Check Before You Invest : Mrugesh Trading Ltd

Q: Which industry/sub-sector does Mrugesh Trading Ltd belong to?

Mrugesh Trading Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is Mrugesh Trading Ltd a good quality company?

Mrugesh Trading Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Mrugesh Trading Ltd undervalued or overvalued?

Mrugesh Trading Ltd appears Overvalued, as its key valuation ratios are higher than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: -, Historic Median: -. Price to Book, Current: 14.43, Historic Median: 2.96. Price to Sales, Current: 160.53, Historic Median: -. EV to EBITDA, Current: -10648.84, Historic Median: -39.72

Q: Is Mrugesh Trading Ltd a good buy now?

Mrugesh Trading Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Operating Income growth is NA% for FY-2025, which is in line with its 3-year CAGR of NA%, indicating stable growth.

Q: Return on Assets of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Return on Asset is 3.7%, which is above its 3-year historical median of -4%, indicating improved earnings on assets. Efficiency & Key Metrics. NPM (%), Current: 1.71, Historic Median: -2096.82. PPOP (%), Current: -, Historic Median: -. RoA (%), Current: 3.7, Historic Median: -4

Q: Return on Equity (ROE) of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Return on Equity is 182.8% for FY-2025, which is above its 3-year historical median of -32.2%, indicating the business is making better use of its shareholders capital.

Q: Net Profit Margin of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 1.71% for FY-2025, which is above its 3-year median( -2096.82%), indicating increasing margins.

Q: Does its ROIC exceed its WACC?

Mrugesh Trading Ltd return on invested capital (ROIC) is 3.76% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

Q: Total Asset growth of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Total Asset growth is 307.32% for FY-2025, which is above its 3-year CAGR of N/A%, indicating faster growth.

Check Before You Invest : Mrugesh Trading Ltd

BSE: 512065 NSE: ISIN: INE738D01029

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Mrugesh Trading Ltd belong to?

Mrugesh Trading Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Mrugesh Trading Ltd a good quality company?

Mrugesh Trading Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Mrugesh Trading Ltd undervalued or overvalued?

Mrugesh Trading Ltd appears Overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	3-year Historic Median
Price to Earnings	-	-
Price to Book	14.43	2.96
Price to Sales	160.53	-
EV to EBITDA	-10648.84	-39.72

Q.4 Is Mrugesh Trading Ltd a good buy now?

Mrugesh Trading Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Operating Income growth is NA% for FY-2025, which is in line with its 3-year CAGR of NA%, indicating stable growth.

Q.2 Return on Assets of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Return on Asset is 3.7%, which is above its 3-year historical median of -4%, indicating improved earnings on assets.

	Current Level	3-year Historic Median
NPM (%)	1.71	-2096.82
PPOP (%)	-	-
RoA (%)	3.7	-4

Q.3 Return on Equity (ROE) of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Return on Equity is 182.8% for FY-2025, which is above its 3-year historical median of -32.2%, indicating the business is making better use of its shareholders capital.

Q.4 Net Profit Margin of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 1.71% for FY-2025, which is above its 3-year median( -2096.82%), indicating increasing margins.

Q.5 Does its ROIC exceed its WACC?

Mrugesh Trading Ltd return on invested capital (ROIC) is 3.76% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.6 Total Asset growth of Mrugesh Trading Ltd?

Mrugesh Trading Ltd Total Asset growth is 307.32% for FY-2025, which is above its 3-year CAGR of N/A%, indicating faster growth.

Ownership & governance

D: Promoter shareholding and pledge status of Mrugesh Trading Ltd?

Q.1 Promoter shareholding and pledge status of Mrugesh Trading Ltd?

Promoters hold 0.25% of the Mrugesh Trading Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Mrugesh Trading Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Mrugesh Trading Ltd vs Industry Peers?

Mrugesh Trading Ltd AUM CAGR is N/A%, compared to the 3-year industry median CAGR of 8.59%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Mrugesh Trading Ltd vs industry peers

Mrugesh Trading Ltd profit metrics are in line with the industry median level of 1.79%, indicating similar profitability compared to peers.

Profit Metrics

	Current Level	3-year Industry Median
NPM (%)	1.71	4.86
PPOP (%)	-	-0.38
RoA (%)	3.7	0.9

Q.3 Operating efficiency of Mrugesh Trading Ltd vs industry peers?

Mrugesh Trading Ltd ROCE (-13.4) is below the industry median of (2); while the current ROE (-32.2) are below than the 5-year average Industry ROE (1). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	3-year Industry Median
NPM (%)	1.71	4.86
PPOP (%)	-	-0.38
RoA (%)	3.7	0.9
ROCE (%)	4.4	2
ROE (%)	182.8	1

Valuation & price assessment

Q.1 Stock return of Mrugesh Trading Ltd over the last decade?

Over the last 5 years, the stock has delivered a CAGR of 133.91% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	-	133.9%	312.2%	5989.1%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	3-year Historic Median	3-year Industry Median
Price to Earnings	-	-	33.22
Price to Book	14.43	2.96	1.01
Price to Sales	160.53	-	15.36
EV to EBITDA	-10648.84	-39.72	9.96

Q.3 Valuation ratios of Mrugesh Trading Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 14.43 is higher than its historical median of 2.96, indicating that the stock is trading above its historical average valuation.

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Check Before You Invest : Mrugesh Trading Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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