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INVESTMENT INSIGHTS

Check Before You Invest : CarTrade Tech Ltd

BSE: 543333 NSE: CARTRADE ISIN: INE290S01011
  |   Sector:  Automobiles   |   Industry:  Automobiles - Dealers & Distributors

Snapshot

Q.1 Which industry/sub-sector does CarTrade Tech Ltd belong to?
CarTrade Tech Ltd belongs to the Automobiles sector, operating specifically within the Automobiles - Dealers & Distributors segment.
Q.2 Is CarTrade Tech Ltd a good quality company?
CarTrade Tech Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is CarTrade Tech Ltd undervalued or overvalued?
CarTrade Tech Ltd appears Overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios Current 5-year
Historic Median
Price to Earnings 81.08 76.09
Price to Book 4.06 1.80
Price to Sales 30.36 23.60
EV to EBITDA 59.11 68.38
Q.4 Is CarTrade Tech Ltd a good buy now?
CarTrade Tech Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

A: What are the trends in revenue and profit margins?

Q.1 Revenue growth of CarTrade Tech Ltd?
CarTrade Tech Ltd revenue growth is 27.3% for FY-2025, which is above its 5-year CAGR of 14.57%, indicating faster growth.

Q.2 Gross Profit margin of CarTrade Tech Ltd?
CarTrade Tech Ltd Gross profit margin which is the profit after deduction of direct costs, is 42.2% for FY-2025, which is above its 5-year median of 33%, indicating increasing margins.

Q.3 Operating Profit Margin of CarTrade Tech Ltd?
CarTrade Tech Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 23.77% for FY-2025, which is above its 5-year median of 5.32% indicating increasing margins.

Q.4 Net Profit Margin of CarTrade Tech Ltd?
CarTrade Tech Ltd Net Profit Margin is 31.32% for FY-2025, is above its 5-year median of 22.6%, indicating increasing margins.
Current Level 5-year
Historic Median
Gross Profit Margin (%) 42.2 33
Operating Profit Margin (%) 23.77 5.32
Net Profit Margin (%) 31.32 22.6

B: Does the business utilize capital efficiently?

Q.5 Return on Asset of CarTrade Tech Ltd?
CarTrade Tech Ltd Return on Asset is 3.53%, which is above its 5-year historical median of 2.09%, indicating improved asset utilization efficiency.

Q.6 Return on capital employed (ROCE) of CarTrade Tech Ltd?
CarTrade Tech Ltd Return on capital employed is 4.36% for FY-2025, which is above its 5-year historical median of 2.39%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 13.5%, indicating value preservation.

Q.7 Return on Equity (ROE) of CarTrade Tech Ltd?
CarTrade Tech Ltd Return on equity is 4.02% for FY-2025, which is above its 5-year historical median of 2.36%, indicating the business is making better use of its shareholders capital.

Q.8 Cash conversion cycle of CarTrade Tech Ltd?
CarTrade Tech Ltd Cash conversion cycle is 69 days, in line with its 5-year historical median of 66 days, indicating stable working capital management. However, you need to compare this with its peers in the industry.
Current Level 5-year
Historic Median
Asset Turnover (x) 0.11 0.08
ROE (%) 4.02 2.36
ROCE (%) 4.36 2.39
Cash Conversion Cycle 69 days 66 days

C: How much debt does the business have and is it at a sustainable level?

Q.9 Debt to Equity ratio of CarTrade Tech Ltd?
CarTrade Tech Ltd Debt-to-Equity ratio is 0.00, which is lower the industry average of 0.97, indicating lower debt levels in the industry.

Q.10 Debt to cash flow from operations of CarTrade Tech Ltd?
CarTrade Tech Ltd Debt to cash flow from operations is 0, which is at a healthy level.

Ownership & governance

D: Promoter shareholding and pledge status of CarTrade Tech Ltd?

Q.1 Promoter shareholding and pledge status of CarTrade Tech Ltd?
Promoters hold 0.00% of the CarTrade Tech Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does CarTrade Tech Ltd performance compare with that of its Peers?

Q.1 Revenue growth of CarTrade Tech Ltd vs industry peers?
CarTrade Tech Ltd revenue CAGR is 14.57%, compared to the industry median CAGR of 3.6%, indicating faster growth and gaining its market share.
Profit Metrics
Current Level 5-year
Industry Median
Revenue Growth (%) 27.3 3.6
Gross Profit Growth (%) 61.3 12
Operating Profit Growth (%) 256.3 9.5
Net Profit Growth (%) 76.2 21.5
Operating Efficiency
Current Level 5-year
Industry Median
Asset Turnover (x) 0.11 1.73
ROE (%) 4.02 7.12
ROCE (%) 4.36 10.37
Cash Conversion Cycle (days) 68.88 52

Valuation & price assessment

Q.1 Stock return of CarTrade Tech Ltd over the last decade?
Over the last 3 year(s), the stock has delivered a CAGR of 64.51% based on the current price.
9Y 5Y 3Y 1Y
Share Price
CAGR		 - - 64.5% 18.2%
Q.2 Valuation ratios of CarTrade Tech Ltd vs historical?
The current P/E ratio of 81.08 is higher than its historical median of 76.09, indicating that the stock is trading above its historical average valuation.
Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?
Valuation Ratios Current 5-year
Historic Median		 5-year
Industry Median
Price to Earnings 81.08 76.09 30.53
Price to Book 4.06 1.80 1.38
Price to Sales 30.36 23.60 0.89
EV to EBITDA 59.11 68.38 14.27

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10. Orbit Industries

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3. Endurance Technologies Ltd.
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