	8.64	5.89	9.37	30.96	32.45	26.33	28.65	33.93	18.79	17.35
ROCE (%)	27.42	28.57	41.85	52.69	50.74	44.02	48.67	48.45	30.34	26.71
Asset Turnover Ratio	0.84	0.8	0.63	0.9	1.69	1.4	1.63	1.52	1.31	1.15
PAT to CFO Conversion(x)	3.2	21.67	19.4	0.56	1.08	0.88	0.82	1.17	1.02	1.17
Working Capital Days
Receivable Days	57	70	69	75	78	102	95	76	70	68
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0

Radiant Cash Management Services Ltd Stock News

Radiant Cash Management Services Ltd FAQs

The current trading price of Radiant Cash Mgmnt. on 02-Jan-2026 16:59 is ₹51.63.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-2026 the market cap of Radiant Cash Mgmnt. stood at ₹550.9.

The latest P/E ratio of Radiant Cash Mgmnt. as of 01-Jan-2026 is 13.27.

The latest P/B ratio of Radiant Cash Mgmnt. as of 01-Jan-2026 is 2.08.

The 52-week high of Radiant Cash Mgmnt. is ₹77.99 and the 52-week low is ₹49.39.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Radiant Cash Mgmnt. is ₹403.2 ( Cr.) .

About Radiant Cash Management Services Ltd

Radiant Cash Management Services Limited was incorporated in Chennai, Tamil Nadu under the name ‘Radiant Cash Management Services Private Limited’ on March 23, 2005 as a private limited company, under the Companies Act, 1956 and was granted a certificate of incorporation by the Registrar of Companies, Tamil Nadu at Chennai, Tamil Nadu (RoC). Thereafter, the Company was converted into a public limited company, pursuant to a special resolution passed in the extraordinary general meeting of Shareholders held on August 21, 2021, and the name of the Company was changed to ‘Radiant Cash Management Services Limited’, and a fresh certificate of incorporation dated August 25, 2021 was issued to the Company by the RoC.

Radiant Cash Management Services is an integrated cash logistics player with leading presence in retail cash management (RCM) segment of the cash management services industry in India. The company’s marquee clients include some of the largest foreign, private and public sector banks, and the end user of its services include some of the largest e-commerce companies, retail chains, NBFCs, insurance firms, ecommerce logistics players, railways and retail petroleum distribution outlets. The company caters to broad set of outsourcing requirements pertaining to cash management services for banks, financial institutions, organized retail and e-commerce companies in India. It operates its business across five verticals, namely 1) cash pick-up and delivery; 2) network currency management (also known as cash burial in industry parlance); 3) cash processing; 4) cash vans /cash in transit; and 5) other value added services.

The company’s integrated offerings are supported by customised technology and process controls, which enables it to offer its clients a wide range of solutions, while generating cross-selling opportunities and driving synergies and efficiencies across its business. It also seeks to continuously improve and bring the latest technologies to meet its client demands and to improve customer experience. Further, the company has also created the RADMUS mobile application which is an enterprise mobile application for secure end-to-end reconciliation between the customer, end user and the company.

Business area of the company

The company is the market leader in retail cash management services for banks, financial institutions, and organized retail and e-commerce companies in India. The company offers a range of services under this segment consisting of collection and delivery of cash on behalf of clients from the end user.

Key Awards, accreditations and recognitions

2014: Received the ‘Best Cash Management Services’ award at the 3rd State Conference CAPSI & APDI Tamil Nadu and Pondicherry chapter.
2015: Awarded the gold medal for “Enhancing the image of India in abroad” by the Institute of Economic Studies, India at the “Global Economic Scenario” seminar held in Bangkok, Thailand.
2018: The Company received an award at ‘Asia’s Greatest Brands 2018’ award in the Category ‘Cash Logistics Services’ by ‘Asia One’ magazine.

Major events and milestones

2005: First Contract with Deutsche Bank and started operations in Tamil Nadu and Kerala.
2011: Yes Bank added to the client list of the Company.
2012: State Bank of India added to the client list of the Company.
2018: Axis Bank added to the client list of the Company.
2019: Hiveloop Logistics added as a direct client of the Company.
2021: Bajaj Finance added as a direct client of the Company.

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
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Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
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Radiant Cash Management Services Ltd (RADIANTCMS) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Radiant Cash Mgmnt. Share Price

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Radiant Cash Management Services stock performance -

Is Radiant Cash Management Services Ltd an attractive stock to invest in?

10 Year X-Ray of Radiant Cash Mgmnt.: Login to view analysis. Share

Analysis of Financial Track Record

Value Creation ⓘ

Growth Parameters ⓘ

CAGR ⓘ

Key Financial Parameters ⓘ

Recent Performance Summary

Latest Financials - Radiant Cash Management Services Ltd.

Management X-Ray of Radiant Cash Mgmnt.: Share

Shareholding Pattern

Promoter's Holding & Share Pledging

Valuation of Radiant Cash Mgmnt. - Standalone Basis Share

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Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

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Dividend History

Event Update Share

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Key Ratios of Radiant Cash Mgmnt. Share

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

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Equity and Liabilities

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Management X-Ray of Radiant Cash Mgmnt.:

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