Union Bank of India is one of the leading public sector banks of the country. The Bank is a listed entity and the Government of India holds stake in Bank’s total share capital. The Bank, having its headquarters at Mumbai (India), was registered on...
Net Profit/Total Funds (%) | 0.97 | 0.72 | 0.75 | 0.51 | 0.48 | 0.34 | 0.13 | -1.12 | -0.6 | -0.55 |
Net NPA to Net Advances (%) | 1.19 | 1.7 | 1.61 | 2.33 | 2.71 | 5.25 | 6.57 | 8.42 | 6.85 | 5.49 |
Capital Adequacy Ratio | - | - | - | - | - | - | - | - | - | 0% |
Key Financial Ratios
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RATIOS \ YEARS | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | |
Interest Earned / Total Income | 88.97 | 89.57 | 90.78 | 91.23 | 90.11 | 89.86 | 86.8 | 86.78 | 88.39 | 87.62 | |
Margins
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NIM (%) | 2.71 | 2.65 | 2.47 | 2.28 | 2.33 | 2.15 | 2.06 | 2.01 | 2.19 | 2.19 | |
Performance Ratios
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Return on Equity (%) | 20.94 | 14.85 | 15.05 | 10.41 | 10.11 | 6.99 | 2.69 | -24 | -12.54 | -10.56 | |
Liquidity Ratio
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CASA (%) | 31.76 | 31.28 | 30.95 | 29.5 | 29.24 | 32.35 | 34 | 34.09 | 36.1 | 35.59 |
Entity | Percentage Holding |
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Promoters | 89.07% |
Institutions | 5.24% |
Non-Institutions | 5.69% |
Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
MoneyWorks4Me analysed the past 10-year performance of Union Bank Of India and arrived at the following conclusion:
Past 10 year's financial track record indicates that Union Bank Of India is a below average quality company. However, for specific investment actions please connect with your investment advisor.The 5-year analysis of Union Bank Of India's performance infers:
Union Bank Of India earnings have declined by -178.8%, whereas share price has depreciated -21.9% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.We analysed the performance of Union Bank Of India share prices over the last 10 years. Here is what we found out:
Union Bank Of India share price has depreciated -20.3% annually over the past ten years.Union Bank of India is one of the leading public sector banks of the country. The Bank is a listed entity and the Government of India holds stake in Bank’s total share capital. The Bank, having its headquarters at Mumbai (India), was registered on November 11, 1919 as a limited company. Today, it has a network vast network of domestic branches, ATMs, BC Points, serving many customers. The Bank also has branches in overseas countries. Union Bank of India
Union Bank of India is one of the leading public sector banks of the country. The Bank is a listed entity and the Government of India holds stake in Bank’s total share capital. The Bank, having its headquarters at Mumbai (India), was registered on November 11, 1919 as a limited company. Today, it has a network vast network of domestic branches, ATMs, BC Points, serving many customers. The Bank also has branches in overseas countries. Union Bank of India is the first large public sector bank in the country to have implemented 100% core banking solution. Recently, Andhra Bank and Corporation Bank were amalgamated into Union Bank of India with effect from April 01, 2020. The Bank has received several awards and recognition for its prowess in technology, digital banking, financial inclusion, MSME and development of human resources.
Business area of the company
The bank is engaged in Banking Services, Government Business, Merchant Banking, Agency Business -Insurance, Mutual Funds, Wealth Management etc.
Products
Personal:
Corporate Loans:
International:
Awards
2012-13
2014
2015
2016
2017-18
2018-19
2019-20
Milestones
2016-17
2017-18
2018-19
2019-20