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Equity - Thematic Fund - Other 2026

Decizen(Understand the Method):- Q: Quality,
Compare Funds
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Q
Aditya Birla SL PSU Equity Fund(G)-Direct Plan
37.68 5,775
21.5
30 Dec' 19
4.02
15.84
19.73
N/A
32.60
33.31
29.39
N/A
 cagr
33
Q
ICICI Pru Commodities Fund(G)-Direct Plan
48.37 4,133
25.2
15 Oct' 19
6.61
13.73
13.28
N/A
36.69
28.41
28.06
N/A
 cagr
28
Q
ICICI Pru India Opp Fund(G)-Direct Plan
38.12 36,469
18.8
15 Jan' 19
-2.51
11.47
14.57
N/A
24.38
27.30
27.22
N/A
 cagr
27
Q
ICICI Pru Manufacturing Fund(G)-Direct Plan
39.36 6,918
18.6
11 Oct' 18
6.21
17.41
17.23
N/A
23.98
26.22
26.08
N/A
 cagr
26
Q
Quant Quantamental Fund(G)-Direct Plan
25.46 1,547
18.6
30 Apr' 21
6.94
13.02
16.79
N/A
22.29
24.69
19.96
N/A
 cagr
25
Q
Quant ESG Integration Strategy Fund(G)-Direct ...
41.09 328
26.7
05 Nov' 20
18.53
14.59
15.64
N/A
23.25
23.38
21.41
N/A
 cagr
23
Q
ICICI Pru Business Cycle Fund(G)-Direct Plan
24.95 14,889
17.2
18 Jan' 21
-4.88
12.74
13.04
N/A
19.21
22.75
17.76
N/A
 cagr
23
Q
Kotak Pioneer Fund(G)-Direct Plan
37.71 4,295
20.9
31 Oct' 19
9.4
18.57
13.88
N/A
25.95
22.57
22.24
N/A
 cagr
23
Q
Tata Business Cycle Fund(G)-Direct Plan
18.75 2,416
13.1
04 Aug' 21
-1.69
8.58
11.58
N/A
17.80
19.80
13.73
N/A
 cagr
20
Q
Aditya Birla SL Special Opp Fund(G)-Direct Pla...
29.79 1,357
19.9
23 Oct' 20
13.05
17.02
12.29
N/A
18.38
19.45
17.17
N/A
 cagr
19
Q
Baroda BNP Paribas Business Cycle Fund(G)-Dire...
16.43 535
10.4
15 Sep' 21
1.91
10.45
9.26
N/A
15.18
17.13
10.76
N/A
 cagr
17
Q
ICICI Pru Quant Fund(G)-Direct Plan
22.86 163
15.1
11 Dec' 20
-1.34
9.96
9.18
N/A
14.49
17.09
13.62
N/A
 cagr
17
Q
Edelweiss Recently Listed IPO Fund(G)-Direct P...
33.49 1,276
15.3
22 Feb' 18
20.35
15.87
10.51
N/A
19.25
20.22
18.90
N/A
 cagr
20
Q
Invesco India PSU Equity Fund(G)-Direct Plan
72.18 1,361
15.1
01 Jan' 13
-2.86
16.12
17.9
14.06
20.99
19.51
17.29
17.15
 cagr
20
Q
Franklin India Opportunities Fund(G)-Direct Pl...
280.07 9,577
16.6
01 Jan' 13
2.8
18.52
16.7
15.75
19.72
18.30
17.13
16.93
 cagr
18
Q
ICICI Pru ESG Exclusionary Strategy Fund(G)-Di...
21.55 1,275
13.6
09 Oct' 20
-7.67
9.51
8.19
N/A
14.52
18.02
13.49
N/A
 cagr
18
Q
HDFC Housing Opp Fund(G)-Direct Plan
21.79 1,100
9.3
06 Dec' 17
-7.12
7.33
9.49
N/A
14.67
17.78
17.43
N/A
 cagr
18
Q
SBI Comma Fund(G)-Direct Plan
119.18 1,208
13.1
04 Jan' 13
8.7
13.84
9.43
13.17
19.76
16.91
16.22
16.13
 cagr
17
Q
SBI Equity Minimum Variance Fund(G)-Direct Pla...
22.88 194
11.5
19 Mar' 19
-4.87
5.7
7.01
N/A
15.40
16.52
16.44
N/A
 cagr
17
Q
Axis Innovation Fund(G)-Direct Plan
22.26 1,345
14.7
24 Dec' 20
14.32
17.12
10.37
N/A
13.61
16.00
12.76
N/A
 cagr
16
Q
UTI Transportation & Logistics Fund(G)-Direct ...
318.82 4,094
17.9
01 Jan' 13
-1.68
15.96
17.71
10.77
16.24
15.78
15.01
14.75
 cagr
16
Q
Quantum ESG Best In Class Strategy Fund(G)-Dir...
23.42 88
12.4
12 Jul' 19
-4.93
6.9
6.52
N/A
16.97
15.62
15.71
N/A
 cagr
16
Q
SBI PSU Fund(G)-Direct Plan
35.52 6,354
11
02 Jan' 13
0.99
16.73
20.48
11.59
18.97
15.48
12.57
12.25
 cagr
15
Q
HSBC Business Cycles Fund(G)-Direct Plan
45.79 1,179
13.5
20 Aug' 14
2.08
14.28
13.53
11.77
16.49
15.00
14.21
14.41
 cagr
15
Q
Nippon India Quant Fund(G)-Direct Plan
73.93 108
12.6
01 Jan' 13
-2.31
11.63
11.76
12.57
16.14
14.74
14.26
14.14
 cagr
15
Q
Taurus Ethical Fund(G)-Direct Plan
136.17 423
13.6
01 Jan' 13
-2.54
6.89
6.88
11.61
14.60
14.28
14.59
14.48
 cagr
14
Q
Axis Quant Fund(G)-Direct Plan
15.88 768
9.1
01 Jul' 21
-1.69
6.31
6.72
N/A
12.15
14.23
9.31
N/A
 cagr
14
Q
Kotak ESG Exclusionary Strategy Fund(G)-Direct...
17.38 685
9.9
11 Dec' 20
-6.53
6.21
5.22
N/A
11.01
13.90
10.11
N/A
 cagr
14
Q
Aditya Birla SL Mfg. Equity Fund(G)-Direct Pla...
40.86 1,386
12.8
03 Feb' 15
21.73
19.59
13.96
12.61
16.04
13.89
13.51
13.89
 cagr
14
Q
Tata Ethical Fund(G)-Direct Plan
402.92 3,619
13.1
01 Jan' 13
-8.78
2.52
4.19
9.89
13.58
13.84
14.43
14.29
 cagr
14
Q
Aditya Birla SL ESG Integration Strategy Fund(...
18.48 542
11.1
24 Dec' 20
-1.38
8.86
5.34
N/A
11.57
13.80
10.71
N/A
 cagr
14
Q
SBI ESG Exclusionary Strategy Fund(G)-Direct P...
247.93 4,984
12.6
01 Jan' 13
-3.93
7.17
6.8
10.87
13.78
13.74
13.91
13.82
 cagr
14
Q
Invesco India ESG Integration Strategy Fund(G)...
17.76 360
10.8
20 Mar' 21
-4.06
6.77
4.75
N/A
9.89
13.55
8.81
N/A
 cagr
14
Q
Axis ESG Integration Strategy Fund(G)-Direct P...
21.27 993
11.9
12 Feb' 20
-5.05
7.02
3.84
N/A
14.87
13.35
12.29
N/A
 cagr
13
Q
DSP Quant Fund(G)-Direct Plan
21.12 711
10.7
10 Jun' 19
-4.58
5.22
3.22
N/A
14.50
12.79
13.15
N/A
 cagr
13
Q
HDFC Defence Fund(G)-Direct Plan
29.34 11,493
38.2
02 Jun' 23
25.14
35.45
N/A
N/A
34.66
38.98
N/A
N/A
 cagr
N/A
Q
ICICI Pru PSU Equity Fund(G)-Direct Plan
21.69 1,755
20.7
12 Sep' 22
1.55
17.33
N/A
N/A
30.17
26.39
N/A
N/A
 cagr
N/A
Q
ICICI Pru Transportation and Logistics Fund(G)...
21.57 3,924
21.3
28 Oct' 22
6.05
20.04
N/A
N/A
27.18
25.64
N/A
N/A
 cagr
N/A
Q
HDFC Transportation and Logistics Fund(G)-Dire...
19.02 2,043
23.1
17 Aug' 23
6.88
22.84
N/A
N/A
19.93
25.33
N/A
N/A
 cagr
N/A
Q
Bandhan Transportation and Logistics Fund(G)-D...
20.08 727
19.1
25 Oct' 22
2.45
16.49
N/A
N/A
24.83
23.23
N/A
N/A
 cagr
N/A
Q
360 ONE Quant Fund(G)-Direct Plan
18.67 774
13.6
29 Nov' 21
-5.61
12.14
N/A
N/A
21.22
22.80
N/A
N/A
 cagr
N/A
Q
Kotak Manufacture in India Fund(G)-Direct Plan
22.40 3,132
18.9
22 Feb' 22
15.92
18.4
N/A
N/A
21.64
21.46
N/A
N/A
 cagr
N/A
Q
ICICI Pru Innovation Fund(G)-Direct Plan
19.02 7,549
20.2
28 Apr' 23
1.74
16.44
N/A
N/A
20.84
20.62
N/A
N/A
 cagr
N/A
Q
Kotak Business Cycle Fund(G)-Direct Plan
17.52 3,414
14.8
28 Sep' 22
4.26
13.79
N/A
N/A
18.15
17.86
N/A
N/A
 cagr
N/A
Q
Union Innovation & Opp Fund(G)-Direct Plan
15.70 1,307
15.5
06 Sep' 23
9.98
16.45
N/A
N/A
13.97
17.86
N/A
N/A
 cagr
N/A
Q
ICICI Pru Housing Opp Fund(G)-Direct Plan
17.06 2,631
12.6
18 Apr' 22
-3.57
9.06
N/A
N/A
16.91
17.19
N/A
N/A
 cagr
N/A
Q
Mahindra Manulife Business Cycle Fund(G)-Direc...
15.21 1,291
15
11 Sep' 23
4.37
14.5
N/A
N/A
12.52
16.53
N/A
N/A
 cagr
N/A
Q
Quant Manufacturing Fund(G)-Direct Plan
16.05 713
16
14 Aug' 23
12.81
14.33
N/A
N/A
9.54
16.46
N/A
N/A
 cagr
N/A
Q
Axis Business Cycles Fund(G)-Direct Plan
16.85 2,039
15.3
22 Feb' 23
2.4
11.25
N/A
N/A
16.07
15.18
N/A
N/A
 cagr
N/A
Q
Quant Business Cycle Fund(G)-Direct Plan
16.26 930
15.4
30 May' 23
4.07
9.42
N/A
N/A
12.76
15.09
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Business Cycle Fund(G)-Direct ...
16.48 1,725
10.8
03 Dec' 21
6.05
10.86
N/A
N/A
13.64
14.61
N/A
N/A
 cagr
N/A
Q
Samco Active Momentum Fund(G)-Direct Plan
15.39 775
13.9
05 Jul' 23
16.25
13.71
N/A
N/A
9.03
14.60
N/A
N/A
 cagr
N/A
Q
Nippon India Innovation Fund(G)-Direct Plan
14.34 2,923
12.1
28 Aug' 23
-0.14
11.96
N/A
N/A
10.81
14.32
N/A
N/A
 cagr
N/A
Q
Kotak Quant Fund(G)-Direct Plan
13.94 451
10.8
02 Aug' 23
-1.02
12.17
N/A
N/A
8.94
13.36
N/A
N/A
 cagr
N/A
Q
HDFC Business Cycle Fund(G)-Direct Plan
15.02 2,646
11.4
30 Nov' 22
1.5
9.44
N/A
N/A
13.90
13.03
N/A
N/A
 cagr
N/A
Q
Tata Housing Opportunities Fund(G)-Direct Plan
14.92 451
10.4
02 Sep' 22
-3.79
5.16
N/A
N/A
14.07
12.65
N/A
N/A
 cagr
N/A
Q
HDFC Consumption Fund(G)-Direct Plan
13.32 954
9.5
12 Jul' 23
-8.57
7.84
N/A
N/A
9.65
10.96
N/A
N/A
 cagr
N/A
Q
UTI Innovation Fund(G)-Direct Plan
11.15 768
3.7
13 Oct' 23
-3.7
N/A
N/A
N/A
0.10
3.87
N/A
N/A
 cagr
N/A
Q
SBI Quant Fund(G)-Direct Plan
9.07 2,600
-5.2
26 Dec' 24
-5.7
N/A
N/A
N/A
4.20
N/A
N/A
N/A
 cagr
N/A
Q
Baroda BNP Paribas Business Conglomerates Fund...
9.47 579
-4.4
22 Sep' 25
-5.5
N/A
N/A
N/A
-5.42
N/A
N/A
N/A
 cagr
N/A
Q
Nippon India Active Momentum Fund(G)-Direct Pl...
12.15 592
12.6
28 Feb' 25
7.42
N/A
N/A
N/A
10.04
N/A
N/A
N/A
 cagr
N/A
Q
WOC ESG Best-In-Class Strategy Fund(G)-Direct ...
9.84 46
-0.8
30 Oct' 24
-6.74
N/A
N/A
N/A
0.81
N/A
N/A
N/A
 cagr
N/A
Q
UTI Quant Fund(G)-Direct Plan
10.17 1,361
1
21 Jan' 25
-3.8
N/A
N/A
N/A
1.19
N/A
N/A
N/A
 cagr
N/A
Q
ICICI Pru Rural Opportunities Fund(G)-Direct P...
10.40 1,896
2.3
28 Jan' 25
-9.25
N/A
N/A
N/A
2.35
N/A
N/A
N/A
 cagr
N/A
Q
Sundaram Multi-Factor Fund(G)-Direct Plan
9.35 790
-5.2
22 Jul' 25
-6.73
N/A
N/A
N/A
-3.15
N/A
N/A
N/A
 cagr
N/A
Q
ICICI Pru Equity Minimum Variance Fund(G)-Dire...
10.23 2,451
1.2
06 Dec' 24
-4.12
N/A
N/A
N/A
3.62
N/A
N/A
N/A
 cagr
N/A
Q
Baroda BNP Paribas ESG Best-in-class Strategy ...
9.88 564
-1
05 Mar' 26
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
 cagr
N/A
Q
SBI Quality Fund(G)-Direct Plan
10.38 2,578
5.7
17 Feb' 26
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
 cagr
N/A
Q
ICICI Pru Quality Fund(G)-Direct Plan
10.36 2,002
2.5
23 May' 25
2.29
N/A
N/A
N/A
3.41
N/A
N/A
N/A
 cagr
N/A
Q
Quantum Ethical Fund(G)-Direct Plan
9.67 126
-1.8
20 Dec' 24
-1.54
N/A
N/A
N/A
-0.11
N/A
N/A
N/A
 cagr
N/A
Q
Motilal Oswal Quant Fund(G)-Direct Plan
9.68 234
-1.4
06 Jun' 24
-4.18
N/A
N/A
N/A
-1.85
N/A
N/A
N/A
 cagr
N/A
Q
Kotak Rural Opportunities Fund(G)-Direct Plan
9.10 708
-9.9
27 Nov' 25
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Quant Fund(G)-Direct Plan
9.69 1,855
-1.4
28 Jun' 24
3.09
N/A
N/A
N/A
4.84
N/A
N/A
N/A
 cagr
N/A
Q
WOC Quality Equity Fund(G)-Direct Plan
9.92 553
-0.5
29 Jan' 25
-5.45
N/A
N/A
N/A
-1.61
N/A
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Conglomerate Fund(G)-Direct Pl...
10.29 1,495
1.6
27 Dec' 24
-1.91
N/A
N/A
N/A
3.42
N/A
N/A
N/A
 cagr
N/A
Q
JioBlackRock Sector Rotation Fund(G)-Direct Pl...
9.39 161
-7.6
13 Feb' 26
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
 cagr
N/A
Q
Bandhan Business Cycle Fund(G)-Direct Plan
9.58 1,003
-2.1
30 Sep' 24
-5.06
N/A
N/A
N/A
2.01
N/A
N/A
N/A
 cagr
N/A
Q
DSP Business Cycle Fund(G)-Direct Plan
10.00 1,474
0
17 Dec' 24
-1.01
N/A
N/A
N/A
5.95
N/A
N/A
N/A
 cagr
N/A
Q
Franklin India Multi-Factor Fund(G)-Direct Pla...
8.97 581
-10.6
28 Nov' 25
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
 cagr
N/A
Q
The Wealth Company Ethical Fund(G)-Direct Plan
9.18 39
-8
14 Oct' 25
N/A
N/A
N/A
N/A
-8.02
N/A
N/A
N/A
 cagr
N/A
Q
Union Business Cycle Fund(G)-Direct Plan
11.42 485
5.2
05 Mar' 24
2.26
N/A
N/A
N/A
3.56
N/A
N/A
N/A
 cagr
N/A
Q
Kotak Transportation & Logistics Fund(G)-Direc...
11.62 545
8.5
16 Dec' 24
4.9
N/A
N/A
N/A
12.42
N/A
N/A
N/A
 cagr
N/A
Q
Sundaram Business Cycle Fund(G)-Direct Plan
10.75 1,716
3.2
25 Jun' 24
0.64
N/A
N/A
N/A
3.15
N/A
N/A
N/A
 cagr
N/A
Q
ITI Business Cycle Fund(G)-Direct Plan
9.97 117
-0.5
09 Mar' 26
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
 cagr
N/A
Q
Tata India Innovation Fund(G)-Direct Plan
9.82 1,245
-0.4
28 Nov' 24
1.03
N/A
N/A
N/A
2.43
N/A
N/A
N/A
 cagr
N/A
Q
Mahindra Manulife Manufacturing Fund(G)-Direct...
10.45 648
2.5
24 Jun' 24
7.06
N/A
N/A
N/A
6.22
N/A
N/A
N/A
 cagr
N/A
Q
ITI Business Cycle Fund(G)-Direct Plan
9.97 117
-0.5
09 Mar' 26
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
 cagr
N/A
Q
Edelweiss Business Cycle Fund(G)-Direct Plan
8.88 1,344
-4.5
29 Jul' 24
1.62
N/A
N/A
N/A
0.26
N/A
N/A
N/A
 cagr
N/A
Q
Axis India Manufacturing Fund(G)-Direct Plan
15.65 5,540
17.1
21 Dec' 23
13.47
N/A
N/A
N/A
10.11
N/A
N/A
N/A
 cagr
N/A
Q
Invesco India Business Cycle Fund(G)-Direct Pl...
13.72 1,373
21.1
27 Feb' 25
11.38
N/A
N/A
N/A
15.07
N/A
N/A
N/A
 cagr
N/A
Q
HDFC Manufacturing Fund(G)-Direct Plan
11.37 10,280
5.5
16 May' 24
6.32
N/A
N/A
N/A
6.57
N/A
N/A
N/A
 cagr
N/A
Q
Bandhan Multi-Factor Fund(G)-Direct Plan
8.91 588
-9
30 Jul' 25
-6.78
N/A
N/A
N/A
-2.74
N/A
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Transportation and Logistics F...
16.58 1,726
18.8
17 Nov' 23
13.5
N/A
N/A
N/A
10.70
N/A
N/A
N/A
 cagr
N/A
Q
ICICI Pru Active Momentum Fund(G)-Direct Plan
10.23 2,097
1.8
25 Jul' 25
5.9
N/A
N/A
N/A
7.12
N/A
N/A
N/A
 cagr
N/A
Q
Shriram Multi Sector Rotation Fund(G)-Direct P...
7.87 148
-11.9
09 Dec' 24
-0.13
N/A
N/A
N/A
-0.78
N/A
N/A
N/A
 cagr
N/A
Q
Canara Rob Manufacturing Fund(G)-Direct Plan
13.41 1,697
11.9
11 Mar' 24
10
N/A
N/A
N/A
7.39
N/A
N/A
N/A
 cagr
N/A
Q
ICICI Pru Conglomerate Fund(G)-Direct Plan
9.61 763
-3.9
24 Oct' 25
N/A
N/A
N/A
N/A
-3.61
N/A
N/A
N/A
 cagr
N/A
Q
Quant PSU Fund(G)-Direct Plan
10.05 400
0.2
20 Feb' 24
-0.4
N/A
N/A
N/A
-2.88
N/A
N/A
N/A
 cagr
N/A
Q
Motilal Oswal Manufacturing Fund(G)-Direct Pla...
11.23 669
5.4
08 Aug' 24
-1.31
N/A
N/A
N/A
5.07
N/A
N/A
N/A
 cagr
N/A
Q
Samco Special Opportunities Fund(G)-Direct Pla...
8.80 124
-5.2
06 Jun' 24
6.4
N/A
N/A
N/A
-3.09
N/A
N/A
N/A
 cagr
N/A
Q
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Categories:

Flexi Cap Funds Large Cap Funds Mid Cap Funds Small Cap Funds Multi Cap Funds Large & Mid Cap Funds Tax Saver Funds Index Funds ETF Funds

Fund House (AMC):

Aditya Birla Axis BNP Paribas DSP Franklin HDFC ICICI Bandhan Invesco Kotak L&T Mirae Motilal PPFAS Quantum Nippon SBI Sundaram Tata UTI NAVI

FAQs

SIP refers to periodic investment in an MF. In this option, you commit to invest a pre-decided amount, at regular intervals, and you get allotted Units based on an MF’s NAV. E.g. Suppose you do an SIP of Rs. 1,000. If, for the 1st month its NAV is Rs. 15, you get 66.67 units. For the 2nd, the NAV is Rs. 25, so you get 40 units. For the 3rd, the NAV is Rs. 20, you get 50 units. At the end of 3 months, you have invested Rs. 3,000 and received 156.67 units at an average NAV of Rs. 19.2.

A Direct Plan means you investing directly thru' an AMC/MF website. As there is no Distributor involved, returns generated by this plan will be higher by the percentage fees paid to a Distributor. We, at MoneyWorks4me, encourage investors to invest in Direct Plans.

Regular Plan is when you invest in an MF scheme through a Distributor or Broker. This means you will end up paying some fees to the Distributor. The fees are directly paid by the AMC to a Distributor. For you as an investor, it is reflected in the lower NAV values, and higher Expense Ratio than a Direct Plan

It is the Fund House or the company responsible for managing investors’ money, and in turn, all the MF schemes.

The money collected by an MF Scheme is invested across asset classes like stocks, debt Funds, gold and cash. The market value of these investments at any given time minus the MF’s liabilities is known as the Fund’s AUM. (E.g. If a Fund’s value of investments is Rs. 100 Cr and liabilities Rs 5 Cr., then AUM is Rs. 95 Cr.) Though, a large AUM denotes a Fund’s popularity and success, it also means restrictions on investing (Fund will have to invest mainly in large companies) and difficulty in replicating past high return performance.

It is the price per unit of the MF scheme. On any given day, NAV is the price at which any investor invests in an MF scheme. NAV = [the market value of all the securities held by the scheme minus its liabilities] ÷ the number of units. Since, market value of securities changes every day, NAV of a scheme also changes every day. Similar to a stock price, a high or low NAV does not affect our investment decision.

A Benchmark is a popular index like the SENSEX, NIFTY or BSE 100, against which a Fund’s performance is gauged. A Fund is supposed to choose a Benchmark based upon the market-section it invests in. E.g. a Mid-Cap Fund may use NSE Midcap Index as its Benchmark. It makes sense to invest in an MF, only if it has consistently beaten its Benchmark performance over a 3-5 year period.

The Expense Ratio is the fee charged by a Mutual Fund for managing its investors’ money. It is shown as a percentage of the Assets Under Management (AUM). E.g. if you invest Rs. 10,000 in a Fund with an Expense Ratio of 1.5%, then you are paying the Fund Rs. 150 to manage your money. As a general rule, you are told to avoid Funds with high Expense Ratio. However, it can also turn to be a good investment, if it consistently generates excess returns (Alpha) over its Expense Ratio.

Load is the fees charged for buying (i.e. Entry load) and selling (i.e. Exit load) MF units. SEBI has scrapped the Entry load wef August 1, 2009. Some Funds may charge Investors an Exit load only on early exit (e.g. within a year of investment) to encourage long-term investment behaviour.

Rolling Returns consider performance on every day or week (or any specified frequency) of a defined period, and hence, tell you how you would have fared regardless of when you chose to invest. E.g. A monthly five-year Rolling Return is return from 1-Jan-2013 to 1-Jan-2018, 1-Feb-2013 to 1Feb-2018, subsequently for all months. For 3-yr or 2-yr rolling, the year changes respectively. We advise our users to look at Rolling Alpha, because it allows you to evaluate the consistency of a Fund’s performance over time - including the ups and downs of market cycles.

Choosing growth option means you will not receive extra units for Dividend declared by the Fund. Instead, the amount will stay invested in the Fund, thereby compounding your returns. Choose this option, if you prefer capital appreciation over regular income from your investment.

An Open-ended Fund or Scheme is one that is available for subscription and re-purchase on a continuous basis. These schemes do not have a fixed maturity period. Investors can conveniently buy and sell units at Net Asset Value (NAV) related prices which are declared on a daily basis. The key feature of open-end schemes is liquidity. The opposite is closed ended where the fund cannot be sold very easily.

Every fund is assessed on the following:
  1. Consistent Outperformers : Track record of having generated returns above a benchmark on a 3-year rolling basis. Consistent performers are Green, followed by Orange. Red have an inconsistent track record on outperforming the index.
  2. The average 3-year rolling returns number appears in the first button.
  3. Quality of Portfolio is assessed based on the quality of each stock held. Predominantly high quality stocks get a Green second button, followed by Orange and Red (large amount of risky stocks).
  4. Upside Potential: Every fund is assessed on what returns it could deliver in the next 5 years based on it.

Select the fund that is Green on Performance which shows it has consistently outperformed the index. Select one with a high average 3-year rolling returns - the number in the first button. And select one with a Green rating on Quality-the second button.

Use the Funds Screener and select the category. It shows the funds with Green on Performance and Quality right on the top. The ones with the higher average 3-year rolling returns are ranked the highest. Funds with less than 5 years returns history are colored Grey on Performance. Since the track record is not for an adequately long period they feature lower in the list.

Build a well-diversified portfolio with funds that assures you of a stable growth through market and economic cycles and funds that enhance your portfolio returns over the long run.
  1. Core Funds: Choose from Large cap, Large and Mid cap and Flexicap funds.
  2. Booster Funds
    1. Choose from Mid and Small cap funds.
    2. Select a Sector or Thematic Fund that is likely to outperform in the long term.

Use the Fund Portfolio Analyzer, Sher-ya-Billi to check if your portfolio will deliver healthy returns or disappoint you. Go to Fund Portfolio Analyzer. You can also upload details of your funds in the Portfolio Manager and see the report on this page.

When adding a new fund check how different is the fund compared to your portfolio by using the link in the Right allocation box on the Fund Decision Maker.

Most investors have more, many more funds that they should-over diversified. This tends to reduce returns. Many investors have more of the same i.e. they have funds that have very similar portfolios and hence the fund portfolio is not well-diversified. Either there are too many large cap dominated funds or far too many mid and small cap funds. What you require is a good, balanced mix. Finally investors don't know when to exit a fund and end up carrying it even though the future upside potential is very low.
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