Check Before You Invest : Beacon Trusteeship Ltd

Q: Which industry/sub-sector does Beacon Trusteeship Ltd belong to?

Beacon Trusteeship Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is Beacon Trusteeship Ltd a good quality company?

Beacon Trusteeship Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Beacon Trusteeship Ltd undervalued or overvalued?

Beacon Trusteeship Ltd appears Overvalued, as its key valuation ratios are higher than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 34.99, Historic Median: 26.03. Price to Book, Current: 4.45, Historic Median: 3.46. Price to Sales, Current: 7.82, Historic Median: 5.98. EV to EBITDA, Current: 22.41, Historic Median: 16.54

Q: Is Beacon Trusteeship Ltd a good buy now?

Beacon Trusteeship Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Operating Income growth is 29.18% for FY-2025, which is above its 3-year CAGR of NA%, indicating faster growth.

Q: Return on Assets of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Return on Asset is 14.6%, which is below its 3-year historical median of 17.9%, indicating deteriorated earnings on assets. Efficiency & Key Metrics. NPM (%), Current: 22.35, Historic Median: 25.93. PPOP (%), Current: -, Historic Median: -. RoA (%), Current: 14.6, Historic Median: 17.9

Q: Return on Equity (ROE) of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Return on Equity is 17.8% for FY-2025, which is below its 3-year historical median of 28.4%, indicating the business is making worse use of its shareholders capital.

Q: Net Profit Margin of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 22.35% for FY-2025, which is below its 3-year median( 25.93%), indicating decreasing margins.

Q: Does its ROIC exceed its WACC?

Beacon Trusteeship Ltd return on invested capital (ROIC) is 17.84% for FY-2025, is higher than its estimated weighted average cost of capital (WACC) of 14%, indicating value creation.

Q: Total Asset growth of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Total Asset growth is -0.2% for FY-2025, which is below its 3-year CAGR of 33.21%, indicating slower growth.

Check Before You Invest : Beacon Trusteeship Ltd

Snapshot

Q.1 Which industry/sub-sector does Beacon Trusteeship Ltd belong to?

Beacon Trusteeship Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Beacon Trusteeship Ltd a good quality company?

Beacon Trusteeship Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Beacon Trusteeship Ltd undervalued or overvalued?

Beacon Trusteeship Ltd appears Overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	3-year Historic Median
Price to Earnings	34.99	26.03
Price to Book	4.45	3.46
Price to Sales	7.82	5.98
EV to EBITDA	22.41	16.54

Q.4 Is Beacon Trusteeship Ltd a good buy now?

Beacon Trusteeship Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Operating Income growth is 29.18% for FY-2025, which is above its 3-year CAGR of NA%, indicating faster growth.

Q.2 Return on Assets of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Return on Asset is 14.6%, which is below its 3-year historical median of 17.9%, indicating deteriorated earnings on assets.

	Current Level	3-year Historic Median
NPM (%)	22.35	25.93
PPOP (%)	-	-
RoA (%)	14.6	17.9

Q.3 Return on Equity (ROE) of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Return on Equity is 17.8% for FY-2025, which is below its 3-year historical median of 28.4%, indicating the business is making worse use of its shareholders capital.

Q.4 Net Profit Margin of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 22.35% for FY-2025, which is below its 3-year median( 25.93%), indicating decreasing margins.

Q.5 Does its ROIC exceed its WACC?

Beacon Trusteeship Ltd return on invested capital (ROIC) is 17.84% for FY-2025, is higher than its estimated weighted average cost of capital (WACC) of 14%, indicating value creation.

B: Does the bank grow efficiently and manage its operating costs?

Q.6 Total Asset growth of Beacon Trusteeship Ltd?

Beacon Trusteeship Ltd Total Asset growth is -0.2% for FY-2025, which is below its 3-year CAGR of 33.21%, indicating slower growth.

Ownership & governance

D: Promoter shareholding and pledge status of Beacon Trusteeship Ltd?

Q.1 Promoter shareholding and pledge status of Beacon Trusteeship Ltd?

Promoters hold 46.15% of the Beacon Trusteeship Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Beacon Trusteeship Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Beacon Trusteeship Ltd vs Industry Peers?

Beacon Trusteeship Ltd AUM CAGR is 33.21%, compared to the 3-year industry median CAGR of 8.59%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Beacon Trusteeship Ltd vs industry peers

Beacon Trusteeship Ltd profit metrics are above the industry median level of 1.79%, indicating stronger profitability compared to peers.

Profit Metrics

	Current Level	3-year Industry Median
NPM (%)	22.35	4.86
PPOP (%)	-	-0.38
RoA (%)	14.6	0.9

Q.3 Operating efficiency of Beacon Trusteeship Ltd vs industry peers?

Beacon Trusteeship Ltd ROCE (37.9) is above the industry median of (2); while the current ROE (28.4) are above than the 5-year average Industry ROE (1). This shows that the business is positioned in the top quartile of the industry.

Operating Efficiency

	Current Level	3-year Industry Median
NPM (%)	22.35	4.86
PPOP (%)	-	-0.38
RoA (%)	14.6	0.9
ROCE (%)	24.5	2
ROE (%)	17.8	1

Valuation & price assessment

Q.1 Stock return of Beacon Trusteeship Ltd over the last decade?

Over the last 1 years, the stock has delivered a CAGR of 59.07% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-	-	59.1%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	3-year Historic Median	3-year Industry Median
Price to Earnings	34.99	26.03	33.22
Price to Book	4.45	3.46	1.01
Price to Sales	7.82	5.98	15.36
EV to EBITDA	22.41	16.54	9.96

Q.3 Valuation ratios of Beacon Trusteeship Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 4.45 is higher than its historical median of 3.46, indicating that the stock is trading above its historical average valuation.

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Check Before You Invest : Beacon Trusteeship Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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