Check Before You Invest : Pasupati Fincap Ltd

BSE: 511734 NSE: ISIN: INE527C01010

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Pasupati Fincap Ltd belong to?

Pasupati Fincap Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Pasupati Fincap Ltd a good quality company?

Pasupati Fincap Ltd is a quality company, based on a 0-year financial track record.

Q.3 Is Pasupati Fincap Ltd undervalued or overvalued?

Pasupati Fincap Ltd appears Undervalued, as its key valuation ratios are below with their past averages.

Q.4 Is Pasupati Fincap Ltd a good buy now?

Pasupati Fincap Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Total Income growth of Pasupati Fincap Ltd?

Pasupati Fincap Ltd Operating Income growth is NA% for FY-2025, which is above its --year CAGR of N/A%, indicating faster growth.

Q.2 Total Asset growth of Pasupati Fincap Ltd?

Pasupati Fincap Ltd Total Asset growth is -18.95% for FY-2025, which is below its 0-year CAGR of 0%, indicating slower growth.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Pasupati Fincap Ltd?

Promoters hold 11.55% of the Pasupati Fincap Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 AUM Growth of Pasupati Fincap Ltd vs Industry Peers?

Pasupati Fincap Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of 9.9%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Pasupati Fincap Ltd vs industry peers

Pasupati Fincap Ltd profit metrics are in line with the industry median level of 7.31%, indicating similar profitability compared to peers.

Profit Metrics

	Current Level	0-year Industry Median
NPM%	-	15.95
PPOP%	-	4.54
RoA%	-	1.45

Q.3 Operating efficiency of Pasupati Fincap Ltd vs industry peers?

Pasupati Fincap Ltd ROCE (-83.2) is below the industry median of (4.4); while the current ROE (1.3) are below than the 5-year average Industry ROE (2.7). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	0-year Industry Median
NPM%	-	15.95
PPOP%	-	4.54
RoA%	-	1.45
ROCE%	-3436.3	4.4
ROE%	-	2.7

Valuation & price assessment

Q.1 Stock return of Pasupati Fincap Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 17% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	17%	65.2%	131%	-29.7%

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	0-year Historic Median	0-year Industry Median
Price to Earnings	-	203.90	-
Price to Book	-6.64	4.82	-
Price to Sales	61.15	35.50	-
EV to EBITDA	-39.25	-30.60	-

Q.4 Valuation ratios of Pasupati Fincap Ltdvs historical and industry averages?

The current Price to book ratio (P/B) -6.64% is lower than its historical median of 4.82%, indicating that at the current price the stock is undervalued. However, you need a deeper analysis to make a better judgement.

Strategic outlook

Q.1 Does its ROIC exceed its WACC?

Pasupati Fincap Ltd return on invested capital (ROIC) is -3724.44% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

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