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Vijaya Bank surges on unveiling two new products for farmers and MSME

Vijaya Bank - (Amalgamated) | Bank - Public | BFSI | BSE: 532401 | NSE: VIJAYABANK

07 Nov 2013 Evaluate

Vijaya Bank is currently trading at Rs. 44.05, up by 0.70 points or 1.61 % from its previous closing of Rs. 43.35 on the BSE.

The scrip opened at Rs. 43.50 and has touched a high and low of Rs. 44.15 and Rs. 43.35 respectively. So far 36648 shares were traded on the counter.

The BSE group 'B' stock of face value Rs. 10 has touched a 52 week high of Rs. 67.10 on 09-Jan-2013 and a 52 week low of Rs. 33.40 on 28-Aug-2013.

Last one week high and low of the scrip stood at Rs. 46.10 and Rs. 38.45 respectively. The current market cap of the company is Rs. 2148.16 crore.

The promoters holding in the company stood at 55.02 % while Institutions and Non-Institutions held 17.41 % and 27.57 % respectively.

Vijaya Bank, the Karnataka-based bank has reportedly unveiled two new products – for farmers and MSME. The bank has launched new Home Loan scheme to cater the housing needs of agriculturists. As per this new loan scheme, the bank will provide the loan to farmers who have no income-tax returns to show as a proof of income and the loan can be repaid in quarterly/half-yearly or yearly installments coinciding with the harvesting season.

Meanwhile, the bank has also launched new loan scheme for Micro, Small and Medium Enterprises (MSME). In this new scheme, the bank has come out with features like no collaterals, no third-party guarantee, and coverage of all loans under Credit Guarantee Scheme. The maximum loan amount of Rs 1 crore - either term loan or working capital, and no margin is required up to loan amount of Rs 10,000. Only 15% margin for loans up to Rs 10 lakh, and 20 per cent margin for loans above Rs 10 lakh. The rate of inters for this scheme is base rate plus 0.80% for loans up to Rs 10 lakh and 11.50% for loans above Rs 10 lakh.

Vijaya Bank, the Karnataka-based bank offers various products and services specific to various segments such as it has saving accounts for children, scheme for women clientele, credit facilities to minority communities like Zoroastrians, Buddhists are among others.

Vijaya Bank-(Amalgam Share Price

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Company Name	CMP
SBI	1080.35
PNB	114.50
Canara Bank	142.35
Bank Of Baroda	280.00
Union Bank Of India	188.90
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Vijaya Bank surges on unveiling two new products for farmers and MSME

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