Check Before You Invest : 5Paisa Capital Ltd

Q: Which industry/sub-sector does 5Paisa Capital Ltd belong to?

5Paisa Capital Ltd belongs to the BFSI sector, operating specifically within the Finance - Stock Broking segment.

Q: Is 5Paisa Capital Ltd a good quality company?

5Paisa Capital Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q: Is 5Paisa Capital Ltd undervalued or overvalued?

5Paisa Capital Ltd appears Somewhat Undervalued, as its key valuation ratios are lower than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 33.79, Historic Median: 28.14. Price to Book, Current: 2.24, Historic Median: 2.54. Price to Sales, Current: 4.67, Historic Median: 3.70. EV to EBITDA, Current: 3.75, Historic Median: 2.14

Q: Is 5Paisa Capital Ltd a good buy now?

5Paisa Capital Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Q: Revenue growth of 5Paisa Capital Ltd?

5Paisa Capital Ltd revenue growth is -8.9% for FY-2025, which is below its 5-year CAGR of 27.17%, indicating slower growth.

Q: Gross Profit margin of 5Paisa Capital Ltd?

5Paisa Capital Ltd Gross profit margin which is the profit after deduction of direct costs, is 28.8% for FY-2025, which is above its 5-year median of 19.5%, indicating increasing margins.

Q: Operating Profit Margin of 5Paisa Capital Ltd?

5Paisa Capital Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 35.39% for FY-2025, which is above its 5-year median of 25.85% indicating increasing margins.

Q: Net Profit Margin of 5Paisa Capital Ltd?

5Paisa Capital Ltd Net Profit Margin is 18.94% for FY-2025, is above its 5-year median of 12.82%, indicating increasing margins. Profitability Metrics. Gross Profit Margin (%), Current: 28.8, Historic Median: 19.5. Operating Profit Margin (%), Current: 35.39, Historic Median: 25.85. Net Profit Margin (%), Current: 18.94, Historic Median: 12.82

Q: Return on Asset of 5Paisa Capital Ltd?

5Paisa Capital Ltd Return on Asset is 3.7%, which is above its 5-year historical median of 2.7%, indicating improved asset utilization efficiency.

Q: Return on capital employed (ROCE) of 5Paisa Capital Ltd?

5Paisa Capital Ltd Return on capital employed is 13.6% for FY-2025, which is above its 5-year historical median of 12.2%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Check Before You Invest : 5Paisa Capital Ltd

Snapshot

Q.1 Which industry/sub-sector does 5Paisa Capital Ltd belong to?

5Paisa Capital Ltd belongs to the BFSI sector, operating specifically within the Finance - Stock Broking segment.

Q.2 Is 5Paisa Capital Ltd a good quality company?

5Paisa Capital Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is 5Paisa Capital Ltd undervalued or overvalued?

5Paisa Capital Ltd appears Somewhat Undervalued, as its key valuation ratios are lower than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	33.79	28.14
Price to Book	2.24	2.54
Price to Sales	4.67	3.70
EV to EBITDA	3.75	2.14

Q.4 Is 5Paisa Capital Ltd a good buy now?

5Paisa Capital Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.
How efficiently has it utilized Capital?
By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.
How is it managing its Debt?
By checking its Debt to Equity and Cash Flow from Operations.

A: What are the trends in revenue and profit margins?

Q.1 Revenue growth of 5Paisa Capital Ltd?

5Paisa Capital Ltd revenue growth is -8.9% for FY-2025, which is below its 5-year CAGR of 27.17%, indicating slower growth.

Q.2 Gross Profit margin of 5Paisa Capital Ltd?

5Paisa Capital Ltd Gross profit margin which is the profit after deduction of direct costs, is 28.8% for FY-2025, which is above its 5-year median of 19.5%, indicating increasing margins.

Q.3 Operating Profit Margin of 5Paisa Capital Ltd?

5Paisa Capital Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 35.39% for FY-2025, which is above its 5-year median of 25.85% indicating increasing margins.

Q.4 Net Profit Margin of 5Paisa Capital Ltd?

5Paisa Capital Ltd Net Profit Margin is 18.94% for FY-2025, is above its 5-year median of 12.82%, indicating increasing margins.

	Current Level	5-year Historic Median
Gross Profit Margin (%)	28.8	19.5
Operating Profit Margin (%)	35.39	25.85
Net Profit Margin (%)	18.94	12.82

B: Does the business utilize capital efficiently?

Q.5 Return on Asset of 5Paisa Capital Ltd?

5Paisa Capital Ltd Return on Asset is 3.7%, which is above its 5-year historical median of 2.7%, indicating improved asset utilization efficiency.

Q.6 Return on capital employed (ROCE) of 5Paisa Capital Ltd?

5Paisa Capital Ltd Return on capital employed is 13.6% for FY-2025, which is above its 5-year historical median of 12.2%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q.7 Return on Equity (ROE) of 5Paisa Capital Ltd?

5Paisa Capital Ltd Return on equity is 12.1% for FY-2025, which is above its 5-year historical median of 10.6%, indicating the business is making better use of its shareholders capital.

Q.8 Cash conversion cycle of 5Paisa Capital Ltd?

5Paisa Capital Ltd Cash conversion cycle is -2 days, above its 5-year historical median of -114 days, indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.

	Current Level	5-year Historic Median
Asset Turnover (x)	0.19	0.21
ROE (%)	12.1	10.6
ROCE (%)	13.6	12.2
Cash Conversion Cycle	-2 days	-114 days

C: How much debt does the business have and is it at a sustainable level?

Q.9 Debt to Equity ratio of 5Paisa Capital Ltd?

5Paisa Capital Ltd Debt-to-Equity ratio is 0.36, which is above the industry average of 0.05, indicating higher debt levels in the industry.

Q.10 Debt to cash flow from operations of 5Paisa Capital Ltd?

5Paisa Capital Ltd Debt to cash flow from operations is 2.22, which is at a moderate level.

Ownership & governance

D: Promoter shareholding and pledge status of 5Paisa Capital Ltd?

Q.1 Promoter shareholding and pledge status of 5Paisa Capital Ltd?

Promoters hold 32.77% of the 5Paisa Capital Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does 5Paisa Capital Ltd performance compare with that of its Peers?

Q.1 Revenue growth of 5Paisa Capital Ltd vs industry peers?

5Paisa Capital Ltd revenue CAGR is 27.17%, compared to the industry median CAGR of 16.32%, indicating faster growth and gaining its market share.

Profit Metrics

	Current Level	5-year Industry Median
Revenue Growth (%)	-8.9	16.3
Gross Profit Growth (%)	32.1	24.7
Operating Profit Growth (%)	18.7	36
Net Profit Growth (%)	30.8	24.5

Operating Efficiency

	Current Level	5-year Industry Median
Asset Turnover (x)	0.19	0.26
ROE (%)	12.1	7.6
ROCE (%)	13.6	10.2
Cash Conversion Cycle (days)	-1.71	-82

Valuation & price assessment

Q.1 Stock return of 5Paisa Capital Ltd over the last decade?

Over the last 5 year(s), the stock has delivered a CAGR of -3.16% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-3.2%	0.5%	-19.8%

Q.2 Valuation ratios of 5Paisa Capital Ltd vs historical?

The current P/E ratio of 33.79 is higher than its historical median of 28.14, indicating that the stock is trading above its historical average valuation.

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	33.79	28.14	19.96
Price to Book	2.24	2.54	1.64
Price to Sales	4.67	3.70	5.31
EV to EBITDA	3.75	2.14	6.93

Check more companies

1. Nuvama Wealth Mgmnt.

2. Angel One

3. Choice International

4. IIFL Capital Service

5. Anand Rathi Share

6. Share India Sec.

7. Monarch Networth Cap

8. Geojit Finl. Service

9. Algoquant Fintech

10. 5Paisa Capital

Check trending companies

1. Swiggy Ltd.

2. IDFC First Bank Ltd.

3. Anant Raj Ltd.

4. IndusInd Bank Ltd.

5. ITC Hotels Ltd.

Check Before You Invest : 5Paisa Capital Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.