Gujarat Credit Corporation Ltd - Stock Valuation and Financial Performance

BSE: 511441 | NSE: | Finance - NBFC | Small Cap

Guj Credit Corp. Share Price

21.49 0.00 0.00%
as on 15-Apr'24 15:30

DeciZen - make an informed investing decision on Guj Credit Corp.

M-Cap below 100cr DeciZen not available

Gujarat Credit Corporation stock performance -

mw4me loader
P/E Ratio (SA):
526.72
Market Cap:
53.7 Cr.
52-wk low:
18.3
52-wk high:
37.4

Is Gujarat Credit Corporation Ltd an attractive stock to invest in?

1. Is Gujarat Credit Corporation Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gujarat Credit Corporation Ltd is a below average quality company.

2. Is Gujarat Credit Corporation Ltd undervalued or overvalued?

The key valuation ratios of Gujarat Credit Corporation Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Gujarat Credit Corporation Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gujarat Credit Corporation Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Guj Credit Corp.:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Gujarat Credit Corporation Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.20.1000000000
YoY Gr. Rt. %--55%-100%NANANANANANANA-
Adj EPS (₹ ) 0-0.10.100.10.300.1000
YoY Gr. Rt. %--450%NA-80%600%328.6%-86.7%50%-33.3%-75%-
BVPS (₹ )12.612.512.512.212.412.512.512.613.213.211.7
YoY Gr. Rt. %--1.2%0.4%-2.2%1%1.1%0.2%0.7%4.4%-0.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.1-0.40.100.210.10.20.100

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-100%NANANA
Adj EPS-14.3%-32.2%-37%-75%
BVPS0.5%1.3%1.7%-0.1%
Share Price -0.7% 17.2% 73.7% -2.1%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)17.5-134.600000000INF
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.3-1.10.40.10.62.40.30.50.30.10.3

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to 0.30%

Total Income has declined 0.00 CAGR in last 3 years

Net Profit has declined -37.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Gujarat Credit Corporation Ltd.

Standalone Consolidated
TTM EPS (₹) 0 0.5
TTM Sales (₹ Cr.) 0 0
BVPS (₹.) 11.7 12.2
Reserves (₹ Cr.) 4 5
P/BV 1.84 1.76
PE 526.72 44.70
From the Market
52 Week Low / High (₹) 18.25 / 37.44
All Time Low / High (₹) 1.05 / 225.00
Market Cap (₹ Cr.) 53.7
Equity (₹ Cr.) 25
Face Value (₹) 10
Industry PE 31.7

Management X-Ray of Guj Credit Corp.:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Key Ratios of Guj Credit Corp.

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income0.210.110.240.300.200.620.280.370.260.25
Interest Income0.200.0900000000
Other Income 0.010.020.240.300.200.620.280.370.260.25
Expenditure 0.170.200.200.280.140.240.240.270.200.22
Interest Expense 0.010.020.010.01000000
Operating Expenses 0.160.180.190.270.140.240.230.270.200.22
Provisions 0000000000
Exceptional Items 00000.0100-0.01-0.010
Profit Before Tax 0.04-0.090.040.020.070.380.040.090.060.03
Taxes 00.0300.0100.0800.020.020.02
Profit After Tax 0.04-0.120.040.010.070.300.040.060.040.01
Adjusted EPS (₹)0.0-0.10.10.00.10.30.00.10.00.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital10.7110.5810.6212.3212.4412.5812.6012.6911.1811.18
Share Capital 8.508.508.5010.0810.0810.0810.0810.088.508.50
Reserves 2.212.082.122.242.372.502.532.622.682.68
Minority Interest0000000000
Long Term Borrowings19.1719.4518.9217.7917.8217.4517.4917.4617.4318.62
Current Liabilities 0.010.120.030.040.050.120.070.070.110.11
Trade Payables0.040.110.020.010.020.020.040.030.030.02
Short term borrowings0000000000
Other Liabilities-0.04-0.11-0.02-0.01-0.02-0.02-0.04-0.031.551.56
Total Liabilities 29.8930.1629.5730.1530.3230.1530.1730.2230.3031.49

Assets

Non Current Asset 29.7829.9429.5230.1030.3030.0930.1129.9630.0730.95
Loan Asset 0000000000
Other Non Current Asset 29.7829.9429.5230.1030.3030.0930.1129.9630.0730.95
Current Asset 0.110.220.050.040.020.050.060.260.240.54
Current Investment0000000000
Other Current Asset0.110.220.050.040.020.050.060.260.240.54
Total Assets 29.8930.1629.5730.1530.3230.1530.1730.2230.3031.49

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -0.09-0.030.4419.530.310.35-0.010.090.13-0.13
Cash Flow From Investing Activity 0-0.240.14-19.98-0.360.02-0.03-0.07-0.09-1.03
Cash Flow From Financing Activity 0.090.29-0.610.440.03-0.370.04-0.03-0.031.18
Net Cash Flow 0.010.03-0.030-0.030000.010.01
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)13121312121213131313

Performance Ratios

ROA (%)0.1-0.40.10.00.21.00.10.20.10.0
ROE (%)0.3-1.10.40.10.62.40.30.50.30.1
ROCE (%)0.2-0.20.20.10.21.30.20.30.20.1

Valuation Parameters

Price/Book(x)1.31.50.01.51.20.80.80.33.81.5

Gujarat Credit Corporation Ltd Stock News

Gujarat Credit Corporation Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Guj Credit Corp. on 15-Apr-2024 15:30 is ₹21.49.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 15-Apr-2024 15:30 the market cap of Guj Credit Corp. stood at ₹53.73.
The latest P/E ratio of Guj Credit Corp. as of 15-Apr-2024 15:30 is 526.7.
The latest P/B ratio of Guj Credit Corp. as of 15-Apr-2024 15:30 is 1.84.
The 52-week high of Guj Credit Corp. is ₹37.44 and the 52-week low is ₹18.25.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Guj Credit Corp. is ₹0.00 ( Cr.) .

About Gujarat Credit Corporation Ltd

No data to display
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt.Ltd.