SEBI Reg. Investment Advisor

Download App
Help Center Pricing
Money Works 4 Me Logo MoneyWorks4Me
Login Get Free Account
Sign Up

MoneyWorks4Me

Log In Sign Up Schedule Free 15‑min Call
Login Get Free Account
Sign Up

INVESTMENT INSIGHTS

Check Before You Invest : Care Ratings Ltd

BSE: 534804 NSE: CARERATING ISIN: INE752H01013
  |   Sector:  BFSI   |   Industry:  Ratings

Snapshot

Q.1 Which industry/sub-sector does Care Ratings Ltd belong to?
Care Ratings Ltd belongs to the BFSI sector, operating specifically within the Ratings segment.
Q.2 Is Care Ratings Ltd a good quality company?
Care Ratings Ltd is a good quality company, based on a consistently good 10 year financial track record.
Q.3 Is Care Ratings Ltd undervalued or overvalued?
Care Ratings Ltd appears Fair, as its key valuation ratios are in line with their past averages.
Q.4 Is Care Ratings Ltd a good buy now?
Care Ratings Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Care Ratings Ltd?
Care Ratings Ltd revenue growth is 21.3% for FY-2025 , which is above its 5 year CAGR of 10.6% , indicating faster growth.
Q.2 Gross Profit margin of Care Ratings Ltd?
Care Ratings Ltd Gross profit margin which is the profit after deduction of direct costs, is 50.7% for FY-2025 , which is above its 5 year median of 48.9% , indicating increasing margins.
Q.3 Operating Profit Margin of Care Ratings Ltd?
Care Ratings Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 38.61% for FY-2025 , which is above its 5 year median of 35.61% indicating increasing margins.
Q.4 Net Profit Margin of Care Ratings Ltd?
Care Ratings Ltd Net Profit Margin is 34.8% for FY-2025 , is above with its 5 year median of 31.03%, indicating increasing margins.
Current Level Historic Median
Gross Profit Margin 50.7 48.9
Operating Profit Margin 38.61 35.61
Net Profit Margin 34.8 31.03
Q.5 Return on Asset of Care Ratings Ltd?
Care Ratings Ltd Return on Asset is 15.56%, which is above its 5 year historical median of 8.43%, indicating improved asset utilization efficiency.
Q.6 Return on Equity (ROE) of Care Ratings Ltd?
Care Ratings Ltd Return on equity is 18.51% for FY-2025 , which is above its historical median of 14.89%, indicating the business is making better use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of Care Ratings Ltd?
Care Ratings Ltd Return on capital employed is 25.52% for FY-2025 , which is above its estimated weighted average cost of capital(WACC) 14%, indicating value creation.
Q.8 Cash conversion cycle of Care Ratings Ltd?
Care Ratings Ltd Cash conversion cycle is 1 days, below its historical median of 7 days, indicating improved working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 0.45 0.28
ROE 18.51 14.89
ROCE 25.52 21.26
Cash Conversion Cycle 1 days 7 days
Q.9 Debt to Equity ratio of Care Ratings Ltd?
Care Ratings Ltd Debt-to-Equity ratio is 0.00 , which is in line with the industry average of 0 , indicating similar to debt levels in the industry.
Q.10 Debt to cash flow from operations of Care Ratings Ltd?
Care Ratings Ltd Debt to cash flow from operations is 0 , which is at a healthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Care Ratings Ltd?
Promoters hold 0.00% of the Care Ratings Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Care Ratings Ltd vs industry peers?
Care Ratings Ltd revenue CAGR is 10.55% , compared to the industry median CAGR of 10.55% , indicating slower growth and losing its market share.
Profit Metrics
Current Level Industry Median
Revenue 402.3 403.2
Gross Profit 203.8 191
Operating Profit 155 143
Net Profit 140 137
Operating Efficiency
Current Level Industry Median
Asset Turnover 0.45 0.39
ROE 18.51 15.24
ROCE 25.52 21.26
Cash Conversion Cycle (days) 1.2 26

Valuation & price assessment

Q.1 Stock return of Care Ratings Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 4.3% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price 4.3% 28.2% 35.5% 38.8%
Q.3 Valuation ratios of Care Ratings Ltd vs historical?
The current P/E is higher that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 29.44 15.44 40.03
Price to Book 5.28 2.34 5.47
Price to Sales 10.48 5.25 9.88
EV to EBITDA 18.68 10.22 22.96

Check more companies

1. CRISIL
2. ICRA
3. Care Ratings
2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×