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What and Why?

Build and Manage a Multi-asset Portfolio…Together

How do we ensure effective collaboration?

Through the combined power of MoneyWorks4me Process + Platform + People

How it works?

Getting Started

Agreement, Subscribe & Risk Profiling

  • Subscribe for the portfolio size you
    have agreed with our Investment
    Counsellor.
  • Do a world-class risk profiling online. It help determine your asset allocation.

Onboarding & Portfolio Building

  • Explain how to use Omega using screen sharing
  • Help upload your existing portfolio on our site
  • Help align your portfolio to deliver consistent risk-adjusted returns
  • Help complete the Investor Policy document

Omega goes live

  • Omega tracks the market, and compares risk-adjusted returns across asset
  • It recommends rebalancing and reshuffling of your portfolio, when required. You see it on your Investment Action Page
  • You take actions and update your portfolio without delay

Reviews

  • Omega tracks recommendations, actions taken and deviations
  • Investment Counsellor will formally review your portfolio once every two months
  • With our Equity Analyst as per the plan
How it works?

Smart Asset Allocation

  • Smart Asset Allocation
    Asset allocation is the most important investment decision. Simply put it the answer to the question, "how much of my saving do I put in different asset classes so that I meet my goals without taking risks that can give me sleepless nights?"

    Traditionally asset allocation is done by first understanding your willingness and ability to handle risk. You will fit into one of the three categories- conservative, moderate or aggressive. The allocation to equity-debt is typically (in %) 40-60, 50-50 and 60-40 respectively. This is held constant and portfolios rebalanced to maintains this mix. This ensures the right emphasis is put on earning returns and the security needs of an investor.
    Omega starts with a core allocation but does not hold it constant for all levels of the market. Using Moneyworks4me's market level assessment Omega makes smart asset allocation changes. Omega decrease the allocation to equity when the market has clearly moved into higher levels thereby reducing portfolio risk/draw-downs when the market corrects. Similarly Omega increases allocation to equity when the markets become attractive. This ensures you are able to take advantage of lower equity prices.

Portfolio Building

  • Portfolio Building
    This is required when you have an existing portfolio that you wish to now manage using Omega. Omega is designed to deliver a consistent compounded growth in the future without giving you sleepless nights. Thus as the name suggests your current portfolio needs to be aligned to Omega's investment strategy. This requires two things:
    1. Ensure the correct allocation to equity and debt i.e asset allocation
    2. Retain the assets that are worth holding and replace the others with the best opportunities available currently.
    This is done through a discussion with our Investment Counselor.

Rebalancing & reshuffling

  • Rebalancing & reshuffling
    As explained, Omega does Smart Asset Allocation. When market movements alter the asset mix significantly it needs to be rebalanced to the desired equity-debt mix depending on your risk profile and the market level. This requires reshuffling i.e some assets are sold while others bought. Similarly you need to reshuffle the portfolio when the market makes some assets very expensive and/or throws up some new opportunities which you should act on. So how does Omega reshuffle your portfolio?

    Omega has access to all the data and expertise available within MoneyWorks4me. Omega compares risk-adjusted returns across assets and recommends the best at every stage. In case you wish to make some changes eg not act on a certain buy or sell recommendation, you can do this. Omega will take this into account and make a suitable recommendation (read Risk Management)

Expert Help

  • Expert Help
    We are transferring more and more of our collective intelligence to Omega and onto our site so that you get more online. We also intend to build more features to help you get answers to your queries. However, you may have a number of queries especially in the beginning till you get accustomed to how Omega works and how to use it effectively. Our team of Investment Counselors are available to help you. Please call us during office hours or schedule a call.

    Customer with portfolio larger than 25 lacs have the facility to discuss their portfolio with our Equity Analyst twice a year. Customers with 50+lacs portfolio can talk to our analyst once every quarter. This ensures together we manage your portfolio and make your money work hard for you.
Getting Started

Agreement, Subscribe & Risk Profiling

Onboarding & Portfolio Building

  • Explain how to use Omega using screen sharing
  • Help upload your existing portfolio on our site
  • Help align your portfolio to deliver consistent risk-adjusted returns
  • Help complete the Investor Policy document

Omega goes live

  • Omega tracks the market, and compares risk-adjusted returns across asset
  • It recommends rebalancing and reshuffling of your portfolio, when required. You see it on your Investment Action Page
  • You take actions and update your portfolio without delay

Reviews

  • Omega tracks recommendations, actions taken and deviations
  • Investment Counsellor will formally review your portfolio once every two months
  • With our Equity Analyst as per the plan
Schedule a Call with Investment Counselor

Proof of Performance


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Disclaimer: The Proof of Performance seen here is based on the recommendations for stocks only, and includes all stocks covered by MoneyWorks4me.
Our focus is to deliver healthy returns over the long term while managing risk that ensures clients stay invested and benefit from it.

SUBSCRIBE

How much investable surplus do you have?
Most suitable for 25+ lacs portfolio. Talk to us if your portfolio is less than 25 lacs.

1 Year
3 Years


In the 1st year your pay fees @ %. Thereafter you pay only % fee per year Over first 3 years you pay an average of % per year.

Portfolio Building & Alignment is required only once in the beginning.
Portfolio Building & Alignment fees are payable only once in the beginning and on the fresh money/portfolio added.
Portfolio Management fees is to be paid half-yearly 15 days before due date. It will remain the same for 3 years and there after mutually agreed. However, this is valid only when you continue the service without a break.
You will need to sign an agreement one for each of the services as required by SEBI's new IA regulations. This includes a refund clause which permits us to retain fees for up to one quarter in case the service is terminated and refund the balance if any.
Please note that this service is meant specifically for individual client for their personal portfolio and is not to be used for any commercial purposes including advising other, selling mutual funds etc.
Read Agreement
A physical copy will be sent to you in tandem with your payment process.

Trusted By

2,60,000+
Registered Users
7,000+
Paid Subscribers
400+Cr
Assets managed by Subscribers

Trusted By

2,60,000+
Registered Users
7,000+
Paid Subscribers
400+Cr
Assets managed by Subscribers

What Customers Say

Investment Advisory Services for Indian Investors

Frequently Asked Questions

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323

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