What is Gujarat Credit Corporation Ltd (511441) share price return in the past 10 years?

Gujarat Credit Corporation Ltd share price has appreciated 1.4% annually (CAGR) over the past ten years.

What is the share price of Gujarat Credit Corporation Ltd (511441)?

Company share prices are keep on changing according to the market conditions. The current trading price of Gujarat Credit Corporation Ltd (511441) on 09-Jun-2026 16:59:59 at 16:59 is 23.75.

What is the P/E ratio of Gujarat Credit Corporation?

The latest standalone P/E ratio of Gujarat Credit Corporation as of 09-Jun-2026 is 445.31.

What is the P/B ratio of Gujarat Credit Corporation Ltd (511441)?

The latest standalone P/B ratio of Gujarat Credit Corporation Ltd (511441) as of 09-Jun-2026 is 0.57.

What is the 52-week high and low of Gujarat Credit Corporation Ltd (511441)?

The 52-week high of Gujarat Credit Corporation Ltd (511441) is Rs. 37.13 and the 52-week low is Rs. 22.00.

What is the TTM revenue of Gujarat Credit Corporation Ltd (511441)?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gujarat Credit Corporation is Rs. 0.00 (Cr.).

Gujarat Credit Corporation Ltd (511441) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Gujarat Credit Corporation Ltd (511441)
Brand: Gujarat Credit Corporation

Gujarat Credit Corporation Ltd (511441)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 511441 NSE: Finance - NBFC | Small Cap | Guj Credit Corp. Share Price

Gujarat Credit Corporation Ltd (511441)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 511441 NSE: Finance - NBFC | Small Cap | Guj Credit Corp. Share Price

Key Metrics

Valuation Multiples

Market Cap

₹7 Cr.

Current Price

₹23.8

52-Week Low / High

₹22 / 37

TTM EPS

₹0.1

Book Value per Share

₹41.8

P/E Ratio

445.31

Industry PE

25.7

Price to Book (P/B)

0.57

Lower than its 5-year historical median

EV/EBITDA

1357.58

Higher than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

-2.45%

Return on Capital Employed (ROCE)

-1.03%

Return on Assets (ROA)

-0.85%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

-2.35%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹0 Cr.

Reserves

₹10 Cr.

Equity

₹3 Cr.

Face Value

₹10

All Time Low / High

₹1.05 / 225.00

Gujarat Credit Corporation stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Gujarat Credit Corporation Ltd a good quality company?

Gujarat Credit Corporation Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Gujarat Credit Corporation Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Gujarat Credit Corporation Ltd vs Industry Peers?

Gujarat Credit Corporation Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of %, indicating stable growth and maintaining its market share.

Q.1 Promoter shareholding and pledge status of Gujarat Credit Corporation Ltd?

Promoters hold 33.43% of the Gujarat Credit Corporation Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Gujarat Credit Corporation Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 2.6% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	0	0	0	0	0	0	0	0	0	0	0
YoY Gr. Rt. %	-	NA	NA	NA	NA	NA	NA	NA	NA	NA	-
Adj EPS (₹ )	0.1	0	0.1	0.3	0	0.1	0	0	0	-0.3	0.1
YoY Gr. Rt. %	-	-80%	600%	328.6%	-86.7%	50%	-33.3%	-75%	100%	-1700%	-
BVPS (₹ )	12.5	12.2	12.4	12.5	12.5	12.6	13.2	13.2	13.2	12.9	41.8
YoY Gr. Rt. %	-	-2.2%	1%	1.1%	0.2%	0.7%	4.4%	-0.1%	0.3%	-2.4%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.1	0	0.2	1	0.1	0.2	0.1	0	0.1	-0.9	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	NA	NA	NA	NA
Adj EPS	-222.9%	-251.6%	-300%	-1700%
BVPS	0.3%	0.6%	-0.7%	-2.4%
Share Price	1.4%	19.9%	-0.1%	-24.3%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	0	0	0	0	0	0	0	0	0	0	INF
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.4	0.1	0.6	2.4	0.3	0.5	0.3	0.1	0.1	-2.5	0.1

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	0.24	0.30	0.20	0.62	0.28	0.37	0.26	0.25	0.23	0.17
Interest Income	0	0	0	0	0	0	0	0	0	0
Other Income ⓘ	0	0	0	0	0	0	0	0	0	0.27
Exceptional Items ⓘ	0.24	0.30	0.20	0.62	0.28	0.37	0.26	0.25	0.23	0.17
Expenditure ⓘ +	0.20	0.28	0.14	0.24	0.24	0.27	0.20	0.22	0.21	0.45
Interest Expense ⓘ	0.01	0.01	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	0.19	0.27	0.14	0.24	0.23	0.27	0.20	0.22	0.20	0.18
Provisions	0	0	0	0	0	0	0	0	0	0.27
Exceptional Items ⓘ	0	0	0.01	0	0	-0.01	-0.01	0	0	0
Profit Before Tax ⓘ	0.04	0.02	0.07	0.38	0.04	0.09	0.06	0.03	0.02	-0.28
Taxes ⓘ	0	0.01	-0	0.08	0	0.02	0.02	0.02	0.01	-0.01
Profit After Tax	0.04	0.01	0.07	0.30	0.04	0.06	0.04	0.01	0.02	-0.27
Adjusted EPS (₹)	0.1	0.0	0.1	0.3	0.0	0.1	0.0	0.0	0.0	-0.3
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Guj Credit Corp. - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	10.62	12.32	12.44	12.58	12.60	12.69	11.18	11.18	11.22	10.95
Share Capital ⓘ	8.50	10.08	10.08	10.08	10.08	10.08	8.50	8.50	8.50	8.50
Reserves ⓘ	2.12	2.24	2.37	2.50	2.53	2.62	2.68	2.68	2.72	2.45
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	18.92	17.79	17.82	17.45	17.49	17.46	17.43	18.62	17.39	12.44
Current Liabilities	0.03	0.04	0.05	0.12	0.07	0.07	0.11	0.11	1.43	7.05
Trade Payables	0.02	0.01	0.02	0.02	0.04	0.03	0.03	0.02	0.03	0.03
Other Liabilities	-0.02	-0.01	-0.02	-0.02	-0.04	-0.03	1.55	1.56	1.54	1.54
Total Liabilities ⓘ	29.57	30.15	30.32	30.15	30.17	30.22	30.30	31.49	31.62	32.01
Assets
Non Current Asset +	29.52	30.10	30.30	30.09	30.11	29.96	30.07	30.95	31.35	32
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	29.52	30.10	30.30	30.09	30.11	29.96	30.07	30.95	31.35	32
Current Asset +	0.05	0.04	0.02	0.05	0.06	0.26	0.24	0.54	0.26	0.02
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	0.05	0.04	0.02	0.05	0.06	0.26	0.24	0.54	0.26	0.02
Total Assets ⓘ	29.57	30.15	30.32	30.15	30.17	30.22	30.30	31.49	31.62	32.01

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	0.44	19.53	0.31	0.35	-0.01	0.09	0.13	-0.13	0.16	5.56
Cash Flow From Investing Activity ⓘ	0.14	-19.98	-0.36	0.02	-0.03	-0.07	-0.09	-1.03	-0.26	-0.64
Cash Flow From Financing Activity ⓘ	-0.61	0.44	0.03	-0.37	0.04	-0.03	-0.03	1.18	0.10	-4.94
Net Cash Flow ⓘ	-0.03	-0	-0.03	-0	0	-0	0.01	0.01	0	-0.02

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0.10	0	0.10	0.30	0	0.10	0	0	0	-0.30
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	12.5	12.2	12.4	12.5	12.5	12.6	13.2	13.2	13.2	12.9
Performance Ratios
ROA (%)	0.1	0.0	0.2	1.0	0.1	0.2	0.1	0.0	0.1	-0.9
ROE (%)	0.4	0.1	0.6	2.4	0.3	0.5	0.3	0.1	0.1	-2.5
ROCE (%)	0.2	0.1	0.2	1.3	0.2	0.3	0.2	0.1	0.1	-1.0
Valuation Parameters
Price/Book(x)	0.0	1.5	1.2	0.8	0.8	0.3	3.8	1.5	1.5	2.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gujarat Credit Corporation Ltd FAQs

The current trading price of Guj Credit Corp. on 09-Jun-2026 16:59 is ₹23.75.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 08-Jun-2026 the market cap of Guj Credit Corp. stood at ₹7.12 Cr

The latest P/E ratio of Guj Credit Corp. as of 08-Jun-2026 is 445.3.

The latest P/B ratio of Guj Credit Corp. as of 08-Jun-2026 is 0.57.

The 52-week high of Guj Credit Corp. is ₹37.13 and the 52-week low is ₹22.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Guj Credit Corp. is ₹0.00 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gujarat Credit Corporation Ltd is a below average quality company.

The key valuation ratios of Gujarat Credit Corporation Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gujarat Credit Corporation Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Gujarat Credit Corporation Ltd

No data to display

Gujarat Credit Corporation Ltd (511441)

Gujarat Credit Corporation Ltd (511441)

Gujarat Credit Corporation stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Guj Credit Corp. - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gujarat Credit Corporation Ltd FAQs

About Gujarat Credit Corporation Ltd

About MoneyWorks4Me

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Gujarat Credit Corporation Ltd (511441)

Gujarat Credit Corporation Ltd (511441)

Gujarat Credit Corporation stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Guj Credit Corp. - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gujarat Credit Corporation Ltd FAQs

What is the share price of Guj Credit Corp.?

What is the market cap of Guj Credit Corp.?

What is the P/E ratio of Guj Credit Corp.?

What is the P/B ratio of Guj Credit Corp.?

What is the 52-week high and low of Guj Credit Corp.?

What is the TTM revenue of Guj Credit Corp.?

Is Gujarat Credit Corporation Ltd a good quality company?

Is Gujarat Credit Corporation Ltd undervalued or overvalued?

Is Gujarat Credit Corporation Ltd a good buy now?

About Gujarat Credit Corporation Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.