SEBI Reg. Investment Advisor

Download App
Help Center Pricing
Money Works 4 Me Logo MoneyWorks4Me
Talk to Advisor
Login Get Free Account
Sign Up

MoneyWorks4Me

Log In Sign Up Schedule Free 15‑min Call
Login Get Free Account
Sign Up

INVESTMENT INSIGHTS

Check Before You Invest : Tata Motors Ltd

BSE: 544569 NSE: TMCV ISIN: INE1TAE01010
  |   Sector:  Automobiles   |   Industry:  Automobiles-Trucks/Lcv

Snapshot

Q.1 Which industry/sub-sector does Tata Motors Ltd belong to?
Tata Motors Ltd belongs to the Automobiles sector, operating specifically within the Automobiles-Trucks/Lcv segment.
Q.2 Is Tata Motors Ltd a good quality company?
Tata Motors Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is Tata Motors Ltd undervalued or overvalued?
Tata Motors Ltd appears Overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios Current 0-year
Historic Median
Price to Earnings 41.62 15.46
Price to Book 10.44 3.73
Price to Sales 1.82 2.04
EV to EBITDA 12.71 15.91
Q.4 Is Tata Motors Ltd a good buy now?
Tata Motors Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

C: How much debt does the business have and is it at a sustainable level?

Q.1 Debt to Equity ratio of Tata Motors Ltd?
Tata Motors Ltd Debt-to-Equity ratio is 0.00, which is in line with the industry average of , indicating similar to debt levels in the industry.

Q.2 Debt to cash flow from operations of Tata Motors Ltd?
Tata Motors Ltd Debt to cash flow from operations is 0, which is at a healthy level.

Ownership & governance

D: Promoter shareholding and pledge status of Tata Motors Ltd?

Q.1 Promoter shareholding and pledge status of Tata Motors Ltd?
Promoters hold 42.56% of the Tata Motors Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Tata Motors Ltd performance compare with that of its Peers?

Q.1 Revenue growth of Tata Motors Ltd vs industry peers?
Tata Motors Ltd revenue CAGR is %, compared to the industry median CAGR of 4.99%, indicating slower growth and losing its market share.
Profit Metrics
Current Level 0-year
Industry Median
Revenue Growth (%) - 5
Gross Profit Growth (%) - 17.6
Operating Profit Growth (%) - 21.1
Net Profit Growth (%) - 19
Operating Efficiency
Current Level 0-year
Industry Median
Asset Turnover (x) - 0.66
ROE (%) - 2.9
ROCE (%) - 4.31
Cash Conversion Cycle (days) - 49

Valuation & price assessment

Q.1 Stock return of Tata Motors Ltd over the last decade?
Over the last - year(s), the stock has delivered a CAGR of N/A% based on the current price.
9Y 5Y 3Y 1Y
Share Price
CAGR		 - - - -
Q.2 Valuation ratios of Tata Motors Ltd vs historical?
The current P/E ratio of 41.62 is higher than its historical median of 15.46, indicating that the stock is trading above its historical average valuation.
Q.3 How do the current valuation ratios compare with 0-year historical median and industry numbers?
Valuation Ratios Current 0-year
Historic Median		 0-year
Industry Median
Price to Earnings 41.62 15.46 -
Price to Book 10.44 3.73 -
Price to Sales 1.82 2.04 -
EV to EBITDA 12.71 15.91 -

Check more companies

1. Maruti Suzuki
2. Mahindra & Mahindra
3. Bajaj Auto
4. Eicher Motors
5. TVS Motor
6. Cummins India
7. SamvardhanaMotherson
8. Hyundai Motor India
9. Tata MotorsPassenger
10. Tata Motors

Check trending companies

1. Granules India Ltd.
2. Nestle India Ltd.
3. National Aluminium Company Ltd.
4. Muthoot Finance Ltd.
5. Motilal Oswal Financial Services Ltd.
2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×