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UBI surges as RBI allows to lend loan up to Rs 200 crore to top-rated firms

United Bank of India - (Amalgamated) | Bank - Public | BFSI | BSE: 533171 | NSE: UNITEDBNK

11 Jun 2014 Evaluate

United Bank of India is currently trading at Rs 53.90, up by 1.40 points or 2.67% from its previous closing of Rs 52.50 on the BSE.

The scrip opened at Rs 54.50 and has touched a high and low of Rs 55.65 and Rs 53.05 respectively. So far 317540 shares were traded on the counter.

The BSE group 'B ' stock of face value Rs. 10 has touched a 52 week high of Rs. 57.65 on 14-Jun-2013 and a 52 week low of Rs. 23.40 on 21-Feb-2014.

Last one week high and low of the scrip stood at Rs. 54.95 and Rs. 48.45 respectively. The current market cap of the company is Rs. 2984.54 crore.

The promoters holding in the company stood at 88.00% while Institutions and Non-Institutions held 5.55% and 6.45% respectively.

Public sector lender United Bank of India (UBI) has been allowed by the Reserve Bank of India (RBI) to consider loan proposals up to Rs 200 crore from 'AAA'-rated companies. This relaxation on the lending front was allowed by RBI on account of bank’s improving capital-adequacy ratio under Basel-III and its plan to raise an additional Rs 575 crore of capital shortly to shore up the capital adequacy.

The banking regulator had capped the lender's loan sanctioning power to Rs 10 crore following a rise in its bad assets and dip in the capital adequacy ratio. Further, with this development, lender can raise its exposure to the corporate sector.

However, the regulator has relaxed the cap with some caveats. As per the latter dated June 3, RBI has allowed bank to consider loan proposals up to Rs 200 crore from AAA rated PSUs and corporate borrowers subject to ensuring that its CD (credit-deposit) ratio and CRAR (capital to risk-weighted asset ratio) is not dipping beyond 70% and 9% respectively as on June 30, 2014.

Meanwhile, the bank expects to shore up its capital adequacy ratio by raising Rs 575 crore worth capital by this quarter end by converting perpetual non-cumulative preference shares to common equity in favour of the government and allotting equity shares to LIC on a preferential basis.

United Bank-Amalgama Share Price

8.02 0.00 (0.00%)

20-Mar-2020 18:01 View Price Chart

Peers

Company Name	CMP
SBI	1080.35
PNB	114.50
Canara Bank	142.35
Bank Of Baroda	280.00
Union Bank Of India	188.90
View more..

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UBI surges as RBI allows to lend loan up to Rs 200 crore to top-rated firms

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