Check Before You Invest : JSW Holdings Ltd

Q: Which industry/sub-sector does JSW Holdings Ltd belong to?

JSW Holdings Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is JSW Holdings Ltd a good quality company?

JSW Holdings Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is JSW Holdings Ltd undervalued or overvalued?

JSW Holdings Ltd appears Fair, as its key valuation ratios are in line with their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 119.23, Historic Median: 60.78. Price to Book, Current: 0.43, Historic Median: 0.35. Price to Sales, Current: 80.02, Historic Median: 42.56. EV to EBITDA, Current: 87.38, Historic Median: 45.20

Q: Is JSW Holdings Ltd a good buy now?

JSW Holdings Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of JSW Holdings Ltd?

JSW Holdings Ltd Operating Income growth is 46.31% for FY-2025, which is above its 5-year CAGR of 15.44%, indicating faster growth.

Q: Return on Assets of JSW Holdings Ltd?

JSW Holdings Ltd Return on Asset is 0.6%, which is in line with its 5-year historical median of 0.6%, indicating stable earnings on assets. Efficiency & Key Metrics. NPM (%), Current: 70.42, Historic Median: 70.79. PPOP (%), Current: 48.43, Historic Median: 48.43. RoA (%), Current: 0.6, Historic Median: 0.6

Q: Return on Equity (ROE) of JSW Holdings Ltd?

JSW Holdings Ltd Return on Equity is 0.6% for FY-2025, which is below its 5-year historical median of 0.7%, indicating the business is making worse use of its shareholders capital.

Q: Pre-provisioning operating profit margin of JSW Holdings Ltd?

JSW Holdings Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 48.43% for FY-2025, which is in line with its 5-year median(48.43%), indicating stable margins.

Q: Net Profit Margin of JSW Holdings Ltd?

JSW Holdings Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 70.42% for FY-2025, which is in line with its 5-year median( 70.79%), indicating stable margins.

Q: Does its ROIC exceed its WACC?

JSW Holdings Ltd return on invested capital (ROIC) is 0.64% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 13.5%, indicating value erosion.

Check Before You Invest : JSW Holdings Ltd

BSE: 532642 NSE: JSWHL ISIN: INE824G01012

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does JSW Holdings Ltd belong to?

JSW Holdings Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is JSW Holdings Ltd a good quality company?

JSW Holdings Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is JSW Holdings Ltd undervalued or overvalued?

JSW Holdings Ltd appears Fair, as its key valuation ratios are in line with their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	119.23	60.78
Price to Book	0.43	0.35
Price to Sales	80.02	42.56
EV to EBITDA	87.38	45.20

Q.4 Is JSW Holdings Ltd a good buy now?

JSW Holdings Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of JSW Holdings Ltd?

JSW Holdings Ltd Operating Income growth is 46.31% for FY-2025, which is above its 5-year CAGR of 15.44%, indicating faster growth.

Q.2 Return on Assets of JSW Holdings Ltd?

JSW Holdings Ltd Return on Asset is 0.6%, which is in line with its 5-year historical median of 0.6%, indicating stable earnings on assets.

	Current Level	5-year Historic Median
NPM (%)	70.42	70.79
PPOP (%)	48.43	48.43
RoA (%)	0.6	0.6

Q.3 Return on Equity (ROE) of JSW Holdings Ltd?

JSW Holdings Ltd Return on Equity is 0.6% for FY-2025, which is below its 5-year historical median of 0.7%, indicating the business is making worse use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of JSW Holdings Ltd?

JSW Holdings Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 48.43% for FY-2025, which is in line with its 5-year median(48.43%), indicating stable margins.

Q.5 Net Profit Margin of JSW Holdings Ltd?

JSW Holdings Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 70.42% for FY-2025, which is in line with its 5-year median( 70.79%), indicating stable margins.

Q.6 Does its ROIC exceed its WACC?

JSW Holdings Ltd return on invested capital (ROIC) is 0.64% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 13.5%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.7 Total Asset growth of JSW Holdings Ltd?

JSW Holdings Ltd Total Asset growth is 21.62% for FY-2025, which is below its 5-year CAGR of 35.04%, indicating slower growth.

Ownership & governance

D: Promoter shareholding and pledge status of JSW Holdings Ltd?

Q.1 Promoter shareholding and pledge status of JSW Holdings Ltd?

Promoters hold 66.29% of the JSW Holdings Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does JSW Holdings Ltd performance compare with that of its Peers?

Q.1 AUM Growth of JSW Holdings Ltd vs Industry Peers?

JSW Holdings Ltd AUM CAGR is 35.04%, compared to the 5-year industry median CAGR of 9.27%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of JSW Holdings Ltd vs industry peers

JSW Holdings Ltd profit metrics are in line with the industry median level of -1.27%, indicating similar profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM (%)	70.42	3.12
PPOP (%)	48.43	-7.72
RoA (%)	0.6	0.8

Q.3 Operating efficiency of JSW Holdings Ltd vs industry peers?

JSW Holdings Ltd ROCE (0.9) is below the industry median of (1.8); while the current ROE (0.7) are below than the 5-year average Industry ROE (0.9). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM (%)	70.42	3.12
PPOP (%)	48.43	-7.72
RoA (%)	0.6	0.8
ROCE (%)	0.9	1.8
ROE (%)	0.6	0.9

Valuation & price assessment

Q.1 Stock return of JSW Holdings Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 29% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	29%	23.4%	45.3%	-46.6%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	119.23	60.78	33.75
Price to Book	0.43	0.35	0.95
Price to Sales	80.02	42.56	12.43
EV to EBITDA	87.38	45.20	10.00

Q.3 Valuation ratios of JSW Holdings Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 0.43 is higher than its historical median of 0.35, indicating that the stock is trading above its historical average valuation.

Check more companies

1. Cholamandalam Fin.

2. TVS Holdings

3. Capri Global Capital

4. Maharashtra Scooters

9. Religare Enterprises

10. RattanIndia Ent

Check trending companies

1. Granules India Ltd.

2. Nestle India Ltd.

3. National Aluminium Company Ltd.

4. Muthoot Finance Ltd.

5. Motilal Oswal Financial Services Ltd.

Check Before You Invest : JSW Holdings Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.