Check Before You Invest : Fundviser Capital (India) Ltd

BSE: 530197 NSE: ISIN: INE365H01014

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Fundviser Capital (India) Ltd belong to?

Fundviser Capital (India) Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Fundviser Capital (India) Ltd a good quality company?

Fundviser Capital (India) Ltd is a weak quality company, based on a inconsistent 8-year financial track record.

Q.3 Is Fundviser Capital (India) Ltd undervalued or overvalued?

Fundviser Capital (India) Ltd appears Overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Fundviser Capital (India) Ltd a good buy now?

Fundviser Capital (India) Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Total Income growth of Fundviser Capital (India) Ltd?

Fundviser Capital (India) Ltd Operating Income growth is 100% for FY-2025, which is above its 5-year CAGR of 47.27%, indicating faster growth.

Q.2 Return on Assets of Fundviser Capital (India) Ltd?

Fundviser Capital (India) Ltd Return on Asset is 2.9%, which is in line with its 5-year historical median of 2.9%, indicating stable earnings on assets.

	Current Level	5-year Historic Median
NPM%	22.19	22.19
PPOP%	-	-
RoA%	2.9	2.9

Q.3 Return on Equity (ROE) of Fundviser Capital (India) Ltd?

Fundviser Capital (India) Ltd Return on Equity is 3.2% for FY-2025, which is in line with its 5-year historical median of 3.2%, indicating the business is making similar use of its shareholders capital.

Q.4 Net Profit Margin of Fundviser Capital (India) Ltd?

Fundviser Capital (India) Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 22.19% for FY-2025, which is in line with its 5-year median( 22.19%), indicating stable margins.

Q.5 Total Asset growth of Fundviser Capital (India) Ltd?

Fundviser Capital (India) Ltd Total Asset growth is 30.77% for FY-2025, which is above its 5-year CAGR of 23.16%, indicating faster growth.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Fundviser Capital (India) Ltd?

Promoters hold 64.24% of the Fundviser Capital (India) Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 AUM Growth of Fundviser Capital (India) Ltd vs Industry Peers?

Fundviser Capital (India) Ltd AUM CAGR is 23.16%, compared to the 5-year industry median CAGR of 9.45%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Fundviser Capital (India) Ltd vs industry peers

Fundviser Capital (India) Ltd profit metrics are above the industry median level of -0.88%, indicating stronger profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM%	22.19	9.95
PPOP%	-	-13.4
RoA%	2.9	0.8

Q.3 Operating efficiency of Fundviser Capital (India) Ltd vs industry peers?

Fundviser Capital (India) Ltd ROCE (3.8) is above the industry median of (1.9); while the current ROE (3.2) are above than the 5-year average Industry ROE (1.2). This shows that the business is positioned in the top quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM%	22.19	9.95
PPOP%	-	-13.4
RoA%	2.9	0.8
ROCE%	3.8	1.9
ROE%	3.2	1.2

Valuation & price assessment

Q.1 Stock return of Fundviser Capital (India) Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 54.9% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	54.9%	144.3%	223.1%	174.5%

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	265.53	133.38	33.72
Price to Book	7.49	2.42	0.94
Price to Sales	60.79	54.08	12.44
EV to EBITDA	187.75	12.73	9.97

Q.4 Valuation ratios of Fundviser Capital (India) Ltdvs historical and industry averages?

The current Price to book ratio (P/B) 7.49% is higher than its historical median of 2.42%, indicating that at the current price the stock is overvalued. However, you need a deeper analysis to make a better judgement.

Strategic outlook

Q.1 Does its ROIC exceed its WACC?

Fundviser Capital (India) Ltd return on invested capital (ROIC) is 2.9% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

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