Check Before You Invest : Olympic Management & Financial Services Ltd

BSE: 511632 NSE: ISIN: INE091N01014

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Olympic Management & Financial Services Ltd belong to?

Olympic Management & Financial Services Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Olympic Management & Financial Services Ltd a good quality company?

Olympic Management & Financial Services Ltd is a quality company, based on a 10-year financial track record.

Q.3 Is Olympic Management & Financial Services Ltd undervalued or overvalued?

Olympic Management & Financial Services Ltd appears Overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Olympic Management & Financial Services Ltd a good buy now?

Olympic Management & Financial Services Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Total Income growth of Olympic Management & Financial Services Ltd?

Olympic Management & Financial Services Ltd Operating Income growth is -28.57% for FY-2025, which is below its 5-year CAGR of -11.09%, indicating slower growth.

Q.2 Return on Assets of Olympic Management & Financial Services Ltd?

Olympic Management & Financial Services Ltd Return on Asset is -25.1%, which is below its 5-year historical median of -4.9%, indicating deteriorated earnings on assets.

	Current Level	5-year Historic Median
NPM%	-883.27	-62.71
PPOP%	246.15	-75
RoA%	-25.1	-4.9

Q.3 Return on Equity (ROE) of Olympic Management & Financial Services Ltd?

Olympic Management & Financial Services Ltd Return on Equity is -30.4% for FY-2025, which is below its 5-year historical median of -5.1%, indicating the business is making worse use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Olympic Management & Financial Services Ltd?

Olympic Management & Financial Services Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 246.15% for FY-2025, which is above its 5-year median(-75%), indicating increasing margins.

Q.5 Net Profit Margin of Olympic Management & Financial Services Ltd?

Olympic Management & Financial Services Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is -883.27% for FY-2025, which is below its 5-year median( -62.71%), indicating decreasing margins.

Q.6 Total Asset growth of Olympic Management & Financial Services Ltd?

Olympic Management & Financial Services Ltd Total Asset growth is -2.19% for FY-2025, which is above its 5-year CAGR of -2.68%, indicating faster growth.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Olympic Management & Financial Services Ltd?

Promoters hold 37.14% of the Olympic Management & Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 AUM Growth of Olympic Management & Financial Services Ltd vs Industry Peers?

Olympic Management & Financial Services Ltd AUM CAGR is -2.68%, compared to the 5-year industry median CAGR of 9.45%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Olympic Management & Financial Services Ltd vs industry peers

Olympic Management & Financial Services Ltd profit metrics are in line with the industry median level of -0.88%, indicating similar profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM%	-883.27	9.95
PPOP%	246.15	-13.4
RoA%	-25.1	0.8

Q.3 Operating efficiency of Olympic Management & Financial Services Ltd vs industry peers?

Olympic Management & Financial Services Ltd ROCE (-4.7) is below the industry median of (1.9); while the current ROE (-5.1) are below than the 5-year average Industry ROE (1.2). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM%	-883.27	9.95
PPOP%	246.15	-13.4
RoA%	-25.1	0.8
ROCE%	-25.9	1.9
ROE%	-30.4	1.2

Valuation & price assessment

Q.1 Stock return of Olympic Management & Financial Services Ltd over the last decade?

Over the last - years, the stock has delivered a CAGR of N/A% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-	-	-

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	-	541.19	33.72
Price to Book	1.71	0.36	0.94
Price to Sales	22.21	6.94	12.44
EV to EBITDA	-31.54	-26.81	9.97

Q.4 Valuation ratios of Olympic Management & Financial Services Ltdvs historical and industry averages?

The current Price to book ratio (P/B) 1.71% is higher than its historical median of 0.36%, indicating that at the current price the stock is overvalued. However, you need a deeper analysis to make a better judgement.

Strategic outlook

Q.1 Does its ROIC exceed its WACC?

Olympic Management & Financial Services Ltd return on invested capital (ROIC) is -25.96% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

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