Check Before You Invest : Oswal Greentech Ltd

Q: Which industry/sub-sector does Oswal Greentech Ltd belong to?

Oswal Greentech Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is Oswal Greentech Ltd a good quality company?

Oswal Greentech Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Oswal Greentech Ltd undervalued or overvalued?

Oswal Greentech Ltd appears Fair, as its key valuation ratios are in line with their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 35.45, Historic Median: 20.25. Price to Book, Current: 0.28, Historic Median: 0.29. Price to Sales, Current: 10.15, Historic Median: 24.44. EV to EBITDA, Current: 10.5, Historic Median: 10.81

Q: Is Oswal Greentech Ltd a good buy now?

Oswal Greentech Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Oswal Greentech Ltd?

Oswal Greentech Ltd Operating Income growth is 18.63% for FY-2025, which is below its 5-year CAGR of 29.22%, indicating slower growth.

Q: Return on Assets of Oswal Greentech Ltd?

Oswal Greentech Ltd Return on Asset is 0.3%, which is below its 5-year historical median of 1.5%, indicating deteriorated earnings on assets. Efficiency & Key Metrics. NPM (%), Current: 12.94, Historic Median: 184.78. PPOP (%), Current: -8.33, Historic Median: -21.43. RoA (%), Current: 0.3, Historic Median: 1.5

Q: Return on Equity (ROE) of Oswal Greentech Ltd?

Oswal Greentech Ltd Return on Equity is 0.3% for FY-2025, which is below its 5-year historical median of 1.5%, indicating the business is making worse use of its shareholders capital.

Q: Pre-provisioning operating profit margin of Oswal Greentech Ltd?

Oswal Greentech Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -8.33% for FY-2025, which is above its 5-year median(-21.43%), indicating increasing margins.

Q: Net Profit Margin of Oswal Greentech Ltd?

Oswal Greentech Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 12.94% for FY-2025, which is below its 5-year median( 184.78%), indicating decreasing margins.

Q: Does its ROIC exceed its WACC?

Oswal Greentech Ltd return on invested capital (ROIC) is 0.37% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

Check Before You Invest : Oswal Greentech Ltd

Snapshot

Q.1 Which industry/sub-sector does Oswal Greentech Ltd belong to?

Oswal Greentech Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Oswal Greentech Ltd a good quality company?

Oswal Greentech Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Oswal Greentech Ltd undervalued or overvalued?

Oswal Greentech Ltd appears Fair, as its key valuation ratios are in line with their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	35.45	20.25
Price to Book	0.28	0.29
Price to Sales	10.15	24.44
EV to EBITDA	10.5	10.81

Q.4 Is Oswal Greentech Ltd a good buy now?

Oswal Greentech Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Oswal Greentech Ltd?

Oswal Greentech Ltd Operating Income growth is 18.63% for FY-2025, which is below its 5-year CAGR of 29.22%, indicating slower growth.

Q.2 Return on Assets of Oswal Greentech Ltd?

Oswal Greentech Ltd Return on Asset is 0.3%, which is below its 5-year historical median of 1.5%, indicating deteriorated earnings on assets.

	Current Level	5-year Historic Median
NPM (%)	12.94	184.78
PPOP (%)	-8.33	-21.43
RoA (%)	0.3	1.5

Q.3 Return on Equity (ROE) of Oswal Greentech Ltd?

Oswal Greentech Ltd Return on Equity is 0.3% for FY-2025, which is below its 5-year historical median of 1.5%, indicating the business is making worse use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Oswal Greentech Ltd?

Oswal Greentech Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -8.33% for FY-2025, which is above its 5-year median(-21.43%), indicating increasing margins.

Q.5 Net Profit Margin of Oswal Greentech Ltd?

Oswal Greentech Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 12.94% for FY-2025, which is below its 5-year median( 184.78%), indicating decreasing margins.

Q.6 Does its ROIC exceed its WACC?

Oswal Greentech Ltd return on invested capital (ROIC) is 0.37% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.7 Total Asset growth of Oswal Greentech Ltd?

Oswal Greentech Ltd Total Asset growth is 0.91% for FY-2025, which is below its 5-year CAGR of 1.05%, indicating slower growth.

Ownership & governance

D: Promoter shareholding and pledge status of Oswal Greentech Ltd?

Q.1 Promoter shareholding and pledge status of Oswal Greentech Ltd?

Promoters hold 70.65% of the Oswal Greentech Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Oswal Greentech Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Oswal Greentech Ltd vs Industry Peers?

Oswal Greentech Ltd AUM CAGR is 1.05%, compared to the 5-year industry median CAGR of 9.08%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Oswal Greentech Ltd vs industry peers

Oswal Greentech Ltd profit metrics are in line with the industry median level of -1.22%, indicating similar profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM (%)	12.94	3.22
PPOP (%)	-8.33	-7.69
RoA (%)	0.3	0.8

Q.3 Operating efficiency of Oswal Greentech Ltd vs industry peers?

Oswal Greentech Ltd ROCE (2.4) is above the industry median of (1.8); while the current ROE (1.5) are above than the 5-year average Industry ROE (0.9). This shows that the business is positioned in the top quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM (%)	12.94	3.22
PPOP (%)	-8.33	-7.69
RoA (%)	0.3	0.8
ROCE (%)	0.4	1.8
ROE (%)	0.3	0.9

Valuation & price assessment

Q.1 Stock return of Oswal Greentech Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 0.2% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	0.2%	9.2%	7.7%	-24.9%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	35.45	20.25	33.75
Price to Book	0.28	0.29	0.95
Price to Sales	10.15	24.44	12.43
EV to EBITDA	10.5	10.81	10.00

Q.3 Valuation ratios of Oswal Greentech Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 0.28 is lower than its historical median of 0.29, indicating that the stock is trading below its historical average valuation.

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Check Before You Invest : Oswal Greentech Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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