SEBI Reg. Investment Advisor

Download App

MoneyWorks4Me

FAQ : Kotak Credit Risk Fund - Growth - Direct Plan

Kotak Credit Risk Fund - Growth - Direct Plan has delivered CAGR and average rolling returns as follows :

1 Year 3 Year 5 Year 9 Year
CAGR(%) 7.54 7.4 5.73 6.19
Average Rolling Returns(%) 7.13 6.95 7.27 7.50

The Current NAV of Kotak Credit Risk Fund - Growth - Direct Plan is ₹35.16.

It is better to invest in a fund with a longer track record as Kotak Credit Risk Fund - Growth - Direct Plan cannot be assessed for consistency of out-performance. Funds returns are more likely to be different than its benchmark NIFTY 500 returns, as Funds portfolio is significantly different.

Kotak Credit Risk Fund - Growth - Direct Plan fund’s expense ratio is 0.81%

The process for redemption is

  • Give a request for redemption of the number of units or the amount you want. The request will be acknowledged.
  • You will get information about the redemption and the NAV at which redeemed.
  • The amount will be deposited in the designated bank account.

The AUM of Kotak Credit Risk Fund - Growth - Direct Plan is currently ₹691 Crores.

The Top three stocks are , and and account for 0% of its portfolio. Top 5 and 10 stocks of fund account for 0% and 0% of fund’s portfolio respectively.

Top three sectors of Kotak Credit Risk Fund - Growth - Direct Plan fund are Others, BFSI and Miscellaneous accounting for 100% of the total portfolio.

Funds Portfolio Quality is Very Good. It has a large proportion of Green Stocks.Since this is a Debt - Credit Risk Fund it is comparatively safer to invest in this fund. However, since it has not consistently outperformed its benchmark index on an average 3-year rolling returns basis it is not the most suitable fund for SIP.

The category of Kotak Credit Risk Fund - Growth - Direct Plan Fund is Debt - Credit Risk Fund.

Vihag Mishra and Deepak Agrawal manage the Kotak Credit Risk Fund - Growth - Direct Plan Fund.

Kotak Credit Risk Fund - Growth - Direct Plan current PE ratio is 0.00 and PB ratio is 0.00

The asset allocation of Kotak Credit Risk Fund - Growth - Direct Plan is Stocks : 0%, Debt : 90.09% and Gold : 10.48%

The minimum SIP amount for Kotak Credit Risk Fund - Growth - Direct Plan is ₹100.00 and minimum lumpsum is ₹100.00

The exit load for Kotak Credit Risk Fund - Growth - Direct Plan is Nil upto 6% of investment and 1% for remaining investment on or before 1 year, Nil after 1 year

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×