Check Before You Invest : Capri Global Capital Ltd

Q: Which industry/sub-sector does Capri Global Capital Ltd belong to?

Capri Global Capital Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is Capri Global Capital Ltd a good quality company?

Capri Global Capital Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Capri Global Capital Ltd undervalued or overvalued?

Capri Global Capital Ltd appears Fair, as its key valuation ratios are in line with their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 18.78, Historic Median: 58.10. Price to Book, Current: 2.48, Historic Median: 4.22. Price to Sales, Current: 3.81, Historic Median: 7.28. EV to EBITDA, Current: 12.12, Historic Median: 19.42

Q: Is Capri Global Capital Ltd a good buy now?

Capri Global Capital Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Capri Global Capital Ltd?

Capri Global Capital Ltd Operating Income growth is 40.41% for FY-2025, which is above its 5-year CAGR of 35.31%, indicating faster growth.

Q: Return on Assets of Capri Global Capital Ltd?

Capri Global Capital Ltd Return on Asset is 2.6%, which is in line with its 5-year historical median of 2.6%, indicating stable earnings on assets. Efficiency & Key Metrics. NPM (%), Current: 14.74, Historic Median: 14.74. PPOP (%), Current: 57.86, Historic Median: 27.63. RoA (%), Current: 2.6, Historic Median: 2.6

Q: Return on Equity (ROE) of Capri Global Capital Ltd?

Capri Global Capital Ltd Return on Equity is 11.9% for FY-2025, which is above its 5-year historical median of 10.9%, indicating the business is making better use of its shareholders capital.

Q: Pre-provisioning operating profit margin of Capri Global Capital Ltd?

Capri Global Capital Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 57.86% for FY-2025, which is above its 5-year median(27.63%), indicating increasing margins.

Q: Net Profit Margin of Capri Global Capital Ltd?

Capri Global Capital Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 14.74% for FY-2025, which is in line with its 5-year median( 14.74%), indicating stable margins.

Q: Does its ROIC exceed its WACC?

Capri Global Capital Ltd return on invested capital (ROIC) is 8.03% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 13.5%, indicating value erosion.

Check Before You Invest : Capri Global Capital Ltd

BSE: 531595 NSE: CGCL ISIN: INE180C01042

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Capri Global Capital Ltd belong to?

Capri Global Capital Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Capri Global Capital Ltd a good quality company?

Capri Global Capital Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Capri Global Capital Ltd undervalued or overvalued?

Capri Global Capital Ltd appears Fair, as its key valuation ratios are in line with their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	18.78	58.10
Price to Book	2.48	4.22
Price to Sales	3.81	7.28
EV to EBITDA	12.12	19.42

Q.4 Is Capri Global Capital Ltd a good buy now?

Capri Global Capital Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Capri Global Capital Ltd?

Capri Global Capital Ltd Operating Income growth is 40.41% for FY-2025, which is above its 5-year CAGR of 35.31%, indicating faster growth.

Q.2 Return on Assets of Capri Global Capital Ltd?

Capri Global Capital Ltd Return on Asset is 2.6%, which is in line with its 5-year historical median of 2.6%, indicating stable earnings on assets.

	Current Level	5-year Historic Median
NPM (%)	14.74	14.74
PPOP (%)	57.86	27.63
RoA (%)	2.6	2.6

Q.3 Return on Equity (ROE) of Capri Global Capital Ltd?

Capri Global Capital Ltd Return on Equity is 11.9% for FY-2025, which is above its 5-year historical median of 10.9%, indicating the business is making better use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Capri Global Capital Ltd?

Capri Global Capital Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 57.86% for FY-2025, which is above its 5-year median(27.63%), indicating increasing margins.

Q.5 Net Profit Margin of Capri Global Capital Ltd?

Capri Global Capital Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 14.74% for FY-2025, which is in line with its 5-year median( 14.74%), indicating stable margins.

Q.6 Does its ROIC exceed its WACC?

Capri Global Capital Ltd return on invested capital (ROIC) is 8.03% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 13.5%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.7 Total Asset growth of Capri Global Capital Ltd?

Capri Global Capital Ltd Total Asset growth is 37.15% for FY-2025, which is in line with its 5-year CAGR of 37.05%, indicating stable growth.

C: How strong is the bank’s capital position and asset quality?

Q.8 Capital Adequacy ratio of Capri Global Capital Ltd?

Capri Global Capital Ltd Capital Adequacy ratio (CAR) is 22.84% for FY-2025, which is above the regulatory requirement of 15%, indicating strong capital position.

Q.9 Asset Quality of Capri Global Capital Ltd?

Capri Global Capital Ltd Gross Non-Performing Assets, which are loans overdue by more than 90 days, is 1.56% for FY-2025, which is below its 5-year median 2.16%, while Net Non-Performing Assets, which is GNPA minus provisions made for bad loans is 0.91% which is below its 5-year median( 1.18%), indicating improving asset quality.

Ownership & governance

D: Promoter shareholding and pledge status of Capri Global Capital Ltd?

Q.1 Promoter shareholding and pledge status of Capri Global Capital Ltd?

Promoters hold 59.92% of the Capri Global Capital Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Capri Global Capital Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Capri Global Capital Ltd vs Industry Peers?

Capri Global Capital Ltd AUM CAGR is 37.05%, compared to the 5-year industry median CAGR of 9.27%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Capri Global Capital Ltd vs industry peers

Capri Global Capital Ltd profit metrics are above the industry median level of -1.27%, indicating stronger profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM (%)	14.74	3.12
PPOP (%)	57.86	-7.72
RoA (%)	2.6	0.8

Q.3 Operating efficiency of Capri Global Capital Ltd vs industry peers?

Capri Global Capital Ltd ROCE (9.9) is above the industry median of (1.8); while the current ROE (10.9) are above than the 5-year average Industry ROE (0.9). This shows that the business is positioned in the top quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM (%)	14.74	3.12
PPOP (%)	57.86	-7.72
RoA (%)	2.6	0.8
ROCE (%)	11.2	1.8
ROE (%)	11.9	0.9

Valuation & price assessment

Q.1 Stock return of Capri Global Capital Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 40.4% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	40.4%	11.9%	4.1%	20.6%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	18.78	58.10	33.75
Price to Book	2.48	4.22	0.95
Price to Sales	3.81	7.28	12.43
EV to EBITDA	12.12	19.42	10.00

Q.3 Valuation ratios of Capri Global Capital Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 2.48 is lower than its historical median of 4.22, indicating that the stock is trading below its historical average valuation.

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Check Before You Invest : Capri Global Capital Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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