Check Before You Invest : Shree Salasar Investments Ltd

Q: Which industry/sub-sector does Shree Salasar Investments Ltd belong to?

Shree Salasar Investments Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is Shree Salasar Investments Ltd a good quality company?

Shree Salasar Investments Ltd is a weak quality company, based on a inconsistent multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Shree Salasar Investments Ltd undervalued or overvalued?

Shree Salasar Investments Ltd appears Overvalued, as its key valuation ratios are higher than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 456.6, Historic Median: 15.89. Price to Book, Current: 4.66, Historic Median: 0.28. Price to Sales, Current: 294.2, Historic Median: 9.79. EV to EBITDA, Current: 377.94, Historic Median: 18.05

Q: Is Shree Salasar Investments Ltd a good buy now?

Shree Salasar Investments Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Operating Income growth is 97.48% for FY-2025, which is above its 5-year CAGR of 23.05%, indicating faster growth.

Q: Return on Assets of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Return on Asset is 2.2%, which is above its 5-year historical median of 1.3%, indicating improved earnings on assets. Efficiency & Key Metrics. NPM (%), Current: 76.88, Historic Median: 68.91. PPOP (%), Current: -, Historic Median: -. RoA (%), Current: 2.2, Historic Median: 1.3

Q: Return on Equity (ROE) of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Return on Equity is 3.4% for FY-2025, which is above its 5-year historical median of 2%, indicating the business is making better use of its shareholders capital.

Q: Net Profit Margin of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 76.88% for FY-2025, which is above its 5-year median( 68.91%), indicating increasing margins.

Q: Does its ROIC exceed its WACC?

Shree Salasar Investments Ltd return on invested capital (ROIC) is 3.44% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

Q: Total Asset growth of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Total Asset growth is 42.31% for FY-2025, which is above its 5-year CAGR of 20.61%, indicating faster growth.

Check Before You Invest : Shree Salasar Investments Ltd

BSE: 503635 NSE: ISIN: INE315N01017

| Sector: BFSI | Industry: Finance - Investment

Snapshot

Q.1 Which industry/sub-sector does Shree Salasar Investments Ltd belong to?

Shree Salasar Investments Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Shree Salasar Investments Ltd a good quality company?

Shree Salasar Investments Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Shree Salasar Investments Ltd undervalued or overvalued?

Shree Salasar Investments Ltd appears Overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	456.6	15.89
Price to Book	4.66	0.28
Price to Sales	294.2	9.79
EV to EBITDA	377.94	18.05

Q.4 Is Shree Salasar Investments Ltd a good buy now?

Shree Salasar Investments Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Operating Income growth is 97.48% for FY-2025, which is above its 5-year CAGR of 23.05%, indicating faster growth.

Q.2 Return on Assets of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Return on Asset is 2.2%, which is above its 5-year historical median of 1.3%, indicating improved earnings on assets.

	Current Level	5-year Historic Median
NPM (%)	76.88	68.91
PPOP (%)	-	-
RoA (%)	2.2	1.3

Q.3 Return on Equity (ROE) of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Return on Equity is 3.4% for FY-2025, which is above its 5-year historical median of 2%, indicating the business is making better use of its shareholders capital.

Q.4 Net Profit Margin of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 76.88% for FY-2025, which is above its 5-year median( 68.91%), indicating increasing margins.

Q.5 Does its ROIC exceed its WACC?

Shree Salasar Investments Ltd return on invested capital (ROIC) is 3.44% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.6 Total Asset growth of Shree Salasar Investments Ltd?

Shree Salasar Investments Ltd Total Asset growth is 42.31% for FY-2025, which is above its 5-year CAGR of 20.61%, indicating faster growth.

Ownership & governance

D: Promoter shareholding and pledge status of Shree Salasar Investments Ltd?

Q.1 Promoter shareholding and pledge status of Shree Salasar Investments Ltd?

Promoters hold 67.12% of the Shree Salasar Investments Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Shree Salasar Investments Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Shree Salasar Investments Ltd vs Industry Peers?

Shree Salasar Investments Ltd AUM CAGR is 20.61%, compared to the 5-year industry median CAGR of 9.08%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Shree Salasar Investments Ltd vs industry peers

Shree Salasar Investments Ltd profit metrics are above the industry median level of -1.22%, indicating stronger profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM (%)	76.88	3.22
PPOP (%)	-	-7.69
RoA (%)	2.2	0.8

Q.3 Operating efficiency of Shree Salasar Investments Ltd vs industry peers?

Shree Salasar Investments Ltd ROCE (2.2) is above the industry median of (1.8); while the current ROE (2) are above than the 5-year average Industry ROE (0.9). This shows that the business is positioned in the top quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM (%)	76.88	3.22
PPOP (%)	-	-7.69
RoA (%)	2.2	0.8
ROCE (%)	3.9	1.8
ROE (%)	3.4	0.9

Valuation & price assessment

Q.1 Stock return of Shree Salasar Investments Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 42.8% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	42.8%	93.7%	191.4%	2257.5%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	456.6	15.89	33.75
Price to Book	4.66	0.28	0.95
Price to Sales	294.2	9.79	12.43
EV to EBITDA	377.94	18.05	10.00

Q.3 Valuation ratios of Shree Salasar Investments Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 4.66 is higher than its historical median of 0.28, indicating that the stock is trading above its historical average valuation.

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Check Before You Invest : Shree Salasar Investments Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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