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INVESTMENT INSIGHTS

Check Before You Invest : PC Jeweller Ltd

BSE: 534809 NSE: PCJEWELLER ISIN: INE785M01021
  |   Sector:  Consumer Durables   |   Industry:  Diamond & Jewellery

Snapshot

Q.1 Which industry/sub-sector does PC Jeweller Ltd belong to?
PC Jeweller Ltd belongs to the Consumer Durables sector, operating specifically within the Diamond & Jewellery segment.
Q.2 Is PC Jeweller Ltd a good quality company?
PC Jeweller Ltd is a quality company, based on a 10 year financial track record.
Q.3 Is PC Jeweller Ltd undervalued or overvalued?
PC Jeweller Ltd appears Fair, as its key valuation ratios are in line with their past averages.
Q.4 Is PC Jeweller Ltd a good buy now?
PC Jeweller Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of PC Jeweller Ltd?
PC Jeweller Ltd revenue growth is 1,084.1% for FY-2025 , which is above its 5 year CAGR of -14.6% , indicating faster growth.
Q.2 Gross Profit margin of PC Jeweller Ltd?
PC Jeweller Ltd Gross profit margin which is the profit after deduction of direct costs, is 20.8% for FY-2025 , which is above its 5 year median of -9.3% , indicating increasing margins.
Q.3 Operating Profit Margin of PC Jeweller Ltd?
PC Jeweller Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 17.45% for FY-2025 , which is above its 5 year median of 5.6% indicating increasing margins.
Q.4 Net Profit Margin of PC Jeweller Ltd?
PC Jeweller Ltd Net Profit Margin is 25.64% for FY-2025 , is above with its 5 year median of -14.37%, indicating increasing margins.
Current Level Historic Median
Gross Profit Margin 20.8 -9.3
Operating Profit Margin 17.45 5.6
Net Profit Margin 25.64 -14.37
Q.5 Return on Asset of PC Jeweller Ltd?
PC Jeweller Ltd Return on Asset is 7.37(x), which is above its 5 year historical median of -4.56(x), indicating improved asset utilization efficiency.
Q.6 Return on Equity (ROE) of PC Jeweller Ltd?
PC Jeweller Ltd Return on equity is 13.46% for FY-2025 , which is above its historical median of -9.17%, indicating the business is making better use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of PC Jeweller Ltd?
PC Jeweller Ltd Return on capital employed is 6.58% for FY-2025 , which is below its estimated weighted average cost of capital(WACC) 13.5%, indicating value preservation.
Q.8 Cash conversion cycle of PC Jeweller Ltd?
PC Jeweller Ltd Cash conversion cycle is 1012 , above its historical median of 1012 , indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 0.29 0.29
ROE 13.46 -9.17
ROCE 6.58 3.54
Cash Conversion Cycle 1012 1012
Q.9 Debt to Equity ratio of PC Jeweller Ltd?
PC Jeweller Ltd Debt-to-Equity ratio is 0.37 , which is lower with the industry average of 0.52 , indicating lower debt levels in the industry.
Q.10 Debt to cash flow from operations of PC Jeweller Ltd?
PC Jeweller Ltd Debt to cash flow from operations is -3.26 , which is at a unhealthy level, indicating the business is not able to service its debt comfortably.

Ownership & governance

Q.1 Promoter shareholding and pledge status of PC Jeweller Ltd?
Promoters hold 37.19% of the PC Jeweller Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of PC Jeweller Ltd vs industry peers?
PC Jeweller Ltd revenue CAGR is -14.60% , compared to the industry median CAGR of 5.39% , indicating slower growth and losing its market share.
Profit Metrics
Current Level Industry Median
Revenue 2,243.3 91.1
Gross Profit 466.5 1.4
Operating Profit 390 2.5
Net Profit 575 1
Operating Efficiency
Current Level Industry Median
Asset Turnover 0.29 1.17
ROE 13.46 5.76
ROCE 6.58 7
Cash Conversion Cycle 1011.74 140

Valuation & price assessment

Q.1 Stock return of PC Jeweller Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of -6.4% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price -6.4% 30.2% 52.5% -32.8%
Q.3 Valuation ratios of PC Jeweller Ltd vs historical?
The current P/E is higher that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 12.09 0.00 55.94
Price to Book 0.94 0.17 1.89
Price to Sales 2.54 0.18 1.24
EV to EBITDA 11.26 7.20 17.15

Check more companies

1. Thangamayil Jeweller
2. PC Jeweller
3. Bluestone Jewellery
4. Sky Gold & Diamonds
5. Senco Gold
6. Goldiam Internatl.
7. Vaibhav Global
8. Rajesh Exports
9. D.P. Abhushan
10. Shringar House
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