Check Before You Invest : Odyssey Corporation Ltd

Q: Which industry/sub-sector does Odyssey Corporation Ltd belong to?

Odyssey Corporation Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is Odyssey Corporation Ltd a good quality company?

Odyssey Corporation Ltd is a quality company, based on a multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Odyssey Corporation Ltd undervalued or overvalued?

Odyssey Corporation Ltd appears Fair, as its key valuation ratios are in line with their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 22.8, Historic Median: 11.51. Price to Book, Current: 0.37, Historic Median: 0.39. Price to Sales, Current: 1.82, Historic Median: 0.62. EV to EBITDA, Current: 13.52, Historic Median: 10.20

Q: Is Odyssey Corporation Ltd a good buy now?

Odyssey Corporation Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Operating Income growth is -13.1% for FY-2025, which is below its 5-year CAGR of 120.72%, indicating slower growth.

Q: Return on Assets of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Return on Asset is 2%, which is below its 5-year historical median of 4.3%, indicating deteriorated earnings on assets. Efficiency & Key Metrics. NPM (%), Current: 9.95, Historic Median: 9.95. PPOP (%), Current: 5.84, Historic Median: 5.84. RoA (%), Current: 2, Historic Median: 4.3

Q: Return on Equity (ROE) of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Return on Equity is 2.2% for FY-2025, which is below its 5-year historical median of 4.4%, indicating the business is making worse use of its shareholders capital.

Q: Pre-provisioning operating profit margin of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 5.84% for FY-2025, which is in line with its 5-year median(5.84%), indicating stable margins.

Q: Net Profit Margin of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 9.95% for FY-2025, which is in line with its 5-year median( 9.95%), indicating stable margins.

Q: Does its ROIC exceed its WACC?

Odyssey Corporation Ltd return on invested capital (ROIC) is 2.14% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

Check Before You Invest : Odyssey Corporation Ltd

BSE: 531996 NSE: ISIN: INE839E01023

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Odyssey Corporation Ltd belong to?

Odyssey Corporation Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Odyssey Corporation Ltd a good quality company?

Odyssey Corporation Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Odyssey Corporation Ltd undervalued or overvalued?

Odyssey Corporation Ltd appears Fair, as its key valuation ratios are in line with their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	22.8	11.51
Price to Book	0.37	0.39
Price to Sales	1.82	0.62
EV to EBITDA	13.52	10.20

Q.4 Is Odyssey Corporation Ltd a good buy now?

Odyssey Corporation Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Operating Income growth is -13.1% for FY-2025, which is below its 5-year CAGR of 120.72%, indicating slower growth.

Q.2 Return on Assets of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Return on Asset is 2%, which is below its 5-year historical median of 4.3%, indicating deteriorated earnings on assets.

	Current Level	5-year Historic Median
NPM (%)	9.95	9.95
PPOP (%)	5.84	5.84
RoA (%)	2	4.3

Q.3 Return on Equity (ROE) of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Return on Equity is 2.2% for FY-2025, which is below its 5-year historical median of 4.4%, indicating the business is making worse use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 5.84% for FY-2025, which is in line with its 5-year median(5.84%), indicating stable margins.

Q.5 Net Profit Margin of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 9.95% for FY-2025, which is in line with its 5-year median( 9.95%), indicating stable margins.

Q.6 Does its ROIC exceed its WACC?

Odyssey Corporation Ltd return on invested capital (ROIC) is 2.14% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.7 Total Asset growth of Odyssey Corporation Ltd?

Odyssey Corporation Ltd Total Asset growth is 97.11% for FY-2025, which is above its 5-year CAGR of 24.63%, indicating faster growth.

Ownership & governance

D: Promoter shareholding and pledge status of Odyssey Corporation Ltd?

Q.1 Promoter shareholding and pledge status of Odyssey Corporation Ltd?

Promoters hold 43.26% of the Odyssey Corporation Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Odyssey Corporation Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Odyssey Corporation Ltd vs Industry Peers?

Odyssey Corporation Ltd AUM CAGR is 24.63%, compared to the 5-year industry median CAGR of 9.27%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Odyssey Corporation Ltd vs industry peers

Odyssey Corporation Ltd profit metrics are above the industry median level of -1.27%, indicating stronger profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM (%)	9.95	3.12
PPOP (%)	5.84	-7.72
RoA (%)	2	0.8

Q.3 Operating efficiency of Odyssey Corporation Ltd vs industry peers?

Odyssey Corporation Ltd ROCE (4.5) is above the industry median of (1.8); while the current ROE (4.4) are above than the 5-year average Industry ROE (0.9). This shows that the business is positioned in the top quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM (%)	9.95	3.12
PPOP (%)	5.84	-7.72
RoA (%)	2	0.8
ROCE (%)	2.5	1.8
ROE (%)	2.2	0.9

Valuation & price assessment

Q.1 Stock return of Odyssey Corporation Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 17.7% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	17.7%	39.2%	5.9%	-41.6%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	22.8	11.51	33.75
Price to Book	0.37	0.39	0.95
Price to Sales	1.82	0.62	12.43
EV to EBITDA	13.52	10.20	10.00

Q.3 Valuation ratios of Odyssey Corporation Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 0.37 is lower than its historical median of 0.39, indicating that the stock is trading below its historical average valuation.

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Check Before You Invest : Odyssey Corporation Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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