Check Before You Invest : Delphi World Money Ltd

BSE: 533452 NSE: DELPHIFX ISIN: INE726L01027

| Sector: BFSI | Industry: Finance - Others

Snapshot

Q.1 Which industry/sub-sector does Delphi World Money Ltd belong to?

Delphi World Money Ltd belongs to the BFSI sector, operating specifically within the Finance - Others segment.

Q.2 Is Delphi World Money Ltd a good quality company?

Delphi World Money Ltd is a average quality company, based on a somewhat consistent 10-year financial track record.

Q.3 Is Delphi World Money Ltd undervalued or overvalued?

Delphi World Money Ltd appears Undervalued, as its key valuation ratios are below with their past averages.

Q.4 Is Delphi World Money Ltd a good buy now?

Delphi World Money Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Delphi World Money Ltd?

Delphi World Money Ltd revenue growth is -40% for FY-2025, which is below its 5-year CAGR of -21.85%, indicating slower growth.

Q.2 Return on capital employed (ROCE) of Delphi World Money Ltd?

Delphi World Money Ltd Return on capital employed is 2.1% for FY-2025, which is below its 5-year historical median of 11%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q.3 Return on Asset of Delphi World Money Ltd?

Delphi World Money Ltd Return on Asset is 0.5%, which is below its 5-year historical median of 4.1%, indicating deteriorated asset utilization efficiency.

Q.4 Return on Equity (ROE) of Delphi World Money Ltd?

Delphi World Money Ltd Return on equity is 0.9% for FY-2025, which is below its 5-year historical median of 7.1%, indicating the business is making worse use of its shareholders capital.

Q.5 Cash conversion cycle of Delphi World Money Ltd?

Delphi World Money Ltd Cash conversion cycle is 6 days, above its 5-year historical median of 6 days, indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.

	Current Level	5-year Historic Median
Asset Turnover	4.58	4.58
ROE	0.9	7.1
ROCE	2.1	11
Cash Conversion Cycle	6 days	6 days

Q.6 Gross Profit margin of Delphi World Money Ltd?

Delphi World Money Ltd Gross profit margin which is the profit after deduction of direct costs, is 0.9% for FY-2025, which is in line with its 5-year median of 0.9%, indicating stable margins.

Q.7 Operating Profit Margin of Delphi World Money Ltd?

Delphi World Money Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 0.04% for FY-2025, which is below its 5-year median of 0.45% indicating decreasing margins.

Q.8 Net Profit Margin of Delphi World Money Ltd?

Delphi World Money Ltd Net Profit Margin is 0.11% for FY-2025, is below with its 5-year median of 0.53%, indicating decreasing margins.

	Current Level	5-year Historic Median
Gross Profit Margin	0.9	0.9
Operating Profit Margin	0.04	0.45
Net Profit Margin	0.11	0.53

Q.9 Debt to Equity ratio of Delphi World Money Ltd?

Delphi World Money Ltd Debt-to-Equity ratio is 0.12, which is above with the industry average of 0.11, indicating higher debt levels in the industry.

Q.10 Debt to cash flow from operations of Delphi World Money Ltd?

Delphi World Money Ltd Debt to cash flow from operations is -6.01, which is at a unhealthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Delphi World Money Ltd?

Promoters hold 61.32% of the Delphi World Money Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Delphi World Money Ltd vs industry peers?

Delphi World Money Ltd revenue CAGR is -21.85%, compared to the industry median CAGR of 28.9%, indicating slower growth and losing its market share.

Profit Metrics

	Current Level	5-year Industry Median
Revenue Growth	-40	28.9
Gross Profit Growth	-33.3	41.8
Operating Profit Growth	-100	43.1
Net Profit Growth	-86.7	48.2

Operating Efficiency

	Current Level	5-year Industry Median
Asset Turnover	4.58	0.59
ROE	0.9	6.08
ROCE	2.1	9.75
Cash Conversion Cycle (days)	5.64	9

Valuation & price assessment

Q.1 Stock return of Delphi World Money Ltd over the last decade?

Over the last 9 year(s), the stock has delivered a CAGR of 0.6% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	0.6%	-15.9%	-16.4%	40.6%

Q.3 Valuation ratios of Delphi World Money Ltd vs historical?

The current P/E is similar that its historical median.

Q.4 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	28.18	27.11	40.60
Price to Book	0.8	1.76	4.06
Price to Sales	11.36	6.59	9.29
EV to EBITDA	13.29	11.85	25.96

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