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INVESTMENT INSIGHTS

Check Before You Invest : ICICI Prudential Life Insurance Company Ltd

BSE: 540133 NSE: ICICIPRULI ISIN: INE726G01019

| Sector: BFSI | Industry: Insurance

Snapshot

Q.1 Which industry/sub-sector does ICICI Prudential Life Insurance Company Ltd belong to?

ICICI Prudential Life Insurance Company Ltd belongs to the BFSI sector, operating specifically within the Insurance segment.

Q.2 Is ICICI Prudential Life Insurance Company Ltd a good quality company?

ICICI Prudential Life Insurance Company Ltd is a good quality company, based on a consistently good 0-year financial track record.

Q.3 Is ICICI Prudential Life Insurance Company Ltd undervalued or overvalued?

ICICI Prudential Life Insurance Company Ltd appears Undervalued, as its key valuation ratios are below with their past averages.

Q.4 Is ICICI Prudential Life Insurance Company Ltd a good buy now?

ICICI Prudential Life Insurance Company Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Debt to Equity ratio of ICICI Prudential Life Insurance Company Ltd?

ICICI Prudential Life Insurance Company Ltd Debt-to-Equity ratio is 0.22, which is lower with the industry average of 0.59, indicating lower debt levels in the industry.

Q.2 Debt to cash flow from operations of ICICI Prudential Life Insurance Company Ltd?

ICICI Prudential Life Insurance Company Ltd Debt to cash flow from operations is -0.28, which is at a unhealthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of ICICI Prudential Life Insurance Company Ltd?

Promoters hold 72.80% of the ICICI Prudential Life Insurance Company Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of ICICI Prudential Life Insurance Company Ltd vs industry peers?

ICICI Prudential Life Insurance Company Ltd revenue CAGR is %, compared to the industry median CAGR of 10.95%, indicating slower growth and losing its market share.

Profit Metrics

	Current Level	0-year Industry Median
Revenue Growth	-	11
Gross Profit Growth	0	12
Operating Profit Growth	0	NAN
Net Profit Growth	39.4	NAN

Operating Efficiency

	Current Level	0-year Industry Median
Asset Turnover	0.16	1.33
ROE	-	9.91
ROCE	-	11.48
Cash Conversion Cycle (days)	-	62

Valuation & price assessment

Q.1 Stock return of ICICI Prudential Life Insurance Company Ltd over the last decade?

Over the last 5 year(s), the stock has delivered a CAGR of -1.39% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-1.4%	6.1%	-15.6%

Q.3 Valuation ratios of ICICI Prudential Life Insurance Company Ltd vs historical?

The current P/E is higher that its historical median.

Q.4 How do the current valuation ratios compare with 0-year historical median and industry numbers?

Valuation Ratios	Current	0-year Historic Median	0-year Industry Median
Price to Earnings	46.32	25.35	-
Price to Book	5.46	2.91	-
Price to Sales	1.45	0.49	-
EV to EBITDA	49.97	18.05	-

Check more companies

1. ICICI Lombard Gen.

2. ICICI Prudential

3. General Ins. Corp

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2. Vishal Mega Mart Ltd.

3. Acme Solar Holdings Ltd.

4. Nava Ltd.

5. SJVN Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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