Check Before You Invest : Sashwat Technocrats Ltd

BSE: 506313 NSE: ISIN: INE789D01014

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Sashwat Technocrats Ltd belong to?

Sashwat Technocrats Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Sashwat Technocrats Ltd a good quality company?

Sashwat Technocrats Ltd is a quality company, based on a 6-year financial track record.

Q.3 Is Sashwat Technocrats Ltd undervalued or overvalued?

Sashwat Technocrats Ltd appears Overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Sashwat Technocrats Ltd a good buy now?

Sashwat Technocrats Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Total Income growth of Sashwat Technocrats Ltd?

Sashwat Technocrats Ltd Operating Income growth is NA% for FY-2025, which is above its 5-year CAGR of -100%, indicating faster growth.

Q.2 Return on Assets of Sashwat Technocrats Ltd?

Sashwat Technocrats Ltd Return on Asset is -4.3%, which is below its 5-year historical median of 3.9%, indicating deteriorated earnings on assets.

	Current Level	5-year Historic Median
NPM%	-	6.32
PPOP%	-160	400
RoA%	-4.3	3.9

Q.3 Return on Equity (ROE) of Sashwat Technocrats Ltd?

Sashwat Technocrats Ltd Return on Equity is -4.4% for FY-2025, which is below its 5-year historical median of 5%, indicating the business is making worse use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Sashwat Technocrats Ltd?

Sashwat Technocrats Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -160% for FY-2025, which is below its 5-year median(400%), indicating decreasing margins.

Q.5 Net Profit Margin of Sashwat Technocrats Ltd?

Sashwat Technocrats Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 0% for FY-2025, which is below its 5-year median( 6.32%), indicating decreasing margins.

Q.6 Total Asset growth of Sashwat Technocrats Ltd?

Sashwat Technocrats Ltd Total Asset growth is -3.52% for FY-2025, which is below its 5-year CAGR of 1.37%, indicating slower growth.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Sashwat Technocrats Ltd?

Promoters hold 60.23% of the Sashwat Technocrats Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 AUM Growth of Sashwat Technocrats Ltd vs Industry Peers?

Sashwat Technocrats Ltd AUM CAGR is 1.37%, compared to the 5-year industry median CAGR of 9.45%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Sashwat Technocrats Ltd vs industry peers

Sashwat Technocrats Ltd profit metrics are in line with the industry median level of -0.88%, indicating similar profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM%	-	9.95
PPOP%	-160	-13.4
RoA%	-4.3	0.8

Q.3 Operating efficiency of Sashwat Technocrats Ltd vs industry peers?

Sashwat Technocrats Ltd ROCE (3.9) is above the industry median of (1.9); while the current ROE (5) are above than the 5-year average Industry ROE (1.2). This shows that the business is positioned in the top quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM%	-	9.95
PPOP%	-160	-13.4
RoA%	-4.3	0.8
ROCE%	-4.3	1.9
ROE%	-4.4	1.2

Valuation & price assessment

Q.1 Stock return of Sashwat Technocrats Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 40.7% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	40.7%	31.5%	44%	47.4%

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	-	53.91	33.72
Price to Book	7.82	2.87	0.94
Price to Sales	-	35.18	12.44
EV to EBITDA	-110.93	5.51	9.97

Q.4 Valuation ratios of Sashwat Technocrats Ltdvs historical and industry averages?

The current Price to book ratio (P/B) 7.82% is higher than its historical median of 2.87%, indicating that at the current price the stock is overvalued. However, you need a deeper analysis to make a better judgement.

Strategic outlook

Q.1 Does its ROIC exceed its WACC?

Sashwat Technocrats Ltd return on invested capital (ROIC) is -4.32% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

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