Check Before You Invest : Jindal Photo Ltd

Q: Which industry/sub-sector does Jindal Photo Ltd belong to?

Jindal Photo Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is Jindal Photo Ltd a good quality company?

Jindal Photo Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Jindal Photo Ltd undervalued or overvalued?

Jindal Photo Ltd appears Fair, as its key valuation ratios are in line with their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 270.42, Historic Median: 2.19. Price to Book, Current: 5.78, Historic Median: 4.87. Price to Sales, Current: 91.71, Historic Median: 123.47. EV to EBITDA, Current: 100.18, Historic Median: 4.01

Q: Is Jindal Photo Ltd a good buy now?

Jindal Photo Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Jindal Photo Ltd?

Jindal Photo Ltd Operating Income growth is -87.89% for FY-2025, which is below its 5-year CAGR of 90.52%, indicating slower growth.

Q: Return on Assets of Jindal Photo Ltd?

Jindal Photo Ltd Return on Asset is -1%, which is in line with its 5-year historical median of -1%, indicating stable earnings on assets. Efficiency & Key Metrics. NPM (%), Current: -111.19, Historic Median: -111.19. PPOP (%), Current: -120, Historic Median: -98.83. RoA (%), Current: -1, Historic Median: -1

Q: Return on Equity (ROE) of Jindal Photo Ltd?

Jindal Photo Ltd Return on Equity is -1.4% for FY-2025, which is in line with its 5-year historical median of -1.4%, indicating the business is making similar use of its shareholders capital.

Q: Pre-provisioning operating profit margin of Jindal Photo Ltd?

Jindal Photo Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -120% for FY-2025, which is below its 5-year median(-98.83%), indicating decreasing margins.

Q: Net Profit Margin of Jindal Photo Ltd?

Jindal Photo Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is -111.19% for FY-2025, which is in line with its 5-year median( -111.19%), indicating stable margins.

Q: Does its ROIC exceed its WACC?

Jindal Photo Ltd return on invested capital (ROIC) is 0.28% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

Check Before You Invest : Jindal Photo Ltd

Snapshot

Q.1 Which industry/sub-sector does Jindal Photo Ltd belong to?

Jindal Photo Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Jindal Photo Ltd a good quality company?

Jindal Photo Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Jindal Photo Ltd undervalued or overvalued?

Jindal Photo Ltd appears Fair, as its key valuation ratios are in line with their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	270.42	2.19
Price to Book	5.78	4.87
Price to Sales	91.71	123.47
EV to EBITDA	100.18	4.01

Q.4 Is Jindal Photo Ltd a good buy now?

Jindal Photo Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Jindal Photo Ltd?

Jindal Photo Ltd Operating Income growth is -87.89% for FY-2025, which is below its 5-year CAGR of 90.52%, indicating slower growth.

Q.2 Return on Assets of Jindal Photo Ltd?

Jindal Photo Ltd Return on Asset is -1%, which is in line with its 5-year historical median of -1%, indicating stable earnings on assets.

	Current Level	5-year Historic Median
NPM (%)	-111.19	-111.19
PPOP (%)	-120	-98.83
RoA (%)	-1	-1

Q.3 Return on Equity (ROE) of Jindal Photo Ltd?

Jindal Photo Ltd Return on Equity is -1.4% for FY-2025, which is in line with its 5-year historical median of -1.4%, indicating the business is making similar use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Jindal Photo Ltd?

Jindal Photo Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -120% for FY-2025, which is below its 5-year median(-98.83%), indicating decreasing margins.

Q.5 Net Profit Margin of Jindal Photo Ltd?

Jindal Photo Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is -111.19% for FY-2025, which is in line with its 5-year median( -111.19%), indicating stable margins.

Q.6 Does its ROIC exceed its WACC?

Jindal Photo Ltd return on invested capital (ROIC) is 0.28% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.7 Total Asset growth of Jindal Photo Ltd?

Jindal Photo Ltd Total Asset growth is 3.76% for FY-2025, which is below its 5-year CAGR of 23.26%, indicating slower growth.

Ownership & governance

D: Promoter shareholding and pledge status of Jindal Photo Ltd?

Q.1 Promoter shareholding and pledge status of Jindal Photo Ltd?

Promoters hold 74.20% of the Jindal Photo Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Jindal Photo Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Jindal Photo Ltd vs Industry Peers?

Jindal Photo Ltd AUM CAGR is 23.26%, compared to the 5-year industry median CAGR of 9.08%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Jindal Photo Ltd vs industry peers

Jindal Photo Ltd profit metrics are below the industry median level of -1.22%, indicating weaker profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM (%)	-111.19	3.22
PPOP (%)	-120	-7.69
RoA (%)	-1	0.8

Q.3 Operating efficiency of Jindal Photo Ltd vs industry peers?

Jindal Photo Ltd ROCE (0.8) is below the industry median of (1.8); while the current ROE (-1.4) are below than the 5-year average Industry ROE (0.9). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM (%)	-111.19	3.22
PPOP (%)	-120	-7.69
RoA (%)	-1	0.8
ROCE (%)	0.8	1.8
ROE (%)	-1.4	0.9

Valuation & price assessment

Q.1 Stock return of Jindal Photo Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 20% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	20%	83.5%	47.7%	25.3%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	270.42	2.19	33.75
Price to Book	5.78	4.87	0.95
Price to Sales	91.71	123.47	12.43
EV to EBITDA	100.18	4.01	10.00

Q.3 Valuation ratios of Jindal Photo Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 5.78 is higher than its historical median of 4.87, indicating that the stock is trading above its historical average valuation.

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Check Before You Invest : Jindal Photo Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

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Check trending companies

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