Punjab National Bank (PNB) has rolled out pre-qualified credit card with host of features, including insurance coverage. This facility will be available for salary account customers and they shall be able to apply through the mobile banking app PNB One, website or Internet Banking Service (IBS). The bank will be offering this service under two platforms -- RuPay and Visa.
The bank has also introduced new facility of overdraft against fixed deposit on PNB One in a few clicks and a single OTP. Customers can avail loan without visiting a bank branch, adding there is a concession of 0.25 per cent on the interest rate when applied through digital platforms like PNB One.
PNB is one of the oldest banks in India having a virtual presence in every important center of the country. The Bank caters to a wide variety of audience through spectrum of services including corporate and personal banking, industrial finance, agricultural finance and international finance.
