The service which I got in last 2 weeks is awesome. My expectation is that it should be maintained in all parameters in near future. Generally it happen during the time of upgrade and renew. They best part of MoneyWorks4me is that they are not influenced by news, rumors, capitalist etc rather they belief on proper research and guide the client accordingly. Asset allocation specialty is other add-on by them. MoneyWorks4me is working on Technology to deliver on time quality service but long way to go. I did not noticed any PII breach too till date. Good Luck!