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Index Funds - Other 2026

Decizen(Understand the Method):- Q: Quality,
Compare Funds
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 CAGR
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Q
Motilal Oswal Nifty Smallcap 250 Index Fund(G)...
37.12 932
21.9
06 Sep' 19
-5.91
16.97
14.82
N/A
30.85
26.47
27.27
N/A
 cagr
26
Q
Motilal Oswal Nifty Midcap 150 Index Fund(G)-D...
40.02 2,901
23.3
06 Sep' 19
1.33
19.24
16.28
N/A
28.88
26.35
26.75
N/A
 cagr
26
Q
Motilal Oswal Nifty Smallcap 250 Index Fund-Re...
35.45 932
21.1
06 Sep' 19
-5.91
16.97
14.82
N/A
29.95
25.59
26.39
N/A
 cagr
26
Q
Motilal Oswal Nifty Midcap 150 Index Fund-Reg(...
38.13 2,901
22.4
06 Sep' 19
1.33
19.24
16.28
N/A
27.95
25.41
25.81
N/A
 cagr
25
Q
Nippon India Nifty Smallcap 250 Index Fund(G)-...
32.85 2,523
24.1
16 Oct' 20
-5.87
16.61
14.63
N/A
22.63
24.16
20.92
N/A
 cagr
24
Q
Nippon India Nifty Midcap 150 Index Fund(G)-Di...
25.55 2,018
19.9
19 Feb' 21
1.44
19.27
16.32
N/A
20.44
23.98
18.93
N/A
 cagr
24
Q
Nippon India Nifty Smallcap 250 Index Fund-Reg...
31.65 2,523
23.3
16 Oct' 20
-5.87
16.61
14.63
N/A
21.82
23.34
20.12
N/A
 cagr
23
Q
Nippon India Nifty Midcap 150 Index Fund-Reg(G...
24.85 2,018
19.3
19 Feb' 21
1.44
19.27
16.32
N/A
19.80
23.32
18.30
N/A
 cagr
23
Q
UTI Nifty200 Momentum 30 Index Fund(G)-Direct ...
21.13 7,476
15.7
10 Mar' 21
-4.4
14.04
12.63
N/A
16.45
19.95
13.54
N/A
 cagr
20
Q
Motilal Oswal Nifty 500 Index Fund(G)-Direct P...
26.52 2,639
16
06 Sep' 19
-3.71
12.13
10.71
N/A
20.35
18.34
19.06
N/A
 cagr
18
Q
UTI Nifty200 Momentum 30 Index Fund-Reg(G)
20.60 7,476
15.1
10 Mar' 21
-4.4
14.04
12.63
N/A
15.88
19.37
12.97
N/A
 cagr
19
Q
DSP Nifty 50 Equal Weight Index Fund(G)-Direct...
27.01 2,255
12.4
23 Oct' 17
1.2
14.68
13.32
N/A
15.85
17.97
18.01
N/A
 cagr
18
Q
Motilal Oswal Nifty 500 Index Fund-Reg(G)
25.36 2,639
15.2
06 Sep' 19
-3.71
12.13
10.71
N/A
19.54
17.55
18.26
N/A
 cagr
18
Q
DSP Nifty 50 Equal Weight Index Fund-Reg(G)
25.90 2,255
11.8
23 Oct' 17
1.2
14.68
13.32
N/A
15.29
17.41
17.45
N/A
 cagr
17
Q
Motilal Oswal S&P 500 Index Fund(G)-Direct Pla...
30.84 3,936
20.7
28 Apr' 20
27.53
22.3
15.95
N/A
19.28
17.00
18.03
N/A
 cagr
17
Q
Edelweiss MSCI India Domestic & World Healthca...
21.44 167
14.6
26 Oct' 20
7.52
20.36
13.43
N/A
14.75
16.98
14.62
N/A
 cagr
17
Q
Motilal Oswal S&P 500 Index Fund-Reg(G)
29.79 3,936
20
28 Apr' 20
27.53
22.3
15.95
N/A
18.60
16.34
17.36
N/A
 cagr
16
Q
Edelweiss MSCI India Domestic & World Healthca...
20.78 167
13.9
26 Oct' 20
7.52
20.36
13.43
N/A
14.10
16.33
13.97
N/A
 cagr
16
Q
Nippon India Nifty 50 Value 20 Index Fund(G)-D...
18.56 912
12.8
19 Feb' 21
-6.54
9.02
10.36
N/A
13.54
16.28
12.82
N/A
 cagr
16
Q
Axis Nifty 100 Index Fund(G)-Direct Plan
22.37 1,792
13.3
18 Oct' 19
-4.76
10.16
9.2
N/A
18.42
16.23
16.92
N/A
 cagr
16
Q
Nippon India Nifty 50 Value 20 Index Fund-Reg(...
18.03 912
12.2
19 Feb' 21
-6.54
9.02
10.36
N/A
12.92
15.65
12.20
N/A
 cagr
16
Q
Motilal Oswal Nifty Bank Index Fund(G)-Direct ...
20.85 578
11.9
06 Sep' 19
-2.74
7.21
8.26
N/A
17.10
15.37
15.63
N/A
 cagr
15
Q
Axis Nifty 100 Index Fund-Reg(G)
21.28 1,792
12.4
18 Oct' 19
-4.76
10.16
9.2
N/A
17.52
15.33
16.02
N/A
 cagr
15
Q
Motilal Oswal Nifty Bank Index Fund-Reg(G)
19.89 578
11.2
06 Sep' 19
-2.74
7.21
8.26
N/A
16.28
14.54
14.80
N/A
 cagr
15
Q
Sundaram Nifty 100 Equal Weight Fund(G)-Direct...
189.98 122
12.3
01 Jan' 13
-1.56
15.82
12.03
10.72
14.33
12.73
12.33
12.23
 cagr
13
Q
Sundaram Nifty 100 Equal Weight Fund(G)
179.68 122
11.4
27 Jul' 99
-1.56
15.82
12.03
10.72
13.87
12.27
11.82
10.14
 cagr
12
Q
Motilal Oswal BSE Enhanced Value Index Fund(G)...
28.71 1,570
33.6
22 Aug' 22
10.46
28.95
N/A
N/A
38.84
33.88
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Enhanced Value Index Fund-Re...
28.00 1,570
32.7
22 Aug' 22
10.46
28.95
N/A
N/A
37.90
32.97
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Auto Index Fund(G)-Direct Plan
20.75 191
22.9
11 Oct' 22
11.74
24.44
N/A
N/A
29.98
27.58
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Auto Index Fund-Reg(G)
20.35 191
22.2
11 Oct' 22
11.74
24.44
N/A
N/A
29.30
26.91
N/A
N/A
 cagr
N/A
Q
ICICI Pru NASDAQ 100 Index Fund(G)-Direct Plan
21.93 2,773
19.1
18 Oct' 21
35.31
27.06
N/A
N/A
24.17
25.25
N/A
N/A
 cagr
N/A
Q
Axis Nifty Midcap 50 Index Fund(G)-Direct Plan
20.57 566
19.6
28 Mar' 22
2.38
20.1
N/A
N/A
25.85
24.80
N/A
N/A
 cagr
N/A
Q
ICICI Pru NASDAQ 100 Index Fund(G)
21.47 2,773
18.5
18 Oct' 21
35.31
27.06
N/A
N/A
23.60
24.67
N/A
N/A
 cagr
N/A
Q
Axis Nifty Smallcap 50 Index Fund(G)-Direct Pl...
18.34 512
16
10 Mar' 22
-3.81
20.92
N/A
N/A
26.70
24.47
N/A
N/A
 cagr
N/A
Q
Kotak Nifty Smallcap 50 Index Fund(G)-Direct P...
20.14 170
25.9
10 Apr' 23
-4.04
N/A
N/A
N/A
21.83
24.41
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Nifty Midcap 150 Index Fund(G)...
24.96 386
19.8
05 Apr' 21
1.24
19.28
N/A
N/A
20.56
23.99
19.76
N/A
 cagr
N/A
Q
Axis Nifty Midcap 50 Index Fund-Reg(G)
19.96 566
18.7
28 Mar' 22
2.38
20.1
N/A
N/A
24.93
23.89
N/A
N/A
 cagr
N/A
Q
Kotak Nifty Smallcap 50 Index Fund-Reg(G)
19.75 170
25.1
10 Apr' 23
-4.04
N/A
N/A
N/A
21.05
23.64
N/A
N/A
 cagr
N/A
Q
Axis Nifty Smallcap 50 Index Fund-Reg(G)
17.80 512
15.2
10 Mar' 22
-3.81
20.92
N/A
N/A
25.79
23.57
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty Midcap150 Momentum 50 Index Fu...
18.21 1,333
19.4
30 Nov' 22
-3.03
19.17
N/A
N/A
27.84
23.34
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Nifty Midcap 150 Index Fund-Re...
24.20 386
19.1
05 Apr' 21
1.24
19.28
N/A
N/A
19.81
23.22
19.05
N/A
 cagr
N/A
Q
Navi Nifty Midcap 150 Index Fund(G)-Direct Pla...
20.90 319
19.6
11 Mar' 22
1.02
18.77
N/A
N/A
24.06
23.07
N/A
N/A
 cagr
N/A
Q
SBI Nifty Midcap 150 Index Fund(G)-Direct Plan
19.22 885
20.1
03 Oct' 22
1.41
19.2
N/A
N/A
24.96
22.79
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY Midcap 150 Index Fund(G)-Direct Pla...
18.85 513
23.4
21 Apr' 23
1.37
N/A
N/A
N/A
20.15
22.76
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Midcap 150 Index Fund(G)-Direc...
19.74 867
17
22 Dec' 21
1.32
19
N/A
N/A
22.61
22.63
N/A
N/A
 cagr
N/A
Q
Tata Nifty Midcap 150 Momentum 50 Index Fund(G...
18.18 964
18.6
20 Oct' 22
-2.92
18.77
N/A
N/A
26.93
22.59
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty Midcap150 Momentum 50 Index Fu...
17.78 1,333
18.6
30 Nov' 22
-3.03
19.17
N/A
N/A
26.92
22.47
N/A
N/A
 cagr
N/A
Q
Navi Nifty India Manufacturing Index Fund(G)-D...
18.82 67
18.8
26 Aug' 22
7.04
20.29
N/A
N/A
24.76
22.45
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Pharma Index Fund(G)-Direct Pl...
17.77 105
18.6
14 Dec' 22
4.79
21.8
N/A
N/A
24.41
22.26
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Nifty Smallcap 50 Index Fund(G...
21.11 234
15.9
05 Apr' 21
-3.8
21.07
N/A
N/A
17.79
22.26
15.06
N/A
 cagr
N/A
Q
SBI Nifty Midcap 150 Index Fund-Reg(G)
18.88 885
19.6
03 Oct' 22
1.41
19.2
N/A
N/A
24.30
22.16
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY Midcap 150 Index Fund-Reg(G)
18.53 513
22.7
21 Apr' 23
1.37
N/A
N/A
N/A
19.47
22.06
N/A
N/A
 cagr
N/A
Q
Navi Nifty Midcap 150 Index Fund-Reg(G)
20.18 319
18.6
11 Mar' 22
1.02
18.77
N/A
N/A
23.00
22.02
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Midcap 150 Index Fund-Reg(G)
19.15 867
16.1
22 Dec' 21
1.32
19
N/A
N/A
21.78
21.79
N/A
N/A
 cagr
N/A
Q
Tata Nifty Midcap 150 Momentum 50 Index Fund-R...
17.73 964
17.7
20 Oct' 22
-2.92
18.77
N/A
N/A
26.04
21.73
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Nifty Smallcap 50 Index Fund-R...
20.47 234
15.2
05 Apr' 21
-3.8
21.07
N/A
N/A
17.09
21.52
14.35
N/A
 cagr
N/A
Q
ICICI Pru Nifty Pharma Index Fund-Reg(G)
17.40 105
17.9
14 Dec' 22
4.79
21.8
N/A
N/A
23.64
21.51
N/A
N/A
 cagr
N/A
Q
Navi Nifty India Manufacturing Index Fund-Reg(...
18.29 67
17.9
26 Aug' 22
7.04
20.29
N/A
N/A
23.77
21.49
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Smallcap 250 Index Fund(G)-Dir...
17.01 552
12.6
02 Nov' 21
-5.74
16.85
N/A
N/A
20.92
21.03
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Financials ex Bank 30 Index ...
17.35 27
16.2
29 Jul' 22
-2.48
17.83
N/A
N/A
22.14
20.91
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY Smallcap 250 Index Fund(G)-Direct P...
18.06 531
21.7
21 Apr' 23
-5.79
N/A
N/A
N/A
17.81
20.70
N/A
N/A
 cagr
N/A
Q
SBI Nifty Smallcap 250 Index Fund(G)-Direct Pl...
18.07 1,306
18.1
03 Oct' 22
-5.8
16.96
N/A
N/A
24.37
20.37
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty Smallcap 250 Index Fund(G)
16.56 552
11.9
02 Nov' 21
-5.74
16.85
N/A
N/A
20.20
20.33
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty Smallcap 250 Index Fund(G)-Dir...
17.26 183
17.6
30 Nov' 22
-5.71
17.01
N/A
N/A
24.51
20.23
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Financials ex Bank 30 Index ...
16.92 27
15.4
29 Jul' 22
-2.48
17.83
N/A
N/A
21.30
20.07
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY Smallcap 250 Index Fund-Reg(G)
17.76 531
21
21 Apr' 23
-5.79
N/A
N/A
N/A
17.16
20.03
N/A
N/A
 cagr
N/A
Q
SBI Nifty Smallcap 250 Index Fund-Reg(G)
17.74 1,306
17.5
03 Oct' 22
-5.8
16.96
N/A
N/A
23.69
19.73
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty Smallcap 250 Index Fund-Reg(G)
16.87 183
16.8
30 Nov' 22
-5.71
17.01
N/A
N/A
23.64
19.40
N/A
N/A
 cagr
N/A
Q
Edelweiss NIFTY Large Mid Cap 250 Index Fund(G...
16.95 278
12.9
01 Dec' 21
-1.8
14.68
N/A
N/A
18.01
18.24
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Quality Index Fund(G)-Direct...
17.76 53
17
22 Aug' 22
0.53
14.55
N/A
N/A
20.47
17.71
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Nifty 50 Equal Weight Index Fu...
18.74 400
13.7
08 Jun' 21
1.1
14.53
N/A
N/A
15.67
17.68
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY 100 Equal Weight Index Fund(G)-Dire...
17.18 376
13.9
23 Feb' 22
-1.59
15.55
N/A
N/A
18.14
17.51
N/A
N/A
 cagr
N/A
Q
Edelweiss NIFTY Large Mid Cap 250 Index Fund-R...
16.47 278
12.2
01 Dec' 21
-1.8
14.68
N/A
N/A
17.24
17.47
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY50 Equal Weight Index Fund(G)-Direct...
18.33 1,559
13.8
20 Aug' 21
1.18
14.77
N/A
N/A
16.18
17.41
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty50 Equal Weight Index Fund(G)-D...
16.87 214
15.8
03 Oct' 22
1.14
14.48
N/A
N/A
18.62
17.37
N/A
N/A
 cagr
N/A
Q
Motilal Oswal Nifty 200 Momentum 30 Index Fund...
15.22 840
10.8
10 Feb' 22
-5
13.43
N/A
N/A
19.82
17.16
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY 100 Equal Weight Index Fund-Reg(G)
16.84 376
13.3
23 Feb' 22
-1.59
15.55
N/A
N/A
17.59
16.97
N/A
N/A
 cagr
N/A
Q
Aditya Birla SL Nifty 50 Equal Weight Index Fu...
18.17 400
13
08 Jun' 21
1.1
14.53
N/A
N/A
14.94
16.94
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Quality Index Fund-Reg(G)
17.32 53
16.2
22 Aug' 22
0.53
14.55
N/A
N/A
19.64
16.89
N/A
N/A
 cagr
N/A
Q
HDFC NIFTY50 Equal Weight Index Fund-Reg(G)
17.89 1,559
13.3
20 Aug' 21
1.18
14.77
N/A
N/A
15.60
16.84
N/A
N/A
 cagr
N/A
Q
Bandhan Nifty200 Momentum 30 Index Fund(G)-Dir...
15.58 112
13.4
02 Sep' 22
-4.86
13.09
N/A
N/A
21.42
16.72
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty50 Equal Weight Index Fund-Reg(...
16.51 214
15.1
03 Oct' 22
1.14
14.48
N/A
N/A
17.93
16.68
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty 200 Momentum 30 Index Fund(G)-...
16.59 481
14.6
05 Aug' 22
-4.64
13.25
N/A
N/A
21.31
16.60
N/A
N/A
 cagr
N/A
Q
Motilal Oswal Nifty 200 Momentum 30 Index Fund...
14.79 840
10.1
10 Feb' 22
-5
13.43
N/A
N/A
19.01
16.37
N/A
N/A
 cagr
N/A
Q
Bandhan Nifty200 Momentum 30 Index Fund-Reg(G)
15.24 112
12.7
02 Sep' 22
-4.86
13.09
N/A
N/A
20.68
16.00
N/A
N/A
 cagr
N/A
Q
ICICI Pru Nifty 200 Momentum 30 Index Fund-Reg...
16.21 481
13.9
05 Aug' 22
-4.64
13.25
N/A
N/A
20.57
15.89
N/A
N/A
 cagr
N/A
Q
Nippon India Nifty Alpha Low Volatility 30 Ind...
15.53 1,225
12.9
19 Aug' 22
-4.98
12.35
N/A
N/A
18.82
15.79
N/A
N/A
 cagr
N/A
Q
UTI BSE Low Volatility Index Fund(G)-Direct Pl...
16.36 467
12.6
03 Mar' 22
-3.62
11.02
N/A
N/A
16.29
15.71
N/A
N/A
 cagr
N/A
Q
Bandhan Nifty100 Low Volatility 30 Index Fund(...
15.53 1,580
13.3
06 Oct' 22
-2.64
11.67
N/A
N/A
17.01
15.66
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Low Volatility Index Fund(G)...
16.24 94
12.6
23 Mar' 22
-3.86
10.7
N/A
N/A
16.14
15.56
N/A
N/A
 cagr
N/A
Q
UTI BSE Low Volatility Index Fund-Reg(G)
16.04 467
12.1
03 Mar' 22
-3.62
11.02
N/A
N/A
15.76
15.18
N/A
N/A
 cagr
N/A
Q
Nippon India Nifty Alpha Low Volatility 30 Ind...
15.21 1,225
12.3
19 Aug' 22
-4.98
12.35
N/A
N/A
18.18
15.16
N/A
N/A
 cagr
N/A
Q
Bandhan Nifty100 Low Volatility 30 Index Fund-...
15.14 1,580
12.4
06 Oct' 22
-2.64
11.67
N/A
N/A
16.15
14.83
N/A
N/A
 cagr
N/A
Q
Motilal Oswal BSE Low Volatility Index Fund-Re...
15.81 94
11.9
23 Mar' 22
-3.86
10.7
N/A
N/A
15.39
14.82
N/A
N/A
 cagr
N/A
Q
HDFC BSE 500 Index Fund(G)-Direct Plan
15.37 249
15.3
21 Apr' 23
-3.95
N/A
N/A
N/A
14.44
14.50
N/A
N/A
 cagr
N/A
Q
Edelweiss Nifty 100 Quality 30 Index Fund(G)-D...
14.60 130
8.4
07 Oct' 21
-3.26
10.17
N/A
N/A
13.72
14.43
N/A
N/A
 cagr
N/A
Q
UTI Nifty Midcap 150 Quality 50 Index Fund(G)-...
13.85 211
8.4
11 Apr' 22
-5.7
10.73
N/A
N/A
14.86
14.20
N/A
N/A
 cagr
N/A
Q
Bandhan Nifty 100 Index Fund(G)-Direct Plan
14.98 209
10.4
24 Feb' 22
-4.49
10.48
N/A
N/A
13.98
13.90
N/A
N/A
 cagr
N/A
Q
HDFC BSE 500 Index Fund-Reg(G)
15.11 249
14.7
21 Apr' 23
-3.95
N/A
N/A
N/A
13.79
13.85
N/A
N/A
 cagr
N/A
Q
DSP Nifty Midcap 150 Quality 50 Index Fund(G)-...
14.28 402
10
04 Aug' 22
-5.64
10.72
N/A
N/A
15.82
13.72
N/A
N/A
 cagr
N/A
Q
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Categories:

Flexi Cap Funds Large Cap Funds Mid Cap Funds Small Cap Funds Multi Cap Funds Large & Mid Cap Funds Tax Saver Funds Index Funds ETF Funds Nifty Midcap 50 Nifty Midcap Select Nifty Midcap 100 Nifty Smallcap 250 Nifty Smallcap 50 NIFTY Smallcap 100 Nifty Microcap 250 Nifty Largemidcap 250 Nifty500 Multicap 50:25:25

Fund House (AMC):

Aditya Birla Axis BNP Paribas DSP Franklin HDFC ICICI Bandhan Invesco Kotak L&T Mirae Motilal PPFAS Quantum Nippon SBI Sundaram Tata UTI NAVI

FAQs

SIP refers to periodic investment in an MF. In this option, you commit to invest a pre-decided amount, at regular intervals, and you get allotted Units based on an MF’s NAV. E.g. Suppose you do an SIP of Rs. 1,000. If, for the 1st month its NAV is Rs. 15, you get 66.67 units. For the 2nd, the NAV is Rs. 25, so you get 40 units. For the 3rd, the NAV is Rs. 20, you get 50 units. At the end of 3 months, you have invested Rs. 3,000 and received 156.67 units at an average NAV of Rs. 19.2.

A Direct Plan means you investing directly thru' an AMC/MF website. As there is no Distributor involved, returns generated by this plan will be higher by the percentage fees paid to a Distributor. We, at MoneyWorks4me, encourage investors to invest in Direct Plans.

Regular Plan is when you invest in an MF scheme through a Distributor or Broker. This means you will end up paying some fees to the Distributor. The fees are directly paid by the AMC to a Distributor. For you as an investor, it is reflected in the lower NAV values, and higher Expense Ratio than a Direct Plan

It is the Fund House or the company responsible for managing investors’ money, and in turn, all the MF schemes.

The money collected by an MF Scheme is invested across asset classes like stocks, debt Funds, gold and cash. The market value of these investments at any given time minus the MF’s liabilities is known as the Fund’s AUM. (E.g. If a Fund’s value of investments is Rs. 100 Cr and liabilities Rs 5 Cr., then AUM is Rs. 95 Cr.) Though, a large AUM denotes a Fund’s popularity and success, it also means restrictions on investing (Fund will have to invest mainly in large companies) and difficulty in replicating past high return performance.

It is the price per unit of the MF scheme. On any given day, NAV is the price at which any investor invests in an MF scheme. NAV = [the market value of all the securities held by the scheme minus its liabilities] ÷ the number of units. Since, market value of securities changes every day, NAV of a scheme also changes every day. Similar to a stock price, a high or low NAV does not affect our investment decision.

A Benchmark is a popular index like the SENSEX, NIFTY or BSE 100, against which a Fund’s performance is gauged. A Fund is supposed to choose a Benchmark based upon the market-section it invests in. E.g. a Mid-Cap Fund may use NSE Midcap Index as its Benchmark. It makes sense to invest in an MF, only if it has consistently beaten its Benchmark performance over a 3-5 year period.

The Expense Ratio is the fee charged by a Mutual Fund for managing its investors’ money. It is shown as a percentage of the Assets Under Management (AUM). E.g. if you invest Rs. 10,000 in a Fund with an Expense Ratio of 1.5%, then you are paying the Fund Rs. 150 to manage your money. As a general rule, you are told to avoid Funds with high Expense Ratio. However, it can also turn to be a good investment, if it consistently generates excess returns (Alpha) over its Expense Ratio.

Load is the fees charged for buying (i.e. Entry load) and selling (i.e. Exit load) MF units. SEBI has scrapped the Entry load wef August 1, 2009. Some Funds may charge Investors an Exit load only on early exit (e.g. within a year of investment) to encourage long-term investment behaviour.

Rolling Returns consider performance on every day or week (or any specified frequency) of a defined period, and hence, tell you how you would have fared regardless of when you chose to invest. E.g. A monthly five-year Rolling Return is return from 1-Jan-2013 to 1-Jan-2018, 1-Feb-2013 to 1Feb-2018, subsequently for all months. For 3-yr or 2-yr rolling, the year changes respectively. We advise our users to look at Rolling Alpha, because it allows you to evaluate the consistency of a Fund’s performance over time - including the ups and downs of market cycles.

Choosing growth option means you will not receive extra units for Dividend declared by the Fund. Instead, the amount will stay invested in the Fund, thereby compounding your returns. Choose this option, if you prefer capital appreciation over regular income from your investment.

An Open-ended Fund or Scheme is one that is available for subscription and re-purchase on a continuous basis. These schemes do not have a fixed maturity period. Investors can conveniently buy and sell units at Net Asset Value (NAV) related prices which are declared on a daily basis. The key feature of open-end schemes is liquidity. The opposite is closed ended where the fund cannot be sold very easily.

Every fund is assessed on the following:
  1. Consistent Outperformers : Track record of having generated returns above a benchmark on a 3-year rolling basis. Consistent performers are Green, followed by Orange. Red have an inconsistent track record on outperforming the index.
  2. The average 3-year rolling returns number appears in the first button.
  3. Quality of Portfolio is assessed based on the quality of each stock held. Predominantly high quality stocks get a Green second button, followed by Orange and Red (large amount of risky stocks).
  4. Upside Potential: Every fund is assessed on what returns it could deliver in the next 5 years based on it.

Select the fund that is Green on Performance which shows it has consistently outperformed the index. Select one with a high average 3-year rolling returns - the number in the first button. And select one with a Green rating on Quality-the second button.

Use the Funds Screener and select the category. It shows the funds with Green on Performance and Quality right on the top. The ones with the higher average 3-year rolling returns are ranked the highest. Funds with less than 5 years returns history are colored Grey on Performance. Since the track record is not for an adequately long period they feature lower in the list.

Build a well-diversified portfolio with funds that assures you of a stable growth through market and economic cycles and funds that enhance your portfolio returns over the long run.
  1. Core Funds: Choose from Large cap, Large and Mid cap and Flexicap funds.
  2. Booster Funds
    1. Choose from Mid and Small cap funds.
    2. Select a Sector or Thematic Fund that is likely to outperform in the long term.

Use the Fund Portfolio Analyzer, Sher-ya-Billi to check if your portfolio will deliver healthy returns or disappoint you. Go to Fund Portfolio Analyzer. You can also upload details of your funds in the Portfolio Manager and see the report on this page.

When adding a new fund check how different is the fund compared to your portfolio by using the link in the Right allocation box on the Fund Decision Maker.

Most investors have more, many more funds that they should-over diversified. This tends to reduce returns. Many investors have more of the same i.e. they have funds that have very similar portfolios and hence the fund portfolio is not well-diversified. Either there are too many large cap dominated funds or far too many mid and small cap funds. What you require is a good, balanced mix. Finally investors don't know when to exit a fund and end up carrying it even though the future upside potential is very low.
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2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

  • Fiduciary-first advisory model.
    As SEBI-registered IAs, we are legally and ethically bound to act in the best interests of our clients. We do not sell or distribute any financial products. This ensures our guidance is 100% unbiased and conflict-free.
  • Deep fundamental research + robust valuation discipline.
    Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
  • Process—not predictions.
    We don’t rely on guesswork or market timing. Instead, we focus on asset allocation, risk management, and long-term compounding.
  • Technology + Human Intelligence.
    We believe a combination of both is essential for investing success. We constantly innovate and upgrade in-house tools, financial X-rays, and portfolio analytics so that our team of analysts and advisors are equipped with the best.
  • Partner with Clients.
    We follow a DIWM (Do-It-With-Me) approach where we partner clients in setting goals, financial planning, educating on our investing process and share decision-enabling resources transparently with our clients who retain control on execution.

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

  • Investing in stocks, mutual funds, debt, and gold
  • Quality-at-Reasonable-Price way of investing in stocks
  • Constructing Direct Stock Portfolios with Core, Booster, and Amplifier stocks
  • A Mutual Fund Portfolio that delivers consistent out-performance and meaningful diversification (low overlap)
  • Periodic review and rebalancing
  • Clear Buy-Sell-Hold, and Position-sizing frameworks
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