Investment Shastra
five Simple Habits of the Successful Investor

5 Simple Habits of the Successful Investor

Investing is not a one-time activity, but a continuous process that requires discipline, patience, and perseverance. Successful investors are not born but made. They follow some simple habits that help them achieve their financial goals and grow their wealth over time. Here are five of them:

  1. Start early and invest regularly. The sooner you start investing, the more time you have to benefit from the power of compounding. Compounding means earning interest on your interest, which can make a huge difference in the long run. Remember a lac invested for 30 years compounding at 12% will become 30 lacs. By investing regularly, you can also take advantage of market fluctuations and buy more units when the prices are low.
  2. Diversify your portfolio. Don’t put all your eggs in one basket. Diversify your portfolio across different asset classes, sectors, and companies to reduce your risk and increase your chances of earning higher returns. A well-diversified portfolio can also help you cope with market volatility and protect your capital from unforeseen events.
  3. Follow a common-sensical approach to investing. Common sense tells us that we should always buy quality goods and any compromise here leads to dissatisfaction. This is even more true in the case of investing. Buying a mediocre or low-quality stock is asking for trouble which could include wiping out your capital completely. When it comes to deciding what price you pay for quality, common sense dictates that we should be ready to pay a reasonable price. If sometimes it is available at a discount, be bold to add more if your portfolio permits it. But avoid buying at very high prices because it will result in poor to mediocre returns and anxiety if prices correct a lot from your buying price.
  4. Have a System to help you implement the common-sensical way of investing. Don’t blindly follow the tips, recommendations, or opinions of others. Learn the basics of investing. Then have a reliable system -data, information, tools, etc that enables you to take decisions aligned to your way of investing. This way you will not get lost in this world of information overload. Be ready to do a bit of your own research and analysis before investing in any stock or fund. Understand the business model, financial performance, growth prospects, risks, and valuation of the company or fund you are interested in. This will ensure your knowledge of investing and the market also compounds and you become a savvy investor.
  5. Don’t rely only on yourself to succeed in investing; find an unbiased fiduciary partner. Don’t get tempted to build your own ‘system’ or depend solely on yourself to take investment decisions. Investing success depends a lot on your investing behaviors and it’s very easy for unproductive biases to creep in and derail you. Everyone takes help and guidance. The question is whom do they rely on for this. One is to choose something that is largely aligned to your common sensical way of investing. And then make sure they are fully committed to providing you with unbiased research and advice. Essentially this means a fiduciary research or advisory that shares their wisdom with you transparently and enthusiastically and that means not just providing you with great research and advice but also committed to making you a better, savvier investor.

Moneyworks4me is an unbiased, zero-conflict research and investment advisory that fits the above criteria in letter and spirit. We recommend you to subscribe to the Multicap 100 Superstars Plan. It covers the best 100 high-quality stocks from different sectors and market capitalizations, selected by a rigorous screening process based on fundamental investing principles. It ensures you build a strong Core Portfolio with resilient stocks that have a proven track record of delivering superior returns over market and economic cycles. You also add the best mid and small-cap stocks that boost your portfolio returns. This ensures you have a well-diversified portfolio. Since you get recommendations for investing in them at attractive valuations you are well-positioned to earn healthy-high compounding returns and achieve your financial goals. Moneyworks4me also helps you learn about investing and implement it using the Moneyworks4me Site which is full of valuable data, analysis, research reports, valuation charts, ratings, etc. All this is made available to you in the book How the Heck to Invest and Reach Nirvana, A 5-Step Journey to Financial Freedom written by our Founder, Raymond Moses.  The book and help available from a competent member of Team Moneyworks4me ensures you invest successfully and achieve your financial goals.

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*Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

*Disclaimer: The securities quoted are for illustration only and are not recommendatory

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A team of business leaders, equity research analysts & investment counsellors. Started in 2008; experienced in equity research, financial planning and portfolio management. Passionate about providing institutional quality research and advice to Retail Investors in a simple easy-to-understand-and-act manner.