Check Before You Invest : Suvidhaa Infoserve Ltd

BSE: 543281 NSE: SUVIDHAA ISIN: INE018401013

| Sector: IT & ITES | Industry: Fintech

Snapshot

Q.1 Which industry/sub-sector does Suvidhaa Infoserve Ltd belong to?

Suvidhaa Infoserve Ltd belongs to the IT & ITES sector, operating specifically within the Fintech segment.

Q.2 Is Suvidhaa Infoserve Ltd a good quality company?

Suvidhaa Infoserve Ltd is a quality company, based on a 8-year financial track record.

Q.3 Is Suvidhaa Infoserve Ltd undervalued or overvalued?

Suvidhaa Infoserve Ltd appears Somewhat overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Suvidhaa Infoserve Ltd a good buy now?

Suvidhaa Infoserve Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd revenue growth is 111.1% for FY-2025, which is above its 5-year CAGR of -41.38%, indicating faster growth.

Q.2 Return on capital employed (ROCE) of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Return on capital employed is -8.04% for FY-2025, which is below its 5-year historical median of -6.07%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q.3 Return on Asset of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Return on Asset is -7.13%, which is below its 5-year historical median of -3.93%, indicating deteriorated asset utilization efficiency.

Q.4 Return on Equity (ROE) of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Return on equity is -8.65% for FY-2025, which is below its 5-year historical median of -5.81%, indicating the business is making worse use of its shareholders capital.

Q.5 Cash conversion cycle of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Cash conversion cycle is 379 days, above its 5-year historical median of 80 days, indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.

	Current Level	5-year Historic Median
Asset Turnover	0.08	0.17
ROE	-8.65	-5.81
ROCE	-8.04	-6.07
Cash Conversion Cycle	379 days	80 days

Q.6 Gross Profit margin of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Gross profit margin which is the profit after deduction of direct costs, is -14% for FY-2025, which is below its 5-year median of 9.9%, indicating decreasing margins.

Q.7 Operating Profit Margin of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is -12.09% for FY-2025, which is below its 5-year median of 3.96% indicating decreasing margins.

Q.8 Net Profit Margin of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Net Profit Margin is -87.01% for FY-2025, is below with its 5-year median of -16.33%, indicating decreasing margins.

	Current Level	5-year Historic Median
Gross Profit Margin	-14	9.9
Operating Profit Margin	-12.09	3.96
Net Profit Margin	-87.01	-16.33

Q.9 Debt to Equity ratio of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Debt-to-Equity ratio is 0.05, which is lower with the industry average of 0.16, indicating lower debt levels in the industry.

Q.10 Debt to cash flow from operations of Suvidhaa Infoserve Ltd?

Suvidhaa Infoserve Ltd Debt to cash flow from operations is 13.07, which is at a unhealthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Suvidhaa Infoserve Ltd?

Promoters hold 38.33% of the Suvidhaa Infoserve Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Suvidhaa Infoserve Ltd vs industry peers?

Suvidhaa Infoserve Ltd revenue CAGR is -41.38%, compared to the industry median CAGR of 19.18%, indicating slower growth and losing its market share.

Profit Metrics

	Current Level	5-year Industry Median
Revenue Growth	111.1	19.2
Gross Profit Growth	0	27.1
Operating Profit Growth	0	15
Net Profit Growth	0	16.3

Operating Efficiency

	Current Level	5-year Industry Median
Asset Turnover	0.08	0.49
ROE	-8.65	-2.84
ROCE	-8.04	-2.88
Cash Conversion Cycle (days)	378.75	4

Valuation & price assessment

Q.1 Stock return of Suvidhaa Infoserve Ltd over the last decade?

Over the last 5 year(s), the stock has delivered a CAGR of -37.47% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-37.5%	-9.6%	-22.6%

Q.3 Valuation ratios of Suvidhaa Infoserve Ltd vs historical?

The current P/E is higher that its historical median.

Q.4 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	-	-8.67	62.87
Price to Book	0.55	0.98	3.88
Price to Sales	12.16	4.92	3.97
EV to EBITDA	-24.7	8.97	20.79

Check more companies

1. Pine Labs

2. AvenuesAI

3. Seshaasai Technologi

4. One Mobikwik Systems

5. RNFI Services

6. MOS Utility

7. Suvidhaa Infoserve

8. India1 Payment

9. PhonePe

10. Paymate India

Check trending companies

1. Titagarh Rail Systems Ltd.

2. Info Edge (India) Ltd.

3. Tata Motors Passenger Vehicles Ltd.

4. Bajaj Finserv Ltd.

5. Ultratech Cement Ltd.