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INVESTMENT INSIGHTS

Check Before You Invest : UPL Ltd

BSE: 512070 NSE: UPL ISIN: INE628A01036
  |   Sector:  Chemicals & Fertilizers   |   Industry:  Pesticides & Agrochemicals

Snapshot

Q.1 Which industry/sub-sector does UPL Ltd belong to?
UPL Ltd belongs to the Chemicals & Fertilizers sector, operating specifically within the Pesticides & Agrochemicals segment.
Q.2 Is UPL Ltd a good quality company?
UPL Ltd is a good quality company, based on a consistently good 10 year financial track record.
Q.3 Is UPL Ltd undervalued or overvalued?
UPL Ltd appears Undervalued, as its key valuation ratios are below with their past averages.
Q.4 Is UPL Ltd a good buy now?
UPL Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of UPL Ltd?
UPL Ltd revenue growth is 8.2% for FY-2025 , which is above its 5 year CAGR of 5.5% , indicating faster growth.
Q.2 Gross Profit margin of UPL Ltd?
UPL Ltd Gross profit margin which is the profit after deduction of direct costs, is 7.9% for FY-2025 , which is below its 5 year median of 12% , indicating decreasing margins.
Q.3 Operating Profit Margin of UPL Ltd?
UPL Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 17.41% for FY-2025 , which is below its 5 year median of 20.85% indicating decreasing margins.
Q.4 Net Profit Margin of UPL Ltd?
UPL Ltd Net Profit Margin is 1.76% for FY-2025 , is below with its 5 year median of 8.24%, indicating decreasing margins.
Current Level Historic Median
Gross Profit Margin 7.9 12
Operating Profit Margin 17.41 20.85
Net Profit Margin 1.76 8.24
Q.5 Return on Asset of UPL Ltd?
UPL Ltd Return on Asset is 0.97%, which is below its 5 year historical median of 5.09%, indicating deteriorated asset utilization efficiency.
Q.6 Return on Equity (ROE) of UPL Ltd?
UPL Ltd Return on equity is 3.04% for FY-2025 , which is below its historical median of 18.2%, indicating the business is making worse use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of UPL Ltd?
UPL Ltd Return on capital employed is 8.42% for FY-2025 , which is below its estimated weighted average cost of capital(WACC) 11.25%, indicating value preservation.
Q.8 Cash conversion cycle of UPL Ltd?
UPL Ltd Cash conversion cycle is 27 days, below its historical median of 30 days, indicating improved working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 0.67 0.67
ROE 3.04 18.2
ROCE 8.42 13.47
Cash Conversion Cycle 27 days 30 days
Q.9 Debt to Equity ratio of UPL Ltd?
UPL Ltd Debt-to-Equity ratio is 0.81 , which is above with the industry average of 0.01 , indicating higher debt levels in the industry.
Q.10 Debt to cash flow from operations of UPL Ltd?
UPL Ltd Debt to cash flow from operations is 2.32 , which is at a moderate level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of UPL Ltd?
Promoters hold 33.50% of the UPL Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of UPL Ltd vs industry peers?
UPL Ltd revenue CAGR is 5.46% , compared to the industry median CAGR of 2.73% , indicating faster growth and gaining its market share.
Profit Metrics
Current Level Industry Median
Revenue 46,637 3,246
Gross Profit 3,684.3 801.8
Operating Profit 7,600 772
Net Profit 820 615
Operating Efficiency
Current Level Industry Median
Asset Turnover 0.67 0.34
ROE 3.04 9.1
ROCE 8.42 6.74
Cash Conversion Cycle (days) 26.61 15

Valuation & price assessment

Q.1 Stock return of UPL Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 7.5% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price 7.5% 2.5% -2% 1.3%
Q.3 Valuation ratios of UPL Ltd vs historical?
The current P/E is higher that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 31.69 19.02 24.15
Price to Book 1.72 2.28 2.51
Price to Sales 1.13 1.09 1.40
EV to EBITDA 8.43 8.18 12.63

Check more companies

1. SRF
2. Coromandel Interntl.
3. Fert Chem Travancore
4. UPL
5. Berger Paints India
6. PI Industries
7. Supreme Industries
8. Astral
9. Gujarat Fluorochemic
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