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Check Before You Invest : Viram Suvarn Ltd

BSE: 540252 NSE: ISIN: INE607V01028
  |   Sector:  BFSI   |   Industry:  Finance - Others

Snapshot

Q.1 Which industry/sub-sector does Viram Suvarn Ltd belong to?
Viram Suvarn Ltd belongs to the BFSI sector, operating specifically within the Finance - Others segment.
Q.2 Is Viram Suvarn Ltd a good quality company?
Viram Suvarn Ltd is a weak quality company, based on a inconsistent 10-year financial track record.
Q.3 Is Viram Suvarn Ltd undervalued or overvalued?
Viram Suvarn Ltd appears Somewhat Undervalued, as its key valuation ratios are below with their past averages.
Q.4 Is Viram Suvarn Ltd a good buy now?
Viram Suvarn Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of Viram Suvarn Ltd?
Viram Suvarn Ltd revenue growth is 37% for FY-2025, which is above its 5-year CAGR of 5.82%, indicating faster growth.
Q.2 Return on capital employed (ROCE) of Viram Suvarn Ltd?
Viram Suvarn Ltd Return on capital employed is 19% for FY-2025, which is in line with its 5-year historical median of 19%. The current ROCE is above its estimated weighted average cost of capital (WACC) of 14%, indicating value creation.
Q.3 Return on Asset of Viram Suvarn Ltd?
Viram Suvarn Ltd Return on Asset is 13.6%, which is in line with its 5-year historical median of 13.6%, indicating stable asset utilization efficiency.
Q.4 Return on Equity (ROE) of Viram Suvarn Ltd?
Viram Suvarn Ltd Return on equity is 14.4% for FY-2025, which is in line with its 5-year historical median of 14.4%, indicating the business is making similar use of its shareholders capital.
Q.5 Cash conversion cycle of Viram Suvarn Ltd?
Viram Suvarn Ltd Cash conversion cycle is 126 days, below its 5-year historical median of 139 days, indicating improved working capital management. However, you need to compare this with its peers in the industry.
Current Level 5-year
Historic Median
Asset Turnover 1.06 1.06
ROE 14.4 14.4
ROCE 19 19
Cash Conversion Cycle 126 days 139 days
Q.6 Gross Profit margin of Viram Suvarn Ltd?
Viram Suvarn Ltd Gross profit margin which is the profit after deduction of direct costs, is 17.1% for FY-2025, which is in line with its 5-year median of 17.2%, indicating stable margins.
Q.7 Operating Profit Margin of Viram Suvarn Ltd?
Viram Suvarn Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 17.06% for FY-2025, which is above its 5-year median of 14.62% indicating increasing margins.
Q.8 Net Profit Margin of Viram Suvarn Ltd?
Viram Suvarn Ltd Net Profit Margin is 12.87% for FY-2025, is in line with with its 5-year median of 12.87%, indicating stable margins.
Current Level 5-year
Historic Median
Gross Profit Margin 17.1 17.2
Operating Profit Margin 17.06 14.62
Net Profit Margin 12.87 12.87
Q.9 Debt to Equity ratio of Viram Suvarn Ltd?
Viram Suvarn Ltd Debt-to-Equity ratio is 0.00, which is lower with the industry average of 0.11, indicating lower debt levels in the industry.
Q.10 Debt to cash flow from operations of Viram Suvarn Ltd?
Viram Suvarn Ltd Debt to cash flow from operations is 0, which is at a healthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Viram Suvarn Ltd?
Promoters hold 65.01% of the Viram Suvarn Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Viram Suvarn Ltd vs industry peers?
Viram Suvarn Ltd revenue CAGR is 5.82%, compared to the industry median CAGR of 28.9%, indicating slower growth and losing its market share.
Profit Metrics
Current Level 5-year
Industry Median
Revenue Growth 37 28.9
Gross Profit Growth 66.7 41.8
Operating Profit Growth 66.7 43.1
Net Profit Growth 50 48.2
Operating Efficiency
Current Level 5-year
Industry Median
Asset Turnover 1.06 0.59
ROE 14.4 6.08
ROCE 19 9.75
Cash Conversion Cycle (days) 126.45 9

Valuation & price assessment

Q.1 Stock return of Viram Suvarn Ltd over the last decade?
Over the last 5 year(s), the stock has delivered a CAGR of 16.21% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price
CAGR
- 16.2% 11.9% 44.8%
Q.3 Valuation ratios of Viram Suvarn Ltd vs historical?
The current P/E is lower that its historical median.
Q.4 How do the current valuation ratios compare with 5-year historical median and industry numbers?
Valuation Ratios Current 5-year
Historic Median
5-year
Industry Median
Price to Earnings 19.67 34.00 40.60
Price to Book 2.23 3.25 4.06
Price to Sales 5.45 3.96 9.29
EV to EBITDA 15.27 25.80 25.96

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