INVESTMENT INSIGHTS
This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.
Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.
| Valuation Ratios | Current | 5-year Historic Median |
|---|---|---|
| Price to Earnings | - | - |
| Price to Book | - | - |
| Price to Sales | - | - |
| EV to EBITDA | 6.99 | 6.92 |
We have analysed the performance of the company on the following:
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
By checking its Total Asset growth.
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.
A: What are the trends in income and profitability?
| Current Level | 5-year Historic Median |
|
|---|---|---|
| NPM (%) | 44.9 | 44.99 |
| PPOP (%) | 13.49 | 10.5 |
| RoA (%) | 4.7 | 4.7 |
B: Does the bank grow efficiently and manage its operating costs?
D: Promoter shareholding and pledge status of IndiGrid Infrastructure Trust?
E: How does IndiGrid Infrastructure Trust performance compare with that of its Peers?
| Current Level | 5-year Industry Median |
|
|---|---|---|
| NPM (%) | 44.9 | 3.61 |
| PPOP (%) | 13.49 | -10 |
| RoA (%) | 4.7 | 0.8 |
| Current Level | 5-year Industry Median |
|
|---|---|---|
| NPM (%) | 44.9 | 3.61 |
| PPOP (%) | 13.49 | -10 |
| RoA (%) | 4.7 | 0.8 |
| ROCE (%) | 10 | 1.8 |
| ROE (%) | 14.3 | 0.95 |
| 9Y | 5Y | 3Y | 1Y | |
|---|---|---|---|---|
| Share Price CAGR |
- | 4.9% | 9.1% | 13.3% |
| Valuation Ratios | Current | 5-year Historic Median |
5-year Industry Median |
|---|---|---|---|
| Price to Earnings | - | - | 33.75 |
| Price to Book | - | - | 0.95 |
| Price to Sales | - | - | 12.43 |
| EV to EBITDA | 6.99 | 6.92 | 10.00 |
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