Check Before You Invest : Invigorated Business Consulting Ltd

Q: Which industry/sub-sector does Invigorated Business Consulting Ltd belong to?

Invigorated Business Consulting Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.

Q: Is Invigorated Business Consulting Ltd a good quality company?

Invigorated Business Consulting Ltd is a quality company, based on a multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Invigorated Business Consulting Ltd undervalued or overvalued?

Invigorated Business Consulting Ltd appears Somewhat Undervalued, as its key valuation ratios are lower than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: -, Historic Median: -. Price to Book, Current: -0.14, Historic Median: -0.15. Price to Sales, Current: -, Historic Median: -. EV to EBITDA, Current: -257.09, Historic Median: -106.72

Q: Is Invigorated Business Consulting Ltd a good buy now?

Invigorated Business Consulting Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Operating Income growth is NA% for FY-2025, which is above its 5-year CAGR of -100%, indicating faster growth.

Q: Return on Assets of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Return on Asset is -1.9%, which is above its 5-year historical median of -2.6%, indicating improved earnings on assets. Efficiency & Key Metrics. NPM (%), Current: -, Historic Median: -19.52. PPOP (%), Current: -70, Historic Median: -55.56. RoA (%), Current: -1.9, Historic Median: -2.6

Q: Pre-provisioning operating profit margin of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -70% for FY-2025, which is below its 5-year median(-55.56%), indicating decreasing margins.

Q: Net Profit Margin of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 0% for FY-2025, which is above its 5-year median( -19.52%), indicating increasing margins.

Q: Does its ROIC exceed its WACC?

Invigorated Business Consulting Ltd return on invested capital (ROIC) is 0.01% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

Q: Total Asset growth of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Total Asset growth is 0% for FY-2025, which is above its 5-year CAGR of -3.49%, indicating faster growth.

Check Before You Invest : Invigorated Business Consulting Ltd

BSE: 511716 NSE: ESCORTSFIN ISIN: INE359A01012

| Sector: BFSI | Industry: Finance - NBFC

Snapshot

Q.1 Which industry/sub-sector does Invigorated Business Consulting Ltd belong to?

Invigorated Business Consulting Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.

Q.2 Is Invigorated Business Consulting Ltd a good quality company?

Invigorated Business Consulting Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Invigorated Business Consulting Ltd undervalued or overvalued?

Invigorated Business Consulting Ltd appears Somewhat Undervalued, as its key valuation ratios are lower than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	-	-
Price to Book	-0.14	-0.15
Price to Sales	-	-
EV to EBITDA	-257.09	-106.72

Q.4 Is Invigorated Business Consulting Ltd a good buy now?

Invigorated Business Consulting Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Operating Income growth is NA% for FY-2025, which is above its 5-year CAGR of -100%, indicating faster growth.

Q.2 Return on Assets of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Return on Asset is -1.9%, which is above its 5-year historical median of -2.6%, indicating improved earnings on assets.

	Current Level	5-year Historic Median
NPM (%)	-	-19.52
PPOP (%)	-70	-55.56
RoA (%)	-1.9	-2.6

Q.3 Pre-provisioning operating profit margin of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -70% for FY-2025, which is below its 5-year median(-55.56%), indicating decreasing margins.

Q.4 Net Profit Margin of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 0% for FY-2025, which is above its 5-year median( -19.52%), indicating increasing margins.

Q.5 Does its ROIC exceed its WACC?

Invigorated Business Consulting Ltd return on invested capital (ROIC) is 0.01% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.6 Total Asset growth of Invigorated Business Consulting Ltd?

Invigorated Business Consulting Ltd Total Asset growth is 0% for FY-2025, which is above its 5-year CAGR of -3.49%, indicating faster growth.

Ownership & governance

D: Promoter shareholding and pledge status of Invigorated Business Consulting Ltd?

Q.1 Promoter shareholding and pledge status of Invigorated Business Consulting Ltd?

Promoters hold 68.08% of the Invigorated Business Consulting Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Invigorated Business Consulting Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Invigorated Business Consulting Ltd vs Industry Peers?

Invigorated Business Consulting Ltd AUM CAGR is -3.49%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Invigorated Business Consulting Ltd vs industry peers

Invigorated Business Consulting Ltd profit metrics are below the industry median level of 4.73%, indicating weaker profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM (%)	-	12.79
PPOP (%)	-70	-
RoA (%)	-1.9	1.4

Q.3 Operating efficiency of Invigorated Business Consulting Ltd vs industry peers?

Invigorated Business Consulting Ltd ROCE (0) is below the industry median of (4.1); while the current ROE (-23.89) are below than the 5-year average Industry ROE (2.2). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM (%)	-	12.79
PPOP (%)	-70	-
RoA (%)	-1.9	1.4
ROCE (%)	-	4.1
ROE (%)	-	2.2

Valuation & price assessment

Q.1 Stock return of Invigorated Business Consulting Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 4.2% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	4.2%	5.2%	4.7%	-18.1%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	-	-	29.12
Price to Book	-0.14	-0.15	1.11
Price to Sales	-	-	9.10
EV to EBITDA	-257.09	-106.72	11.77

Q.3 Valuation ratios of Invigorated Business Consulting Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of -0.14 is higher than its historical median of -0.15, indicating that the stock is trading above its historical average valuation.

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Check Before You Invest : Invigorated Business Consulting Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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