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FAQ : HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth

HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth has delivered CAGR and average rolling returns as follows :

1 Year 3 Year 5 Year 9 Year
CAGR(%) 0.67 6.97 6.53 6.71
Average Rolling Returns(%) 8.56 7.95 8.01 7.87

The Current NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth is ₹21.57.

It is better to invest in a fund with a longer track record as HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth cannot be assessed for consistency of out-performance. Funds returns are more likely to be different than its benchmark NIFTY 500 returns, as Funds portfolio is significantly different.

HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth fund’s expense ratio is 2.16%

The process for redemption is

  • Give a request for redemption of the number of units or the amount you want. The request will be acknowledged.
  • You will get information about the redemption and the NAV at which redeemed.
  • The amount will be deposited in the designated bank account.

The AUM of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth is currently ₹154 Crores.

The Top three stocks are Larsen & Toubro, Reliance Industries and TCS and account for 18% of its portfolio. Top 5 and 10 stocks of fund account for 22% and 27% of fund’s portfolio respectively.

Top three sectors of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth fund are Others, Miscellaneous and BFSI accounting for 71% of the total portfolio.

Since this is a Solution Oriented - Retirement Fund - Debt it is comparatively safer to invest in this fund. However, since it has not consistently outperformed its benchmark index on an average 3-year rolling returns basis it is not the most suitable fund for SIP.

The category of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth Fund is Solution Oriented - Retirement Fund - Debt.

Srinivasan Ramamurthy and Anupam Joshi manage the HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth Fund.

HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth current PE ratio is 0.00 and PB ratio is 0.00

The asset allocation of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth is Stocks : 36.76%, Debt : 63.26% and Gold : 0%

The minimum SIP amount for HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth is ₹100.00 and minimum lumpsum is ₹100.00

The exit load for HDFC Retirement Savings Fund - Hybrid-Debt Plan - Regular Plan - Growth is NIL - Upon completion of Lock-in Period

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