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Check Before You Invest : Lexora Global Ltd

BSE: 512345 NSE: ISIN: INE745A01012
  |   Sector:  BFSI   |   Industry:  Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Lexora Global Ltd belong to?
Lexora Global Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.
Q.2 Is Lexora Global Ltd a good quality company?
Lexora Global Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Lexora Global Ltd undervalued or overvalued?
Lexora Global Ltd appears Overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios Current 0-year
Historic Median
Price to Earnings - -
Price to Book 20.69 -7.63
Price to Sales - -
EV to EBITDA -698.83 6.11
Q.4 Is Lexora Global Ltd a good buy now?
Lexora Global Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Lexora Global Ltd?
Lexora Global Ltd Operating Income growth is NA% for FY-2025, which is in line with its --year CAGR of N/A%, indicating stable growth.

Q.2 Does its ROIC exceed its WACC?
Lexora Global Ltd return on invested capital (ROIC) is -18.79% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.3 Total Asset growth of Lexora Global Ltd?
Lexora Global Ltd Total Asset growth is 1.2% for FY-2025, which is above its 0-year CAGR of -13.97%, indicating faster growth.

Ownership & governance

D: Promoter shareholding and pledge status of Lexora Global Ltd?

Q.1 Promoter shareholding and pledge status of Lexora Global Ltd?
Promoters hold 65.85% of the Lexora Global Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Lexora Global Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Lexora Global Ltd vs Industry Peers?
Lexora Global Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of 9.27%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Lexora Global Ltd vs industry peers
Lexora Global Ltd profit metrics are in line with the industry median level of -1.27%, indicating similar profitability compared to peers.
Profit Metrics
Current Level 0-year
Industry Median
NPM (%) - 3.12
PPOP (%) - -7.72
RoA (%) - 0.8

Q.3 Operating efficiency of Lexora Global Ltd vs industry peers?
Lexora Global Ltd ROCE (-55) is below the industry median of (1.8); while the current ROE (2.6) are above than the 5-year average Industry ROE (0.9). This shows that the business is positioned in the middle quartile of the industry.
Operating Efficiency
Current Level 0-year
Industry Median
NPM (%) - 3.12
PPOP (%) - -7.72
RoA (%) - 0.8
ROCE (%) -14.6 1.8
ROE (%) - 0.9

Valuation & price assessment

Q.1 Stock return of Lexora Global Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 11.1% based on the current price.
9Y 5Y 3Y 1Y
Share Price
CAGR
11.1% 62.9% 125.7% 7.7%
Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?
Valuation Ratios Current 0-year
Historic Median
0-year
Industry Median
Price to Earnings - - -
Price to Book 20.69 -7.63 -
Price to Sales - - -
EV to EBITDA -698.83 6.11 -
Q.3 Valuation ratios of Lexora Global Ltd vs historical and industry averages?
The current Price-to-Book (P/B) ratio of 20.69 is higher than its historical median of -7.63, indicating that the stock is trading above its historical average valuation.

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